Comparison

Accountable Budgeting vs Blocks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Accountable Budgeting

Manage your finances collaboratively or solo with this budgeting app. Quickly categorize transactions, tag spending for specific events, and control privacy. Connect bank accounts or add transactions manually.

Highlights
  • Collaborative budgeting
  • Quick transaction categorization
  • Transaction tagging for events
  • Privacy controls for transactions
  • Automatic bank import or manual entry
  • Customizable budgeting periods
  • Widget support
Read full description

Accountable allows you to manage your budget alone or with others, in whatever way works best for you. BUDGETING TOGETHER Manage your own budget or invite others to work together. QUICK CATEGORIZATION Unsorted transactions show up upon logging in with categories listed, allowing you to sort transactions within one tap of opening the app. TRANSACTION TAGGING Label transactions with a tag to track the total spending on a group of transactions, useful for viewing spending on trips or events. PRIVACY CONTROLS Don’t want to share all your transactions or account balances with other members of your budget? Privacy controls allow you hide the names of transactions while still including the amount in your budget. AUTOMATICALLY IMPORT OR MANUALLY ADD TRANSACTIONS Safely and securely connect your banking accounts to import existing transactions and new transactions. Or manually add transactions without connecting any accounts. COMMUNICATE Share messages with other members of the budget, including on individual transactions. CUSTOMIZABLE Everyone budgets differently. Choose the length of your budgeting period from being monthly, biweekly, or weekly. Add your own categories. WIDGETS Widget support to view your category progress, account balance, or recent transactions.

About

Blocks

This app helps you manage your personal finances without subscriptions or ads. It automates bill payments, tracks income, and provides a clear overview of your spending and savings. Your data is kept private and stored locally or synced via iCloud.

Highlights
  • Automated bill payments
  • Income tracking
  • Private data storage
  • Customizable paychecks
  • Variable bill reminders
  • Automatic savings sweeps
  • Quick purchase logging
Features
Read full description

I built Blocks for myself. I get paid every two weeks. Most of my bills are monthly. Every budget app I tried wanted a subscription, my bank login, or both. So I made the app I actually wanted, and now I'm sharing it. Blocks is truly free. No ads. No accounts. No subscriptions. No locked features. No "premium" tier. New features ship to everyone, free, forever. Blocks collects nothing. No sign-up, no analytics, no tracking. Your budget lives on your device and syncs through your own private iCloud. Nobody else can see it, including me. Blocks does the work for you. • Paychecks appear automatically on payday, whether weekly, biweekly, or monthly, including 3-paycheck months • Recurring bills post themselves, labeled with who was paid • Variable bills (like electricity) remind you and carry an off-season cushion for expensive months • Month-end surplus can sweep to savings automatically, and the app tells you exactly how much to move at your bank • One glance shows what you can actually spend, with upcoming bills already set aside Blocks stays out of your way. • Whole dollars only, with no cents and no clutter • Log a purchase in two taps with a swipe, the Action button, or "Hey Siri, log groceries in Blocks" followed by "50 tacos" • Payee suggestions learn from your own history • An annual view shows income, spending, and savings across the year • Clean black-and-white design, native to iOS, beautiful in dark mode I keep improving Blocks for my own budget, and every update ships to you too. If it helps you, that genuinely makes me happy.

Screenshots

Accountable Budgeting4 screens
Blocks4 screens

Verdict

The call

The clearest difference is rating: Blocks at 5.0 against Accountable Budgeting's 4.5. Accountable Budgeting's advantage is iOS requirement (15.0 vs 18.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Blocks holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Accountable Budgeting versus Blocks: the parameters behind the verdict, then further details
ParameterAccountable BudgetingBlocks
PriceFreeFree
Rating4.5 (2 ratings)5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings2 — better1
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size25 MB3 MB
Age rating4+4+
DeveloperAccountable Money LLCHirthik Bhojwani

In-app purchases

None

Accountable Budgeting

No in-app purchases

None

Blocks

No in-app purchases

Questions

Is Accountable Budgeting free?
Accountable Budgeting is free to download, with no in-app purchases.
Is Blocks free?
Blocks is free to download, with no in-app purchases.
Which has better reviews, Accountable Budgeting or Blocks?
Blocks is rated higher. Accountable Budgeting averages 4.5 out of 5 from 2 ratings, while Blocks averages 5.0 from 1 ratings.
Do Accountable Budgeting or Blocks have ads?
Neither Accountable Budgeting nor Blocks shows ads.
Which is updated more often, Accountable Budgeting or Blocks?
Accountable Budgeting ships an update weekly, and Blocks weekly. Most recently, Accountable Budgeting was updated on November 3, 2026 and Blocks on October 31, 2026.

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