Comparison

Processa vs ScanPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Processa

This cloud-based point-of-sale application simplifies credit card payment processing for businesses. It allows for product customization, customer data storage, and real-time analytics. Advanced features are available for iPad users, including table mode for restaurants.

Highlights
  • Process credit card payments
  • Customize products with details and images
  • Securely store customer payment information
  • Apply custom tips and discounts
  • View real-time payment analytics
  • Detailed transaction history
  • Split payment functionality
Features
Read full description

Processa is the cloud-based POS (Point-of-Sale) app that you and your business need. The simplest and quickest way to accept credit card payments on your device. Features: - Process payments right on your device or connect your card reader. - Customize your products with names, descriptions, unique taxes and images. - Use the Customer Vault to save your customer data and their payment information. - Add unique tips and discounts. - View real-time analytics about your payments. - See your detailed transaction history. - Enter manual amounts during the checkout process. - Split payment functionality. - Email your transactions to your customers. iPad features: - Advanced checkout system. - Have multiple open carts at the same time. - Table mode for restaurants and bars.

About

ScanPay

Accept in-person or online card payments without a card reader. Create and send professional invoices for free, and manage unlimited team members with flexible roles and permissions. Enjoy secure, hassle-free payments with no hidden fees.

Highlights
  • Tap-to-pay on iPhone
  • QR code and payment link generation
  • Accepts multiple payment methods
  • Free branded invoice maker
  • Unlimited free team members
  • Secure Stripe-powered payments
Features
Read full description

ScanPay is payments built for small business owners in the home service industry. **ScanPay** tap-to-pay, **on-site** payments with fewer chargebacks and lower fees puts more money in your pocket! **NO CARD READER REQUIRED:** Whether you are a handyman, plumber, carpenter, home cleaner, painter, HVAC, or run a small business, ScanPay helps you accept safe, in-person, or online card payments without a card reader. Use the ScanPay app to collect with Tap to Pay on your iPhone or generate unique QR codes and payment links for every invoice. **GIVE CHOICES, HASSLE-FREE:** Let your customers pay through their preferred payment medium like Apple Pay, Google Pay, CashApp, Bank transfer, credit cards, and debit cards of Visa, Mastercard, American Express, Diners Club, etc. Your customers don’t need to download any app or sign in. And you don’t need to integrate with any payment method. The ScanPay mobile app has you completely covered. **BRANDED INVOICE MAKER FOR FREE:** Create and share professional invoices in minutes for free, with team-level controls to ensure standardization and recording of cash and checks. Add items manually or use your product catalog to create your invoice in seconds. **UNLIMITED TEAM MEMBERS FOR FREE:** Enjoy flexible roles and permissions on who sees what, all without additional fees. Invite your team members in seconds. Team members, including full-time, part-time or sub contractors can collect payments on your behalf. Payouts for all team members are automatically¹ deposited into the team’s linked banking account. **BEST IN CLASS CUSTOMER SERVICE:** Receive support from a real person to help reduce disputes due to "unrecognized" charges on bank statements. **NO HIDDEN FEES OR LOCK-INS:** No hidden fees, no monthly fees, no long-term contracts, and no commitments. **SECURE BY DEFAULT:** 100% Secure payments powered by Stripe. Manage roles and permissions for each team member. **WHO USES SCANPAY:** ScanPay is used by various contractors and home service companies. These include plumbers, electricians, handymen, HVAC technicians, roofers, general contractors, locksmiths, garage door specialists, painters, flooring experts, bathroom and kitchen remodelers, renovators, drywallers, pest control services, and more! GET HELP: Write to us at [support@goscanpay.com](mailto:support@goscanpay.com) For more information, visit our website - [https://www.goscanpay.com](https://www.goscanpay.com/) ——— ScanPay partners with Stripe Payments Company for money transmission services and account services with funds held at Firth Third Bank N.A., Member FDIC. ScanPay Visa® Commercial cards are powered by Stripe and issued by Celtic Bank ¹ Customers need to submit KYC/KYB details to enable payouts. Privacy Policy - https://www.goscanpay.com/privacy-policy T&Cs - https://www.goscanpay.com/terms-of-platform License Agreement - http://www.apple.com/legal/itunes/appstore/dev/stdeula

Screenshots

Processa4 screens
ScanPay4 screens

Verdict

The call

The clearest difference is rating: ScanPay at 4.7 against Processa's 4.0. ScanPay also leads on review sentiment (78% vs 50%) and ratings volume (451 vs 10). Processa's advantage is in-app purchases (none vs 3). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ScanPay sells 3 in-app purchases, starting at $9.99 per month. Processa asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

ScanPay holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: ScanPay has 451 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 50% of Processa's written reviews are positive against 78% of ScanPay's.

UpkeepUpdate frequency

Processa ships an update every 2 months, ScanPay every 3 weeks. The most recent releases landed on August 5, 2026 and September 29, 2026 respectively.

Scorecard6 real differences · 4 level
Processa versus ScanPay: the parameters behind the verdict, then further details
ParameterProcessaScanPay
PriceFreeFree
Rating4.0 (10 ratings)4.7 (451 ratings) — better
Positive reviews50.0% of reviews77.6% of reviews — better
Number of ratings10451 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size122 MB179 MB
Age rating4+4+
DeveloperFluid Pay LLCStorepay Inc

Customer experience

Processa

All ratings10 ratings
Positive70.0%
Neutral10.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

ScanPay

All ratings451 ratings
Positive92.9%
Neutral0.2%
Negative6.9%
Written reviews58 reviews
Positive77.6%
Neutral0.0%
Negative22.4%

Bugs and requests

Processa

Not enough reviews yet to summarise bugs or requests.

ScanPay

Reported bugs

3 issues
  • Transaction batching not occurring as advertised (daily batching claims)
  • Payout processing delays beyond stated 1-3 day timeframe
  • Account verification system causing extended holds

Requested features

4 requests
  • Clearer communication about account requirements upfront
  • Transparent payout batching schedule
  • Time-bound verification process with clear timelines
  • Better account status notifications

In-app purchases

None

Processa

No in-app purchases

3 purchases

ScanPay

Subscriptions3
  • Estimates Monthly Plan14 Days trial$9.991 Month
  • Field Service - Dev$30.001 Month
  • Field Serve Lite Monthly Plan14 Days trial$30.001 Month

Questions

Is Processa free?
Processa is free to download, with no in-app purchases.
Is ScanPay free?
ScanPay is free to download, with in-app purchases available.
Which has better reviews, Processa or ScanPay?
ScanPay is rated higher. Processa averages 4.0 out of 5 from 10 ratings, while ScanPay averages 4.7 from 451 ratings.
Do Processa or ScanPay have ads?
Neither Processa nor ScanPay shows ads.
Which is updated more often, Processa or ScanPay?
Processa ships an update every 2 months, and ScanPay every 3 weeks. Most recently, Processa was updated on August 5, 2026 and ScanPay on September 29, 2026.

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