ABANCA vs Thomas + Young

We know there are better things than going to the bank. That is why ABANCA's mobile banking app helps you manage your money on a daily basis in the easiest, most agile and efficient way. It includes the latest market advances in usability and performance and incorporates many of the suggestions we have received from users like you, such as having Bizum within the app! Here is everything you can do with the ABANCA app. Your day-to-day * Access your accounts, cards, loans, insurance, investments... * Check your account balance and transactions held in your account. * You can hide the amounts of your accounts at any time by shaking or turning your mobile * Turn dark mode on and off whenever you want. * Improve your financial health by consulting how much you have spent in the month and how much you have saved * Classify your expenses and income in categories * Pay your bills by taking a picture, view their details or return and cancel them with just one click. * Save and access your favorite transactions. * Download certificates of ownership of your accounts and receipts. * Search for charges, receipts and contracts in your document mailbox. * Customize the instant alerts you want to receive. * Sign contracts and documents from the mobile banking app. * Update your address or phone number whenever you need to Your money transfers * Send money to an account number and mobile with Bizum. * We have incorporated the sending of Bizum to NGOs * Make immediate transfers to any bank in the euro zone. * Send money to an ATM to be withdrawn by you or whoever you choose, without a card, at thousands of ATMs throughout Spain in the Hal Cash network. * Schedule your money transfers through regular transfers and save your regular transactions and contacts. Your cards * Just one click to turn your cards on and off. * Transfer money from your credit card to your account. * Increase your card's available credit or amortize your purchases by moving money from your account to your card. * Split card payments into installments. * Create and manage your virtual cards for online purchases. * You can check the CVV of your cards * Activate and request the PIN of your cards. * Block a card and request a duplicate to be sent to you. * Modify daily limits for payments in stores, online and ATM withdrawals. * Search and consult past expenses in an agile and efficient way. * You can now classify the movements of your credit cards assigning and modifying the categories to your liking. * You can check the spending of your cards classified by category and brand. Your insurances * Manage your insurances, the payment method and the main coverages. * Access all the information of your Insurance Flat Rate and incorporate the insurances you have contracted. * Take out your home, auto and life insurance. * Simulate your monthly premium directly from your mobile banking. * Know the date on which we will charge you the next bill. * Contact your company directly in case of a claim. * Turn your insurance coverage ON-OFF and ON-OFF. Your safety * Personalize your money transfer limits. Strengthen your security and adjust them to your needs. * Set up the fingerprint biometric access or Face ID. * Strengthen the security of your operations with ABANCA Key. * Consult and manage the access of all the devices from which you connect to your App. * Just one click to turn your cards on and off. * Modify daily limits for payments in stores, online and ATM withdrawals. * Activate instant alerts to be notified when you make purchases over a certain amount, for example. * Validate your online purchases from the app. Your investments * Check your pension plans and make contributions. * Buy and sell securities and investment funds. * Find out about your investments’ evolution. * Request quotes and market information. How do you like the mobile banking app? Leave a review! Thanks to your feedback we work on app updates and improve every day.

Thomas & Young Ltd accountants now offer access to all our information directly on your mobile giving you powerful assistance in the running of your business as well as keeping you updated with all the latest business news. Thomas & Young was established in 1982 and today, our team of around 40 professional staff remain dedicated to providing high quality tax, business and accountancy advice and services from our offices in Solihull. We have experience in all business sectors, and we strive to provide the flexible approach our clients require. In addition to auditing, accounting, and tax services we also provide advice on how to improve and develop your business. Whether you need an integrated business strategy, access to corporate finance or specialist tax advice we are here to help you achieve your goals. We aim to combine a first-class technical service with good communication, efficiency, and reliability. Our aim is to work with you over the entire life of your business. Keep your accounts up to date! The app contains easily accessible information, calculators, a mileage tracker, up to date business news and tax reminders, and tax tips. The Thomas & Young Ltd app is free to download and use. You don’t need to be a client to access some of the features on our app. Please note that the background location of a user’s device is used only when starting the Mileage Tracker module. This is to measure the distance travelled while in use. Thanks to the background location, users can open other apps or make calls without interrupting the trip’s measurements. Continual use can reduce battery power.