Relay Payments vs LoadPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Relay Payments
This app offers instant digital payments for truck drivers to cover expenses like fuel, lumper fees, scales, and parking. It eliminates the need for cash or checks, providing pricing transparency and discounts at participating merchants.
- Instant digital payments
- Discounted fuel purchases
- Lumper fee payments
- Scale payments
- Parking reservation and payment
- Cardless transactions
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Relay's instant digital payments help truck drivers simplify how they pay for discounted fuel, lumper fees, scales, parking reservations, and other OTR expenses. Used by more than 400,000 truck drivers and carriers across the U.S., Relay's solution removes the need for cash or checks to make payments. By downloading the Relay app, truck drivers can find and pay less for fuel at participating merchants, pay lumper fees at more than 90% of warehouses, pay for scales, and locate and book parking spots along their route. PAY LESS FOR FUEL: Instantly use Relay's cardless digital payments to purchase fuel along your route. Relay's innovative payment solution ensures complete pricing transparency, requires no lengthy activations or card applications, and can provide substantial fuel discounts at participating truck stops. PAY LUMPERS: Drivers can save 20+ minutes on the dock and get back on the road faster by using Relay for unloading payments. No more late-night phone calls or lost receipts. Relay removes the need to phone to verify fleet check numbers with dispatchers and gets drivers off the dock and back on the road faster. PAY FOR SCALES: Make digital payments for scales at CAT Scale locations and other merchant locations. PARK YOUR TRUCK: Locate and reserve overnight parking with Relay's GPS-enabled app. You can explore parking along your route, identify locations with open spots, book your reservation, and pay for parking, all from the safety and comfort of your cabin. Relay arms truck drivers with an intuitive mobile app that lets them seamlessly pay for OTR expenses at our merchant partners, secure and pay less for fuel, capture invoices, and save valuable service hours. We are committed to building modern, digital solutions and offering best-in-class 24/7 U.S.- based customer service to help streamline payment processes in an underserved industry. Download the app today. Share your ideas and feedback at info@relaypayments.com.
LoadPay
A banking application designed for trucking companies, enabling truck drivers and owners to manage their finances and access earnings quickly. It aims to centralize financial operations for the trucking industry.
- Centralize finances for trucking companies
- Access earnings within minutes
- Designed for truck drivers and owners
- Streamline financial operations
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The banking app trucking companies have been waiting for. LoadPay is built to help truck drivers and owners centralize finances and access earnings within minutes.
Screenshots
Verdict
The clearest difference is review sentiment: LoadPay at 100% against Relay Payments's 63%. LoadPay also leads on monetization model (free vs free with in-app purchases). Relay Payments's advantage is rating (4.8 vs 4.3) and ratings volume (32K vs 6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Relay Payments holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Relay Payments has 32K ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 63% of Relay Payments's written reviews are positive against 100% of LoadPay's, so the app with the better star average is not the one people write more warmly about.
Relay Payments ships an update every 2 weeks, LoadPay every 3 months. The most recent releases landed on October 20, 2026 and October 5, 2026 respectively.
| Parameter | Relay Payments | LoadPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (32K ratings) — better | 4.3 (6 ratings) |
| Positive reviews | 62.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 32K — better | 6 |
| Update frequency | Every 2 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 14.0 — better |
| Further details — not scored | ||
| Size | 97 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Relay Payments | TBK Bank |
Customer experience
Relay Payments
LoadPay
Bugs and requests
Relay Payments
Reported bugs
3 issues- App freezes and crashes
- Issues with payment processing
- Trouble accessing account information
Requested features
4 requests- Integrate loyalty rewards programs
- Provide more fuel discount options
- Allow bank account/EFT payments
- Improve receipt and transaction history access
LoadPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Relay Payments
No in-app purchases
LoadPay
No in-app purchases
Questions
Is Relay Payments free?
Is LoadPay free?
Which has better reviews, Relay Payments or LoadPay?
Do Relay Payments or LoadPay have ads?
Which is updated more often, Relay Payments or LoadPay?
Other comparisons
