Comparison

ownfin vs Subscriptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ownfin

Consolidate all your financial assets, including bank accounts, investment portfolios, and cryptocurrencies, into one comprehensive view. This app prioritizes your data's privacy and security with on-device processing and end-to-end encryption for seamless cloud syncing.

Highlights
  • Connect bank accounts, investment portfolios, and cryptocurrencies
  • Automatic asset listing
  • On-device data processing
  • End-to-end encrypted cloud sync
  • Secure data sharing with contacts
Features
Read full description

» Deine Finanzen immer im Blick Verbinde deine Bankkonten, Aktiendepots, Kryptowährungen und viele weitere Anbieter ganz einfach mit wenigen Schritten. Erhalte jederzeit und überall einen vollständigen Überblick über deine gesamten Finanzen. Unser Ziel ist es, dass du alle Vermögenswerte vollautomatisch aufgelistet bekommst. Daher versuchen wir neben etablierten Instituten auch neue und exotische Dienstleister und Anlagen zu unterstützen, um die größte Auswahl anzubieten. » Niemand kann deine Daten einsehen Finanzen sind ein sensibles Thema. Deshalb sind Verschlüsselung und Datenschutz die Grundlage unserer Architektur: - Die gesamte Logik wird auf deinem Gerät ausgeführt. - Der Datenabgleich findet direkt zwischen dir und dem Anbieter statt. - Alle Daten werden verschlüsselt auf deinem Gerät gespeichert. - Es werden niemals Klartext-Daten mit unseren Servern geteilt. Durch diese Autarkie kannst wirklich nur du deine Daten einsehen. Wir könnten es nicht einmal, wenn wir wollten. » Sicherer Cloud-Sync zwischen deinen Geräten und Kontakten Mit dem optionalen Cloud-Sync sind alle Geräte immer auf dem selben Stand. Sämtliche Daten werden ausschließlich mittels Ende-zu-Ende-Verschlüsselung übertragen. Zusätzlich dazu werden sensible Informationen gar nicht über unsere Cloud synchronisiert - nicht einmal verschlüsselt. Sie werden stattdessen auf jedem Gerät erneut direkt vom entsprechenden Anbieter geladen. Die Daten, die du mit deinen Kontakten teilst, sind ebenfalls zwischen euch beiden verschlüsselt und können von niemandem mitgelesen werden. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subscriptions

Easily track and manage all your recurring subscriptions in one place. Get timely notifications for upcoming payments and cancellation deadlines. Organize your finances with detailed insights and customizable features.

Highlights
  • Subscription overview and management
  • Payment and cancellation notifications
  • Price change tracking
  • Document attachment
  • Search and pinning functionality
  • iCloud Sync
  • Multi-currency support
Features
Read full description

Get a better overview of your subscriptions, manage them and receive notifications about payments that are due. You can add a subscription in a few seconds or take your time and enter detailed information. • iCloud Sync • Decide which subscriptions you want to receive notifications for and set the exact time • Enter price changes and create price histories for subscriptions • Enter cancellation periods and receive notifications about cancellation deadlines • Add multiple documents to a subscription • Search through your subscriptions by name or keyword • Pin subscriptions to a section on the Home page • Lock the app with Face ID / Touch ID / passcode • Support for more than 150 currencies • Export your subscriptions as a CSV or Text file • Save, share and import subscriptions with Subscriptions files • Calendar integration • Apple Watch app • Widgets • Customize the app color theme • Alternative app icons • Dark Mode Your data is only stored on your devices and in iCloud. The app is ad-free. You can add up to 5 subscriptions for free. You can remove this restriction with the one-time purchase of Subscriptions+.

Screenshots

ownfin4 screens
Subscriptions4 screens

Verdict

The call

The clearest difference is review sentiment: Subscriptions at 89% against ownfin's 45%. Subscriptions also leads on device support (4 vs 2). ownfin's advantage is update cadence (every 8 days vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ownfin sells 8 in-app purchases, starting at $1.99 per month and Subscriptions sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

ownfin ships an update every 8 days, Subscriptions every 6 weeks. The most recent releases landed on October 7, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
ownfin versus Subscriptions: the parameters behind the verdict, then further details
ParameterownfinSubscriptions
PriceFreeFree
Rating—4.1 (65 ratings) — better
Positive reviews45.5% of reviews88.9% of reviews — better
Number of ratings—65 — better
Update frequencyEvery 8 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS15.115.0 — better
Further details — not scored
Size39 MB43 MB
Age rating4+4+
Developerownfin GmbHAlexander Feist

Customer experience

ownfin

Written reviews22 reviews
Positive45.5%
Neutral18.2%
Negative36.4%

Subscriptions

All ratings65 ratings
Positive75.4%
Neutral3.1%
Negative21.5%
Written reviews36 reviews
Positive88.9%
Neutral2.8%
Negative8.3%

In-app purchases

8 purchases

ownfin

Subscriptions8
  • ownfin Basic$1.991 Month
  • ownfin Plus$2.991 Month
  • ownfin Pro$4.991 Month
Show 5 more
  • ownfin Ultra$8.991 Month
  • ownfin Basic$17.991 Year
  • ownfin Plus$24.991 Year
  • ownfin Pro$49.991 Year
  • ownfin Ultra$79.991 Year
1 purchases

Subscriptions

One-time1
  • Subscriptions+$8.95

Questions

Is ownfin free?
ownfin is free to download, with in-app purchases available.
Is Subscriptions free?
Subscriptions is free to download, with in-app purchases available.
Do ownfin or Subscriptions have ads?
Neither ownfin nor Subscriptions shows ads.
Which is updated more often, ownfin or Subscriptions?
ownfin ships an update every 8 days, and Subscriptions every 6 weeks. Most recently, ownfin was updated on October 7, 2026 and Subscriptions on October 16, 2026.

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