KDIC vs Kiotapay
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
KDIC
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- The KDIC App allows customers to access their deposits and repay loans for banks under receivership.
Kiotapay
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Kiotapay App was created by Kiotapay inc and is aimed at enabling users to track and manage their expenditure. The app is uniquely designed and built for general users to gain visibility on their spending across different payment channels such as Business paybill, Till, Send Money and Bank Transfers. The major features include; -Aggregated payments across different payment methods -Team allocations that allows users to allocate funds for expenditure use. -Expense categorization that allows users to spend in line with predetermined expense heads. -Analytics that allows users to measure and evaluate their spending. Kiotapay App benefits to the users include: -Simplified expense management using an easy to use mobile interface -Cheaper costs of expenses. -Aggregate methods that enable users to save time and money. Kiotapay App was created to give app users ability to control their expenditure across projects and vendors.
Screenshots
Verdict
The clearest difference is update cadence: Kiotapay at monthly against KDIC's every 10 months. KDIC's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KDIC ships an update every 10 months, Kiotapay monthly. The most recent releases landed on October 6, 2026 and October 9, 2026 respectively.
| Parameter | KDIC | Kiotapay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 months | Monthly โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod โ better |
| Requires iOS | 12.0 โ better | 15.0 |
| Further details โ not scored | ||
| Size | 59 MB | 83 MB |
| Age rating | 4+ | 17+ |
| Developer | Kocela Limited | Kiotapay Limited |
In-app purchases
KDIC
No in-app purchases
Kiotapay
No in-app purchases








