ICM.com Card vs BPC Private Reserve
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ICM.com Card
Manage your financial card, make payments, and track transactions globally. Access trading accounts and educational resources for both new and experienced traders.
- Card control and management
- Virtual card issuance
- Balance and transaction inquiry
- Card-to-card transfers
- QR code payments
- Bill payment
- Access to trading accounts
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ICM.com is a UK-based global multi-regulated financial service provider offering access to various trading products, including currencies, commodities, stocks, indices, CFD’s and futures, for retail and institutional clients. ICM.com MasterCard is linked to ICM live trading account and accepted at any POS, ATM, or online merchant globally. ICM.com MasterCard mobile app offers access to various features, including issuing virtual cards, activation/deactivation of the card, balance and transaction inquiry, transfers (card-to-card/ locally and internationally), and access to multiple payment services. ICM.com MasterCard mobile app features: • Card control and management • Bill Payment through eFAWATEERcom • Payments through QR code • Balance check • Transactions History ICM.com offers two different classes of MasterCard ICM Silver and ICM Black. ICM Silver features: • International Acceptance • Multi-Currency Acceptance • Online Access ICM Black features: (in addition to the above) • Free and unlimited access to 900+ airport lounges worldwide • Pass-through electric gates at QAIA using the E-gate card without standing in line for Passport Control for the departure or arrival • Travel Medical and Inconvenience Insurance • 10% discount on Luxury Serviced Apartments, complimentary daily house cleaning on stays over seven nights at Onefinestay properties across Europe, the US, and Australia • Up to 25% on Avis Car Rental • 15% discounts on Careem Rides Whether you are new to trading or far more experienced, ICM.com offers a simple account opening process that allows trading on the global markets with a live account or a demo account. Once set up, you can enjoy access to the extensive range of available educational resources and trading tools that are only a click away. ICM.com also offers various educational content that includes educational webinars for beginners and experienced traders and daily market news.
BPC Private Reserve
Manage your private wealth with a world-class experience. Access exclusive membership tiers, multi-currency accounts, investment trading, and virtual card management. Enjoy concierge services and connect with a community of like-minded individuals.
- Multi-tier membership system
- Multi-currency management
- Financial services (transfers, payments)
- Investment trading with portfolio insurance
- Virtual card management
- Exclusive community clubs
- AI-powered concierge services
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BPC Private Reserve by Black Pearl Capital delivers a world-class private wealth management experience designed for high-net-worth individuals and families. KEY FEATURES: • Multi-Tier Membership System — Choose from exclusive tiers including AURUM Imperial, OBSIDIAN Sovereign, AMAL, NURI, and AEGIS, each with unique benefits and privileges. • Multi-Currency Support — Manage your wealth across 11 currencies (USD, SAR, EUR, GBP, AED, KWD, BHD, QAR, JPY, CHF, TRY) with real-time conversion rates. • Financial Services — Seamless transfers, deposits, withdrawals, bill payments, and card top-ups at your fingertips. • Investment Trading — Access curated investment funds with tier-based trading programs and portfolio insurance protection. • Virtual Card Management — Issue and manage virtual cards for yourself and your dependents with full control over limits and spending. • Yacht Club & Community — Join exclusive community clubs based on your membership tier, connect with fellow members, and access premium lifestyle experiences. • Concierge Services — Personal concierge assistance for travel, dining, events, and luxury lifestyle needs. • AI Assistant Thomas — Your dedicated Member Relations Director, available 24/7 to answer questions about your membership, benefits, and services. • 7 Languages — Full support for English, Arabic (with RTL), Dutch, Turkish, Chinese, Japanese, and Russian. • BPC Member Transfer — Send funds instantly to other BPC members worldwide. • Currency Exchange — Convert between supported currencies with competitive rates. BPC Private Reserve — Where your wealth meets world-class service.
Screenshots
Verdict
The clearest difference is update cadence: BPC Private Reserve at every 2 days against ICM.com Card's monthly. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for ICM.com Card against 5.0 for BPC Private Reserve. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
ICM.com Card ships an update monthly, BPC Private Reserve every 2 days. The most recent releases landed on September 30, 2026 and October 24, 2026 respectively.
| Parameter | ICM.com Card | BPC Private Reserve |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Number of ratings | 1 | 1 |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 152 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | ICM Capital Ltd | BLACK PEARL CAPITAL LTD |
Customer experience
ICM.com Card
BPC Private Reserve
In-app purchases
ICM.com Card
No in-app purchases
BPC Private Reserve
No in-app purchases
Questions
Is ICM.com Card free?
Is BPC Private Reserve free?
Which has better reviews, ICM.com Card or BPC Private Reserve?
Do ICM.com Card or BPC Private Reserve have ads?
Which is updated more often, ICM.com Card or BPC Private Reserve?
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