Comparison

Nomod | Payment Links vs Cloud Commerce

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nomod | Payment Links

Create and share payment links, process card payments, and sell anything anywhere. Offers online and in-person payment options, including buy now pay later services. Ideal for businesses needing flexible payment solutions.

Highlights
  • Create and share payment links
  • Accept online and in-person payments
  • Support for Tabby & Tamara (BNPL)
  • Professional invoice creation
  • Tap to Pay and QR code payments
  • Ready-made online store
  • Same-day payouts
Features
Read full description

Nomod is the payment links app that lets you process card payments and sell anything anywhere. Designed for merchants in the UAE, Nomod allows your customers to pay online or in-person using payment links, QR codes, Apple Pay, Google Pay, cards from all major networks, and even Tabby and Tamara. ◉ PAYMENT LINKS Create and share payment links to let your customers pay online. Create a payment link with support for items, notes, shipping addresses, discounts, and tips in a few seconds. Tap to share over WhatsApp, Instagram, Telegram, email, or just about anywhere in a few taps! ◉ COLLECT Let your customers pay any amount by simply typing it in. Collect is accessible by your customers via a QR code or a link and is designed to give them control over payments in a way that is seamless for you. ◉ TABBY & TAMARA Buy now pay later options are available as payment methods right out of the box, with no extra setup. Your customers can pay in instalments while you get the full payments upfront. ◉ INVOICE Create professional invoices to get paid faster, and use our customisable invoice pages to let your customers pay online. Add items, discounts, attachments, request a shipping address, create recurring invoices, and opt into perfectly timed payment reminders ◉ IN-PERSON Take in-person payments by scanning a QR code or sharing a link, letting your customers checkout with Apple Pay, Google Pay, or their credit and debit cards. ◉ STORE Access a ready-made online store that your customers can visit at any time, and shop without any back and forth. Let your Nomod App sell for you. ◉ SAME-DAY PAYOUTS Get one of the fastest payouts in the region with same-day payouts up to twice a day of up to AED 500,000 with Membership. ◉ CHOOSE YOUR PAYOUT SPEED Get paid out directly to your bank account every two business days or every week. Choose the cadence and price that serve your business the best. ◉ PRICING Our pricing is transparent, easy to understand, and competitive by design: ▶ Starting from 2.37% + AED 0.80 No setup fees, zero monthly fees, no minimums, and absolutely nothing else on top! Find out more about pricing at: https://nomod.com/pricing ◉ CHECKOUT Connect Shopify, WooCommerce, and your own app or website to the Checkout payment gateway to start accepting Tabby, Tamara, Apple Pay, Google Pay, and major cards. ◉ ADD YOUR TEAM Bring your whole team to Nomod to help you grow your business! Whether you’re a multi-store franchise or have a fleet of delivery drivers who need to collect payments, invite and manage your entire team on Nomod OTHER FEATURES - Every Card Network: Process Visa, MasterCard, American Express, Discover, JCB, Union Pay, and a bunch more with a few simple taps. - Multi Currency: Charge in over 135 currencies. Customers pay in their currency, you get paid in yours - Discounts, Tips, & Taxes: Gift your most loyal customers a discount, go wild with tips for your team, and capture taxes to stay compliant - Manage Customers: A simple CRM in your pocket. Import or add customers and track those who help to propel your business forward - Dive Into Transactions: Easy-to-use reporting that answers the who, what, and when of all your payments. Dive deep to get answers fast - Add Notes and Send Receipts: Add notes to your in-person payments and links for easy recall. Send out beautiful email receipts with a single tap to give your customers full transaction history, the information they're after, and peace of mind - With 3D Secure 2 support we've got Secure Customer Authentication covered. OTP, password, let your customers choose! ▶ Drop us a line at help@nomod.com or a WhatsApp message at +971 50 713 8676 for super fast, responsive support. Share your ideas and help shape our future roadmap! Payments. Faster, cheaper, better

About

Cloud Commerce

This app enables businesses to accept payments anywhere by leveraging cloud-based technology. It offers solutions for in-store and digital transactions, modernizing payment acceptance for merchants of all sizes.

Highlights
  • Cloud-based payment processing
  • Tap on Phone functionality
  • Pay by Link integration
  • Click to Pay support
  • Queue busting solutions
  • Mobile checkout capabilities
Features
Read full description

Mastercard Cloud Commerce moves payment capabilities to the cloud to empower the next evolution of acceptance, bridging in-store and digital experiences. Cloud Commerce is Mastercard’s cloud native software-based acceptance solution that combines Tap on Phone, Pay by Link, Click to Pay and more. It modernizes physical and digital acceptance, offering channel partners pre-certified software, easy integration, scale, and speed to market – in turn helping them grow their business. Cloud Commerce is empowering merchants of all sizes with new use cases to better serve their customers. These use cases include: - Queue Busting: Allowing consumers to check out in line when shopping, at pick up, or at their doors, reducing wait times and increasing sales. - Mobile Checkout: Helping consumers get to their next transit destination, at busy in-person events, when fundraising, and more. - Cash-Only Merchants: SMEs/micro-merchants and mobile venues can use Tap on Phone to address their need for flexible, low-cost, mobile, and scalable card acceptance solutions. By providing a low-maintenance, cost-effective, software-based solution, both channel partners and merchants can expand their customer base, offer new services, and increase revenue opportunities

Screenshots

Nomod | Payment Links4 screens
Cloud Commerce4 screens

Verdict

The call

The clearest difference is update cadence: Nomod | Payment Links at weekly against Cloud Commerce's every 6 weeks. Nomod | Payment Links also leads on ratings volume (60 vs 3) and iOS requirement (15.6 vs 18.5). Cloud Commerce's advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cloud Commerce holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Nomod | Payment Links has 60 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Nomod | Payment Links ships an update weekly, Cloud Commerce every 6 weeks. The most recent releases landed on September 17, 2026 and September 19, 2026 respectively.

Scorecard5 real differences · 5 level
Nomod | Payment Links versus Cloud Commerce: the parameters behind the verdict, then further details
ParameterNomod | Payment LinksCloud Commerce
PriceFreeFree
Rating4.8 (60 ratings)5.0 (3 ratings) — better
Positive reviews94.6% of reviews—
Number of ratings60 — better3
Update frequencyWeekly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better18.5
Further details — not scored
Size159 MB43 MB
Age rating4+4+
DeveloperNomod Inc.Mastercard International Incorporated

Customer experience

Nomod | Payment Links

All ratings60 ratings
Positive96.7%
Neutral0.0%
Negative3.3%
Written reviews239 reviews
Positive94.6%
Neutral0.0%
Negative5.4%

Cloud Commerce

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Nomod | Payment Links

No in-app purchases

None

Cloud Commerce

No in-app purchases

Questions

Is Nomod | Payment Links free?
Nomod | Payment Links is free to download, with no in-app purchases.
Is Cloud Commerce free?
Cloud Commerce is free to download, with no in-app purchases.
Which has better reviews, Nomod | Payment Links or Cloud Commerce?
Cloud Commerce is rated higher. Nomod | Payment Links averages 4.8 out of 5 from 60 ratings, while Cloud Commerce averages 5.0 from 3 ratings.
Do Nomod | Payment Links or Cloud Commerce have ads?
Neither Nomod | Payment Links nor Cloud Commerce shows ads.
Which is updated more often, Nomod | Payment Links or Cloud Commerce?
Nomod | Payment Links ships an update weekly, and Cloud Commerce every 6 weeks. Most recently, Nomod | Payment Links was updated on September 17, 2026 and Cloud Commerce on September 19, 2026.

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