Comparison

ownfin vs Solid Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ownfin

Consolidate all your financial assets, including bank accounts, investment portfolios, and cryptocurrencies, into one comprehensive view. This app prioritizes your data's privacy and security with on-device processing and end-to-end encryption for seamless cloud syncing.

Highlights
  • Connect bank accounts, investment portfolios, and cryptocurrencies
  • Automatic asset listing
  • On-device data processing
  • End-to-end encrypted cloud sync
  • Secure data sharing with contacts
Features
Read full description

» Deine Finanzen immer im Blick Verbinde deine Bankkonten, Aktiendepots, Kryptowährungen und viele weitere Anbieter ganz einfach mit wenigen Schritten. Erhalte jederzeit und überall einen vollständigen Überblick über deine gesamten Finanzen. Unser Ziel ist es, dass du alle Vermögenswerte vollautomatisch aufgelistet bekommst. Daher versuchen wir neben etablierten Instituten auch neue und exotische Dienstleister und Anlagen zu unterstützen, um die größte Auswahl anzubieten. » Niemand kann deine Daten einsehen Finanzen sind ein sensibles Thema. Deshalb sind Verschlüsselung und Datenschutz die Grundlage unserer Architektur: - Die gesamte Logik wird auf deinem Gerät ausgeführt. - Der Datenabgleich findet direkt zwischen dir und dem Anbieter statt. - Alle Daten werden verschlüsselt auf deinem Gerät gespeichert. - Es werden niemals Klartext-Daten mit unseren Servern geteilt. Durch diese Autarkie kannst wirklich nur du deine Daten einsehen. Wir könnten es nicht einmal, wenn wir wollten. » Sicherer Cloud-Sync zwischen deinen Geräten und Kontakten Mit dem optionalen Cloud-Sync sind alle Geräte immer auf dem selben Stand. Sämtliche Daten werden ausschließlich mittels Ende-zu-Ende-Verschlüsselung übertragen. Zusätzlich dazu werden sensible Informationen gar nicht über unsere Cloud synchronisiert - nicht einmal verschlüsselt. Sie werden stattdessen auf jedem Gerät erneut direkt vom entsprechenden Anbieter geladen. Die Daten, die du mit deinen Kontakten teilst, sind ebenfalls zwischen euch beiden verschlüsselt und können von niemandem mitgelesen werden. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Solid Split

Features
Read full description

SPLIT ANY BILL. PLAN ANY TRIP. ONE APP. Solid Split is the app that combines smart expense splitting with real trip planning — and real payouts straight to your account. No spreadsheets. No "I'll pay you back later." No subscription. SCAN. SPLIT. ONE CLICK. Photograph any receipt, AI recognizes every item, and everyone claims exactly what they ordered. No mental math, no dividing by headcount when Tim only had a salad. Settle up with Apple Pay — money arrives instantly via Solid Payment. BUILT FOR EVERY SITUATION • Roommates — Rent, groceries, Netflix. Fairly split, settled with one tap. • Friends & Everyday — Restaurant, bar, coffee run. Scan, claim, pay. Done. • Travel — 150+ currencies, shared itinerary, group chat, photo album. All in one place. QUICK SPLIT — NO DOWNLOAD NEEDED Share a link via WhatsApp. Friends claim their items right in the browser and pay with Apple Pay. No app, no account required. EVERYTHING INCLUDED. NO SUBSCRIPTION. • Receipt scanner (OCR) • 150+ currencies, auto-converted • Group chat with reactions, images, voice messages • Trip planning — flights, stays, activities, countdown • Shared photo album • Checklists & documents • Group polls • 8 languages • Offline mode • Instant payouts via Solid Payment FAIR. AD-FREE. WITHOUT LIMITS. No daily expense limit, no ads, no paywall. Other apps charge $4.99/month for what we include for free. Start splitting at solid-split.com

Screenshots

ownfin4 screens
Solid Split4 screens

Verdict

The call

The clearest difference is in-app purchases: Solid Split at none against ownfin's 8. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ownfin sells 8 in-app purchases, starting at $1.99 per month. Solid Split asks for nothing beyond the download.

UpkeepUpdate frequency

ownfin ships an update every 8 days, Solid Split weekly. The most recent releases landed on October 7, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 7 level
ownfin versus Solid Split: the parameters behind the verdict, then further details
ParameterownfinSolid Split
PriceFreeFree
Positive reviews45.5% of reviews—
Update frequencyEvery 8 daysWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size39 MB27 MB
Age rating4+4+
Developerownfin GmbHPatrick Ohrner

In-app purchases

8 purchases

ownfin

Subscriptions8
  • ownfin Basic$1.991 Month
  • ownfin Plus$2.991 Month
  • ownfin Pro$4.991 Month
Show 5 more
  • ownfin Ultra$8.991 Month
  • ownfin Basic$17.991 Year
  • ownfin Plus$24.991 Year
  • ownfin Pro$49.991 Year
  • ownfin Ultra$79.991 Year
None

Solid Split

No in-app purchases

Questions

Is ownfin free?
ownfin is free to download, with in-app purchases available.
Is Solid Split free?
Solid Split is free to download, with no in-app purchases.
Do ownfin or Solid Split have ads?
Neither ownfin nor Solid Split shows ads.
Which is updated more often, ownfin or Solid Split?
ownfin ships an update every 8 days, and Solid Split weekly. Most recently, ownfin was updated on October 7, 2026 and Solid Split on October 1, 2026.

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