Comparison

Relay Payments vs LoadPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Relay Payments

This app simplifies payments for truck drivers, allowing them to pay for fuel, lumper fees, scales, and parking reservations digitally. It aims to eliminate the need for cash or checks, offering transparent pricing and discounts at participating merchants.

Highlights
  • Instant digital payments for truckers
  • Pay for discounted fuel
  • Settle lumper fees at warehouses
  • Digital payments for scales
  • Locate and reserve truck parking
  • Cardless fuel purchases
  • Transparent pricing
Features
Read full description

Relay's instant digital payments help truck drivers simplify how they pay for discounted fuel, lumper fees, scales, parking reservations, and other OTR expenses. Used by more than 400,000 truck drivers and carriers across the U.S., Relay's solution removes the need for cash or checks to make payments. By downloading the Relay app, truck drivers can find and pay less for fuel at participating merchants, pay lumper fees at more than 90% of warehouses, pay for scales, and locate and book parking spots along their route. PAY LESS FOR FUEL: Instantly use Relay's cardless digital payments to purchase fuel along your route. Relay's innovative payment solution ensures complete pricing transparency, requires no lengthy activations or card applications, and can provide substantial fuel discounts at participating truck stops. PAY LUMPERS: Drivers can save 20+ minutes on the dock and get back on the road faster by using Relay for unloading payments. No more late-night phone calls or lost receipts. Relay removes the need to phone to verify fleet check numbers with dispatchers and gets drivers off the dock and back on the road faster. PAY FOR SCALES: Make digital payments for scales at CAT Scale locations and other merchant locations. PARK YOUR TRUCK: Locate and reserve overnight parking with Relay's GPS-enabled app. You can explore parking along your route, identify locations with open spots, book your reservation, and pay for parking, all from the safety and comfort of your cabin. Relay arms truck drivers with an intuitive mobile app that lets them seamlessly pay for OTR expenses at our merchant partners, secure and pay less for fuel, capture invoices, and save valuable service hours. We are committed to building modern, digital solutions and offering best-in-class 24/7 U.S.- based customer service to help streamline payment processes in an underserved industry. Download the app today. Share your ideas and feedback at info@relaypayments.com.

About

LoadPay

This app provides a comprehensive financial hub for trucking businesses, integrating banking, factoring, and payment services. It offers real-time insights into cash flow and market intelligence to help carriers make informed decisions and grow their operations.

Highlights
  • Business banking for carriers
  • Integrated factoring for fast cash access
  • Real-time payment and cash flow visibility
  • Market insights and freight intelligence
  • Integrated financial and freight operations
Features
Read full description

LoadPay is the financial hub for carriers. Banking, factoring, payments, insights, and freight tools built to help trucking businesses thrive. Running a trucking business requires more than moving freight. LoadPay brings together the financial services and intelligence carriers need to make better decisions, improve cash flow, and grow with confidence. • Business banking designed for carriers • Fast access to cash through integrated factoring • Real-time visibility into payments and cash flow • Market insights and freight intelligence to help you make smarter decisions • A growing platform connecting your financial and freight operations Download LoadPay and keep your business moving forward. *Screens may contain simulated data. Feature availability, functionality, and access may vary by user and account eligibility.

Screenshots

Relay Payments4 screens
LoadPay3 screens

Verdict

The call

The clearest difference is review sentiment: LoadPay at 100% against Relay Payments's 63%. Relay Payments's advantage is rating (4.8 vs 4.3) and update cadence (every 2 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Relay Payments holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Relay Payments has 32K ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 63% of Relay Payments's written reviews are positive against 100% of LoadPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Relay Payments ships an update every 2 weeks, LoadPay every 4 months. The most recent releases landed on November 11, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Relay Payments versus LoadPay: the parameters behind the verdict, then further details
ParameterRelay PaymentsLoadPay
PriceFreeFree
Rating4.8 (32K ratings) — better4.3 (6 ratings)
Positive reviews63.3% of reviews100.0% of reviews — better
Number of ratings32K — better6
Update frequencyEvery 2 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.114.0 — better
Further details — not scored
Size97 MB5 MB
Age rating4+4+
DeveloperRelay PaymentsTBK Bank

Customer experience

Relay Payments

All ratings31,880 ratings
Positive94.4%
Neutral1.8%
Negative3.8%
Written reviews199 reviews
Positive63.3%
Neutral3.5%
Negative33.2%

LoadPay

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Relay Payments

Reported bugs

3 issues
  • App freezes and crashes
  • Issues with payment processing
  • Trouble accessing account information

Requested features

4 requests
  • Integrate loyalty rewards programs
  • Provide more fuel discount options
  • Allow bank account/EFT payments
  • Improve receipt and transaction history access

LoadPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Relay Payments

No in-app purchases

None

LoadPay

No in-app purchases

Questions

Is Relay Payments free?
Relay Payments is free to download, with no in-app purchases.
Is LoadPay free?
LoadPay is free to download, with no in-app purchases.
Which has better reviews, Relay Payments or LoadPay?
Relay Payments is rated higher. Relay Payments averages 4.8 out of 5 from 32K ratings, while LoadPay averages 4.3 from 6 ratings.
Do Relay Payments or LoadPay have ads?
Neither Relay Payments nor LoadPay shows ads.
Which is updated more often, Relay Payments or LoadPay?
Relay Payments ships an update every 2 weeks, and LoadPay every 4 months. Most recently, Relay Payments was updated on November 11, 2026 and LoadPay on November 4, 2026.

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