Comparison

TrackMyStack Net Worth Tracker vs DecentWealth Portfolio Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TrackMyStack Net Worth Tracker

Track your total wealth across stocks, crypto, property, and debts. Get real-time updates and insights on your investments, with privacy at its core. Integrates with AI for easy portfolio analysis and statement processing.

Highlights
  • Net worth and portfolio tracking
  • AI integration for analysis and data entry
  • Home screen widgets and Apple Watch app
  • Support for stocks, crypto, property, cash, and debts
  • Automatic pricing for over 200,000 assets
  • Detailed investment allocation and performance analysis
  • Bank-login-free privacy
Features
Read full description

Glance at your net worth mid-run. Paste a statement into ChatGPT and let it add your holdings. See today's change on your home screen. TrackMyStack is a net worth and portfolio tracker. It adds up your stocks, ETFs, funds and crypto with your property, cash, pensions and debts. Uncompromised privacy: no bank logins, no name, no email. ON YOUR PHONE, WRIST, WEB AND IN CHAT • Apps for iPhone and iPad, and a web app for any computer. Your data syncs securely between them. • Home-screen widgets with your net worth and today's change. • An Apple Watch app, with your net worth and today's change on your watch face. • Connect ChatGPT or Claude. Ask about your portfolio in plain words, or have it record holdings from a statement. • An Excel workbook that refreshes your portfolios every time it opens, and an API for your own scripts. EVERYTHING YOU OWN • Over 200,000 stocks, ETFs, funds and cryptocurrencies from more than 60 exchanges, priced automatically. • Property, cash, pensions, loans and anything else you value yourself. • 59 currencies, with everything converted to your home currency. • Unlimited portfolios and assets, each with its own currency, ownership share and tags. • Add holdings by name or ticker, or import a CSV, Excel or PDF file, or screenshots of your broker app. UNDERSTAND YOUR INVESTMENTS • Are you beating the market? Your returns against an index, with the same money invested on the same dates. • Allocation by portfolio, asset, currency, asset type, sector and region. • Five years of dividend history, with monthly and yearly charts. • Goals with a target and a date, and a retirement planner tested against 1,000 simulated markets. PRIVATE BY DESIGN • No bank or broker logins. You decide what goes in. • No name or email needed. Sign in to the web app by scanning a QR code with your iPhone. • No ad or tracking SDKs. Your data is never sold. • Lock the app with Face ID. • Export your data to Excel or JSON any time. FREE • Unlimited portfolios and assets • Closing prices and net worth history • Allocation by portfolio, asset and currency • Five years of dividend history • The retirement planner and one goal • Import from CSV, Excel, PDF and screenshots • Net worth and today's change on widgets and Apple Watch • Ask about and record holdings in ChatGPT and Claude PREMIUM ADDS • Live prices, and today's change across the app • Your returns against an index • Allocation by asset type, sector and region • Upcoming dividends and yield • Unlimited goals • Movers on widgets and Apple Watch • Analysis questions in ChatGPT and Claude • Priority support Premium is an auto-renewing subscription, with prices shown in the app. Questions or ideas? Message us from the app.

About

DecentWealth Portfolio Tracker

Track all your assets, from stocks and crypto to real estate and vehicles, with a focus on privacy. Your financial data stays securely on your device, with no account creation or server storage. Enjoy features like dividend tracking, real-time prices, and iCloud sync across Apple devices.

Highlights
  • Track stocks, ETFs, crypto, commodities, real estate, and more
  • Data stays on your device; no account or servers needed
  • Automatic crypto balance fetching via public address
  • Dividend tracking with calendar and income projections
  • Real-time prices for over 15,000 coins
  • iCloud sync for iPad and Apple Watch
  • Supports 45 currencies for cash accounts
Features
Read full description

