BRCI Secure vs TechVentures ONline

Two-factor authentication solution for BRCI S.A. cardholders, which makes online payments to merchants enrolled in 3DSecure easier and more secure, using biometric technology. BRCI Secure offers an increased level of security for e-commerce transactions with cards issued by BRCI. The application offers the possibility of authentication through biometrics (fingerprint / facial recognition) or any other security code that can be generated by the device: password, PIN, swipe pattern, etc. Biometric authentication provides the highest level of security that consumers want. Through the mobile application, users can easily access the transaction history, cards attached to their phone number that they have previously registered their cards in 3D Secure and can receive push notifications for authentication. When performing an e-commerce transaction, the cardholder receives, through the mobile application, a PUSH notification, informing about the transaction that requires authorization. After downloading the application from App Store, the user can access it by entering the phone number he declared to the bank to initiate secure e-commerce transactions and the last four digits of the card number. If the user has already set the card on another device, the cardholder will be notified by a pop-up message on the phone screen. The cardholder will receive an SMS at the registration stage to verify the identity of the cardholder. If the cardholder enters the wrong secure code, he receives an SMS informing him that he has entered the wrong code. After the secure code received via SMS is entered correctly, the cardholder will receive a welcome message, accessing the mobile application. While the transaction is performed on the browser and the cardholder enters the card details, the user will receive a push notification on the phone screen with details about the transaction, waiting for its approval or rejection. The cardholder will approve the transaction using the biometric capability of the phone. In the main menu of the application, the user can view the list of transactions (approved and rejected, with reference to the name of the merchant, date, amount) and the cards attached to the phone number register for the 3DSecure transaction.

With the Mobile Banking App - TechVentures ONline you have access to your accounts, banking operations and useful information from anywhere, anytime, 24/7. To use the app you must have an active account opened at Techventures Bank and to log in into Mobile Banking App. To activate the app you need a smart phone that is connected to the internet and download the app from the AppStore. Below are some of the benefits of TechVentures ONline from your mobile: • Biometric authentication: if your smartphone has a fingerprint scanner, you can use your fingerprint to access the app and authorize transactions. • Find branches and ATMs: a list of all Techventures Bank branches and ATMs displayed on the map for locating them, directing you to the nearest, via Waze, Moovit, Uber, Bolt, etc; • In the "Contacts" screen: you can send an email regarding the Internet and Mobile Banking Apps, if you want to know about our products and services, if you have issues with your card or if you want to contact us at the phone number displayed on the screen. On the Homepage screen, there are icons of the most important operations you can perform from the Mobile Banking Application. The full list of the menu can be found on the left of the screen. In addition, the menu includes payments in lei, transfers, currency payments, money exchange, cards information, templates, deposits, credits, pending transactions, Branches and ATMs, exchange rates. To read notifications and messages received from the Bank or sent to the Bank, go to the "Messages" menu. You can also chat with a Techventures Bank representative via the "CHAT" screen. The application is available in Romanian and English. Find out how to become a Techventures Bank customer by visiting https://techventures.bank