Comparison

保险智能顾问 vs 小鲸保险专家

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

保险智能顾问

Features
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保险智能顾问是小雨伞旗下互联网保险经纪服务平台,由小雨伞独立研发,通过大数据分析、智能核保,为用户提供更加智能、便捷的保险服务。 【智能顾问】 1、智能顾问静静,一分钟快速定制家庭保险方案; 2、智能核保小智,快速根据疾病智能推荐可投保产品; 3、智能财富小金,为您严选合适的财富保险产品; 【专属顾问】 1、专属顾问量身定制,根据需求和实际情况定制家庭整体保险方案; 2、市面产品方案对比,针对您想了解的产品进行深度对比; 3、已有保单诊断,为您和家人进行已购买的保单进行全面的诊断分析; 【联系我们】 微信公众号:小雨伞(xysbaoxian) 公司网址:https://www.xiaoyusan.com/ 客服热线:400-919-7788(7*24小时)

About

小鲸保险专家

Features
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【小鲸保险专家】 让有特色的产品被保险专家看到,让优秀的保险专家被客户看到。 【小鲸理念】 崇尚服务、注重质量、热爱创新。 【小鲸服务】 小鲸向海签约保险专家的一站式智能化保险展业工具。 小鲸保险专家为签约独立代理人提供众多极具竞争力及特色的产品选择,并依托小鲸智能保险引擎,为代理人提供客户保障需求测评、保障分析报告、产品详细对比、智能保障方案等服务,为代理人的展业提供极大便利。

Screenshots

保险智能顾问4 screens
小鲸保险专家3 screens

Verdict

The call

The clearest difference is update cadence: 小鲸保险专家 at fortnightly against 保险智能顾问's every 2 months. 小鲸保险专家 also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

保险智能顾问 ships an update every 2 months, 小鲸保险专家 fortnightly. The most recent releases landed on October 14, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 4 level
保险智能顾问 versus 小鲸保险专家: the parameters behind the verdict, then further details
Parameter保险智能顾问小鲸保险专家
PriceFreeFree
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size22 MB46 MB
Age rating12+12+
Developer小雨伞保险经纪有限公司Beijing Xiaojingxianghai Insurance Agency Co., Ltd.

In-app purchases

None

保险智能顾问

No in-app purchases

None

小鲸保险专家

No in-app purchases

Questions

Is 保险智能顾问 free?
保险智能顾问 is free to download, with no in-app purchases.
Is 小鲸保险专家 free?
小鲸保险专家 is free to download, with no in-app purchases.
Do 保险智能顾问 or 小鲸保险专家 have ads?
Neither 保险智能顾问 nor 小鲸保险专家 shows ads.
Which is updated more often, 保险智能顾问 or 小鲸保险专家?
保险智能顾问 ships an update every 2 months, and 小鲸保险专家 fortnightly. Most recently, 保险智能顾问 was updated on October 14, 2026 and 小鲸保险专家 on October 19, 2026.

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