A+ Merchant vs SGH Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
A+ Merchant
This application assists merchant partners in providing fast and secure customer service. It offers incentives for signing up and utilizing its features to enhance business operations.
- Secure customer service
- Quick transaction processing
- Merchant incentives
- Business operations enhancement
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A PLUS Merchant Application from A bank helps our merchant partners to service customers quickly and securely. Sign up now to start earning attractive incentives!
SGH Plus
This app integrates financial services with a retail chain, offering a seamless shopping experience. Users can manage everyday essentials, make payments, and access exclusive loyalty benefits through a secure and convenient platform.
- Seamless financial and retail integration
- Secure registration with two-factor authentication
- Convenient mobile top-up and bill payments
- Scan and pay functionality
- Online shopping at SGH
- Membership card access
- Payment history tracking
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SGH+ is a revolutionary shopping application that brings you to “Experience the Difference” powered by uab Fintech. In collaboration with uab Fintech - the powerful in-house innovation lab of Myanmar’s Best Bank, uab bank, and Sein Gay Har, one of Myanmar’s premier independent retailers known the very first retail group in Yangon, aims to bring you an unmatched shopping experience by seamlessly integrating financial services and retail chain, along with exclusive loyalty program benefits. With SGH+, registration is quick and easy. Enjoy the convenience of not only PINs but also two-factor authentication with OTP, ensuring the highest level of safety and security for your activities. With SGH+, you can conveniently access your everyday essentials with just a few taps on your phone, making everything faster and easier. As a member of SGH+, you'll enjoy exclusive benefits for all your transactions made on the platform. Experience the convenience of our top features: - Top-up - Bills Payment - Scan and Pay - Mobile Top-up - Shop at SGH Online - Membership Card - Payment History SGH+ provides you with a fast, simple, and secure way to access all your shopping and payment needs. Download the app now and “Experience the Difference” of future of retail chain and financial service in Myanmar.
Screenshots
Verdict
The clearest difference is rating: A+ Merchant at 4.3 against SGH Plus's 3.0. A+ Merchant also leads on update cadence (every 2 months vs every 5 months) and ratings volume (8 vs 2). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
A+ Merchant holds the better App Store score, 4.3 against 3.0. Both are backed by a comparable volume of ratings — 8 and 2 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
A+ Merchant ships an update every 2 months, SGH Plus every 5 months. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.
| Parameter | A+ Merchant | SGH Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (8 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 8 — better | 2 |
| Update frequency | Every 2 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.4 — better |
| Further details — not scored | ||
| Size | 71 MB | 36 MB |
| Age rating | 4+ | 17+ |
| Developer | AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED | UAB Bank Limited |
Customer experience
A+ Merchant
SGH Plus
In-app purchases
A+ Merchant
No in-app purchases
SGH Plus
No in-app purchases
