BRCI Secure vs Em@ney 3D Secure

Two-factor authentication solution for BRCI S.A. cardholders, which makes online payments to merchants enrolled in 3DSecure easier and more secure, using biometric technology. BRCI Secure offers an increased level of security for e-commerce transactions with cards issued by BRCI. The application offers the possibility of authentication through biometrics (fingerprint / facial recognition) or any other security code that can be generated by the device: password, PIN, swipe pattern, etc. Biometric authentication provides the highest level of security that consumers want. Through the mobile application, users can easily access the transaction history, cards attached to their phone number that they have previously registered their cards in 3D Secure and can receive push notifications for authentication. When performing an e-commerce transaction, the cardholder receives, through the mobile application, a PUSH notification, informing about the transaction that requires authorization. After downloading the application from App Store, the user can access it by entering the phone number he declared to the bank to initiate secure e-commerce transactions and the last four digits of the card number. If the user has already set the card on another device, the cardholder will be notified by a pop-up message on the phone screen. The cardholder will receive an SMS at the registration stage to verify the identity of the cardholder. If the cardholder enters the wrong secure code, he receives an SMS informing him that he has entered the wrong code. After the secure code received via SMS is entered correctly, the cardholder will receive a welcome message, accessing the mobile application. While the transaction is performed on the browser and the cardholder enters the card details, the user will receive a push notification on the phone screen with details about the transaction, waiting for its approval or rejection. The cardholder will approve the transaction using the biometric capability of the phone. In the main menu of the application, the user can view the list of transactions (approved and rejected, with reference to the name of the merchant, date, amount) and the cards attached to the phone number register for the 3DSecure transaction.

Easily and securely authenticate Online Purchases of your Em@ney debit Card. The Em@ney 3D Secure APP is free to download and makes it easier and safer to authorize your Mastercard Debit card online purchases. The App is easy to use: Download the Em@ney Authenticator APP Associate your card with the APP Enroll your Em@ney Mastercard Debit following the onscreen guide. After successfull enrollment you can start making purchases online. How to use your Em@ney authenticator APP: Everytime you make an online purchase you will be prompted to access the Em@ney 3D Secure APP to authenticate the transaction biometrically with your fingerprint or Face ID. You will also receive a push notification on your smart device at the same time. Validate the transaction using your fingeprint reader or your Face ID Other functionalities: Visualize your current purchases pressing the shopping cart button or the Card image. Visualize the CARD/S associated with the Em@ney authenticator APP by pressing the Card icon. Security and Safety Tips: Make sure your have reliable data connection on your device for a successful transaction validation. Be aware of fraudsters. Em@ney will never contact you in regard of the use of the Em@ney 3D Secure authenticator APP. Any suspicious transactions, Emails, calls or text messages appearing to be of Em@ney PLC must be reported immediately to us by sending a messages via accessing the Em@ney home banking portal at https://banking.emworld.eu/ Your security is our priority. Mobile data transmissions and account information are protected by 256-bit SSL encryption.