Comparison

FSBTND vs DSFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSBTND

Access your accounts securely from anywhere with this mobile banking app. Manage your finances by paying bills, transferring funds, depositing checks, and locating branches or ATMs. Enjoy features like facial recognition login and customizable push notifications for a convenient banking experience.

Highlights
  • Pay bills and friends
  • Deposit checks
  • View account balances
  • Transfer funds
  • Locate branches/ATMs
  • Facial recognition login
  • Push notifications
Features
Read full description

With the First State Bank & Trust Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • Pay bills or pay your friends • Request money • Deposit checks • View your account balances • View recent transactions • Transfer funds between your accounts • Locate a branch or ATM • Contact our Customer Service Team • View transaction history • Configure push notifications • Facial recognition login • Quick Balance • Pay Bills Security is our priority. First State Bank & Trust uses encryption to communicate securely with your mobile App.

About

DSFCU

Manage your finances with this secure and fast personal financial advocate. Organize transactions with tags and notes, set balance alerts, make payments, and transfer money. Deposit checks with a photo and access monthly statements and branch locations.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • View and save monthly statements
  • Find branches and ATMs
  • Secure login with passcode or biometrics
Features
Read full description

DSFCU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with DSFCU: * Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. * Set up alerts so you know when your balance drops below a certain amount * Make payments, whether you’re paying a company or a friend * Transfer money between your accounts * Deposit checks in a snap by taking a picture of the front and back * Turn it off if you’ve misplaced it * View and save your monthly statements * Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.  To use the DSFCU app, you must be enrolled as a Daniels Sheridan digital banking user. If you currently use our internet banking, simply download the app, launch it, and login with the same internet banking credentials.

Screenshots

FSBTND4 screens
DSFCU4 screens

Verdict

The call

FSBTND and DSFCU both sit at 4.9 stars, but that hides the real split: 100% of DSFCU's written reviews are positive against 0% of FSBTND's. DSFCU also leads on update cadence (every 4 weeks vs every 11 months). FSBTND's advantage is monetization model (free vs ad-supported) and iOS requirement (16.6 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FSBTND holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 178 and 103 respectively. Written reviews complicate that: 0% of FSBTND's written reviews are positive against 100% of DSFCU's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

FSBTND ships an update every 11 months, DSFCU every 4 weeks. The most recent releases landed on October 17, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
FSBTND versus DSFCU: the parameters behind the verdict, then further details
ParameterFSBTNDDSFCU
PriceFreeFree
Rating4.9 (178 ratings) — better4.7 (103 ratings)
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings178 — better103
Update frequencyEvery 11 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad
Requires iOS16.6 — better18.4
Further details — not scored
Size52 MB179 MB
Age rating4+4+
DeveloperFirst State Bank & TrustDaniels-Sheridan Federal Credit Union

Customer experience

FSBTND

All ratings168 ratings
Positive98.8%
Neutral1.2%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

DSFCU

All ratings103 ratings
Positive95.1%
Neutral1.9%
Negative2.9%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FSBTND

No in-app purchases

None

DSFCU

No in-app purchases

Questions

Is FSBTND free?
FSBTND is free to download, with no in-app purchases.
Is DSFCU free?
DSFCU is free to download, with no in-app purchases.
Which has better reviews, FSBTND or DSFCU?
FSBTND is rated higher. FSBTND averages 4.9 out of 5 from 178 ratings, while DSFCU averages 4.7 from 103 ratings.
Do FSBTND or DSFCU have ads?
Neither FSBTND nor DSFCU shows ads.
Which is updated more often, FSBTND or DSFCU?
FSBTND ships an update every 11 months, and DSFCU every 4 weeks. Most recently, FSBTND was updated on October 17, 2026 and DSFCU on October 19, 2026.

Other comparisons