Know what you own. All of it. DecentWealth gives you a clear view of everything you own: stocks, ETFs, precious metals, property, retirement, savings, and yes, crypto too. The difference? Your data stays on your device. No account to create. No servers storing your finances. No company tracking your wealth. Just you and your phone. DESIGNED AND BUILT FOR iOS Written in Swift and SwiftUI, with no third-party frameworks and no analytics or tracking SDKs of any kind. Nothing here is a web page in a native wrapper. That is why the App Store privacy label reads "Data Not Collected", and why your portfolio still opens with no signal. Widgets, an Apple Watch app with complications on every face style, Face ID and Touch ID, dark mode. Fully localized in 12 languages, every screen, not only the menus. WHAT YOU CAN TRACK - Stocks & ETFs: add buy/sell transactions, see your profit or loss, track dividends - Commodities: Gold, Silver, Platinum and Palladium, with live spot prices in troy oz, grams or kg - Real estate: your home equity, rental properties, land - Vehicles: cars, motorcycles, boats - Retirement: 401(k), IRA, pension values - Cash accounts: bank savings, linked to the trades you make - Loans & debt: mortgage, car loan, student loans, credit cards - Crypto wallets: Bitcoin, Ethereum, Solana, and more - Interactive Brokers: trades, dividends and cash, synced automatically WHY PEOPLE SWITCH TO DECENTWEALTH Your data stays local. Other apps upload your financial data to their servers. We don't. Everything lives on your iPhone, protected by Face ID. No account needed. Open the app and start adding assets. No email, no password, no verification. iCloud sync Want it on your iPad? Turn on iCloud sync. Your data goes through your personal iCloud, still never touches our servers. FOR PEOPLE WHO OWN CRYPTO Networks: Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Avalanche, BSC, ZKsync, Linea, Scroll, and more. Just paste your public address or scan a QR code. We fetch your balances automatically. You never share private keys, we don't need them, don't want them. 15,000+ coins recognized with real-time prices. DIVIDEND TRACKING Own dividend stocks? See your passive income grow: - Dividend calendar: upcoming ex-dates and payment dates at a glance - Income summary: what you've received, this year's total, projected annual - Future projections: estimate your income many years out - Yield tracking: compare yield on cost vs current market yield - All dividend data pulled automatically, no manual entry CASH ACCOUNTS Track bank savings in 45 currencies as their own asset class. Sell a stock and the proceeds land in the account you choose. Buy one and it is paid from there. Your cash balance moves the way your money really does, and you still never connect a bank. ANALYTICS THAT MAKE SENSE - See where your money actually is (allocation by asset type) - Sector allocation: your stock portfolio broken down by industry - Monthly performance heatmap: which months made money, which didn't - Chart with filter by time: today, this week, month, year, or all time EXPORT FOR TAXES Export your transactions to CSV or PDF. Pick a date range, download the file, hand it to your accountant. WIDGETS & APPLE WATCH Home screen widgets in three sizes, and lock screen widgets showing your total, the 24-hour change and a chart without unlocking the phone. On Apple Watch, a full app plus complications for every face style. All of it in the currency you picked. 45 CURRENCIES See your wealth in USD, EUR, GBP, JPY, CHF, CAD, AUD, TRY, NGN, UAH, or 35 others. Live exchange rates, updated automatically. Built for people who want their entire financial picture in one private place. Not a portfolio tracker bolted onto an account system, a wealth dashboard that belongs to you. Questions? Reach out: hey@decentwealth.app Terms of Use: https://decentwealth.app/terms Privacy Policy: https://decentwealth.app/privacy

Screenshots

TrackMyStack Net Worth Tracker4 screens
DecentWealth Portfolio Tracker4 screens

Verdict

The call

The clearest difference is ratings volume: TrackMyStack Net Worth Tracker at 79 against DecentWealth Portfolio Tracker's 2. TrackMyStack Net Worth Tracker also leads on rating (4.7 vs 4.5). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TrackMyStack Net Worth Tracker sells 2 in-app purchases, starting at $4.99 per month and DecentWealth Portfolio Tracker sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

TrackMyStack Net Worth Tracker holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: TrackMyStack Net Worth Tracker has 79 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 94% of TrackMyStack Net Worth Tracker's written reviews are positive against 100% of DecentWealth Portfolio Tracker's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

TrackMyStack Net Worth Tracker ships an update every 8 days, DecentWealth Portfolio Tracker every 2 weeks. The most recent releases landed on November 7, 2026 and November 2, 2026 respectively.

Scorecard2 real differences · 8 level
TrackMyStack Net Worth Tracker versus DecentWealth Portfolio Tracker: the parameters behind the verdict, then further details
ParameterTrackMyStack Net Worth TrackerDecentWealth Portfolio Tracker
PriceFreeFree
Rating4.7 (79 ratings) — better4.5 (2 ratings)
Positive reviews94.3% of reviews100.0% of reviews — better
Number of ratings79 — better2
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS17.0 — better18.0
Further details — not scored
Size28 MB18 MB
Age rating4+4+
DeveloperBeeblesoft LtdANDRII BONDAR

Customer experience

TrackMyStack Net Worth Tracker

All ratings79 ratings
Positive94.9%
Neutral3.8%
Negative1.3%
Written reviews35 reviews
Positive94.3%
Neutral0.0%
Negative5.7%

DecentWealth Portfolio Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

TrackMyStack Net Worth Tracker

Subscriptions2
  • Monthly Premium7 Days trial$4.991 Month
  • Yearly Premium7 Days trial$34.991 Year
3 purchases

DecentWealth Portfolio Tracker

Subscriptions3
  • Monthly$9.991 Month
  • Yearly$59.991 Year
  • Family$99.991 Year

Questions

Is TrackMyStack Net Worth Tracker free?
TrackMyStack Net Worth Tracker is free to download, with in-app purchases available.
Is DecentWealth Portfolio Tracker free?
DecentWealth Portfolio Tracker is free to download, with in-app purchases available.
Which has better reviews, TrackMyStack Net Worth Tracker or DecentWealth Portfolio Tracker?
TrackMyStack Net Worth Tracker is rated higher. TrackMyStack Net Worth Tracker averages 4.7 out of 5 from 79 ratings, while DecentWealth Portfolio Tracker averages 4.5 from 2 ratings.
Do TrackMyStack Net Worth Tracker or DecentWealth Portfolio Tracker have ads?
Neither TrackMyStack Net Worth Tracker nor DecentWealth Portfolio Tracker shows ads.
Which is updated more often, TrackMyStack Net Worth Tracker or DecentWealth Portfolio Tracker?
TrackMyStack Net Worth Tracker ships an update every 8 days, and DecentWealth Portfolio Tracker every 2 weeks. Most recently, TrackMyStack Net Worth Tracker was updated on November 7, 2026 and DecentWealth Portfolio Tracker on November 2, 2026.

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