Comparison

CashMore vs CTMFB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CashMore

This platform offers a convenient way to manage various payment needs, including utility bills, subscriptions, and mobile top-ups. It also provides opportunities for individuals to earn by reselling telecommunication services and digital products.

Highlights
  • Bill payments
  • Cable TV subscriptions
  • Flight bookings
  • Mobile recharge
  • Betting top-up
  • Resell telecom services
  • Digital product sales
Features
Read full description

CashMore is a product of CapiFlex, a subsidiary of CapitalSage Technology Limited with a focus on meeting all value-added service and payment needs conveniently on one platform while also allowing individuals earn directly from the telecoms and bill payment industry. The flexibility of our business model and technology permits us to offer B2B and B2C services simultaneously. With Cashmore, Individuals can access an array of services such as Cable TV subscriptions, flight bookings, utility bills, monthly recharge, betting top-up, and a host of other services with the ease and no restrictions. As a company, we are inspired by the entrepreneurial and community spirit of the average Nigerian. As such, we offer a range of sellable product such as: Airtime & Data Virtual Top Up, E-pins, Utility Bill Payments, Cable TV Recharge, WAEC and JAMB result pins, and betting to enable entrepreneurs expand their service offerings, and gain a competitive advantage that leads to increased business growth.

About

CTMFB

This financial management app provides access to credit, payment solutions, and investment opportunities. It offers tools for personal finance management and allows users to open a digital bank account quickly. The service is licensed and insured in Nigeria.

Highlights
  • Access to credit
  • Simple payment solutions
  • High-yield investment opportunities
  • Personal financial management tools
  • Digital bank account opening
  • Licensed and insured services
Features
Read full description

We empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management. CTMFB is headquartered in Ekiti State, Nigeria. Our Mission We think that credit and high-quality financial services are not impossible. Therefore, we aim to provide all individuals with the financial resources they need to live a dignified and prosperous life. Digital bank made for you Open a new CTMFB account from your phone and follow the simple registration steps to register an account in minutes. CTMFB (RC161772) is licensed by the cbn and insured by the NDIC in Nigeria.

Screenshots

CashMore4 screens
CTMFB4 screens

Verdict

The call

The clearest difference is rating: CashMore at 3.5 against CTMFB's 3.3. CashMore also leads on update cadence (fortnightly vs monthly) and iOS requirement (12.0 vs 15.5). CTMFB's advantage is ratings volume (6 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CashMore holds the better App Store score, 3.5 against 3.3. Both are backed by a comparable volume of ratings — 2 and 6 respectively.

UpkeepUpdate frequency

CashMore ships an update fortnightly, CTMFB monthly. The most recent releases landed on September 8, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
CashMore versus CTMFB: the parameters behind the verdict, then further details
ParameterCashMoreCTMFB
PriceFreeFree
Rating3.5 (2 ratings) — better3.3 (6 ratings)
Positive reviews—0.0% of reviews
Number of ratings26 — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.5
Further details — not scored
Size58 MB76 MB
Age rating4+4+
DeveloperCreditAssist Investment LimitedPrunny LLC

Customer experience

CashMore

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

CTMFB

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

CashMore

No in-app purchases

None

CTMFB

No in-app purchases

Questions

Is CashMore free?
CashMore is free to download, with no in-app purchases.
Is CTMFB free?
CTMFB is free to download, with no in-app purchases.
Which has better reviews, CashMore or CTMFB?
CashMore is rated higher. CashMore averages 3.5 out of 5 from 2 ratings, while CTMFB averages 3.3 from 6 ratings.
Do CashMore or CTMFB have ads?
Neither CashMore nor CTMFB shows ads.
Which is updated more often, CashMore or CTMFB?
CashMore ships an update fortnightly, and CTMFB monthly. Most recently, CashMore was updated on September 8, 2026 and CTMFB on September 24, 2026.

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