BRCI Secure vs Patria SecurePay

Two-factor authentication solution for BRCI S.A. cardholders, which makes online payments to merchants enrolled in 3DSecure easier and more secure, using biometric technology. BRCI Secure offers an increased level of security for e-commerce transactions with cards issued by BRCI. The application offers the possibility of authentication through biometrics (fingerprint / facial recognition) or any other security code that can be generated by the device: password, PIN, swipe pattern, etc. Biometric authentication provides the highest level of security that consumers want. Through the mobile application, users can easily access the transaction history, cards attached to their phone number that they have previously registered their cards in 3D Secure and can receive push notifications for authentication. When performing an e-commerce transaction, the cardholder receives, through the mobile application, a PUSH notification, informing about the transaction that requires authorization. After downloading the application from App Store, the user can access it by entering the phone number he declared to the bank to initiate secure e-commerce transactions and the last four digits of the card number. If the user has already set the card on another device, the cardholder will be notified by a pop-up message on the phone screen. The cardholder will receive an SMS at the registration stage to verify the identity of the cardholder. If the cardholder enters the wrong secure code, he receives an SMS informing him that he has entered the wrong code. After the secure code received via SMS is entered correctly, the cardholder will receive a welcome message, accessing the mobile application. While the transaction is performed on the browser and the cardholder enters the card details, the user will receive a push notification on the phone screen with details about the transaction, waiting for its approval or rejection. The cardholder will approve the transaction using the biometric capability of the phone. In the main menu of the application, the user can view the list of transactions (approved and rejected, with reference to the name of the merchant, date, amount) and the cards attached to the phone number register for the 3DSecure transaction.

The authentication of e-commerce transactions takes on a new dimension with Patria SecurePay. Identifying your fingerprint through Patria SecurePay brings increased security to your Internet purchases with Patria Bank cards. Here's how simple it is First: - make sure you have registered your cards for e-commerce payments, - and that you use the mobile phone number communicated to the bank for this purpose. From this moment everything is very simple: - Download the application to your mobile device - Register Patria Bank cards in the application using the code received via SMS and checking the fingerprint - Authenticate your e-commerce payments by identifying your fingerprint. Where the merchant chooses to authenticate the cardholder, you will receive a notification on the screen of your mobile phone with the details of the transaction and the request for payment authorization. - The notification message will take you directly to the Patria SecurePay application verifying and approving the transaction by identifying the fingerprint For additional information you can contact us at the following telephone number: 0800 410 310, from Monday to Friday between 09:00 - 19:00 or via e-mail, at info@patriabank.ro