Comparison

Cisneros vs Keytom

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cisneros

Features
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Saca el máximo rendimiento a tus medios de pago Cisneros. Contrata de manera fácil y segura, tu tarjeta desde la app y comienza a operar con ella. Nunca tener una tarjeta había sido tan fácil.
 ¡¡¡¡Hemos renovado completamente nuestra app para hacera más intuitiva, sencilla y moderna!!!! Además, hemos comenzado a incluir nuevas funcionalidades cómo el pago móvil ó los envíos de dinero y pago instantáneos con Mastercard Send. Pero en las próximas actualizaciones incluiremos otras muchas más funcionalidades que convertirán tu APP Cisneros en una Super APP 
También hemos renovado y mejorado nuestras funcionalidades de banca móvil: 
Envío de dinero, recargas y transferencias
Desde la app, podrás enviar de manera fácil, sencilla e intuitiva dinero a tus otros medios de pago Cisneros o a otras cuentas y tarjetas. Además, siempre que lo necesites podrás recargar en cuestión de segundos tu tarjeta Pecunpay.

 Envío instantáneo de dinero desde una cuenta Cisneros a una cuenta Mastercard de cualquier lugar del mundo. Envía y recibe dinero de forma más rápida, más fácil y más segura 
Notificaciones instantáneas
Recibirás notificaciones en tus operaciones de compra, para tener el control de todas las operaciones que se realicen con tu tarjeta.

Activación / Desactivación de tarjeta
Tu controlas tus tarjetas. Puedes activarlas cuando las necesites y desactivarlas siempre que quieras.

Accesibles en el extranjero
Puedes utilizar tus tarjetas Pecunpay en el extranjero con total tranquilidad y controlar el gasto de tus necesidades, recargándolas con el importe que consideres oportuno.

*Las funcionalidades están sujetas a disponibilidad en tu mercado.

About

Keytom

Manage both cryptocurrency and traditional currency from a single account. Open a personal EUR account, send and receive payments, exchange currencies, and use a virtual card for everyday spending.

Highlights
  • Unified crypto and fiat management
  • Personal EUR IBAN account
  • SEPA and SEPA Instant transfers
  • Currency exchange
  • Virtual and physical Visa card
  • Transaction tracking
Features
Read full description

One app for your crypto and fiat, wherever you are. Keytom is a financial technology platform that helps you manage fiat and supported crypto assets from one app. With Keytom, you can get a personal EUR account in your name to send and receive SEPA and SEPA Instant transfers using your IBAN and account details. You can also issue physical or virtual cards, hold supported crypto assets, instantly exchange between fiat and crypto, and track all your balances and transactions from the single app. Keytom is built for people who live, work, travel, earn, or send money across borders. Whether you are paid in crypto, managing funds in different currencies, sending EUR payments, or looking for a simple way to connect fiat and crypto in daily life, Keytom gives you a cleaner and more flexible way to manage money. Use a Keytom card for everyday spending. A virtual card is available for online and in-store payments where Visa® is accepted. A physical card can be ordered inside the app. Cards support contactless payments and ATM withdrawals everywhere Visa is accepted, with auto-conversion from any currency at the moment of payment. And you can manage your cards, balances, payments, and transaction history from one account. Keytom supports multiple fiat and crypto assets, including EUR, USDC, BTC, ETH, XRP, LTC, TON, SOL, ADA, AVAX, BNB, and BCH. Please note that availability of specific currencies, payment methods, account details, cards, and features may depend on your location, verification status, account type, and eligibility. Getting started is fully online. Create your account, complete identity verification, get your account details, and start managing your fiat and crypto from the Keytom app. Keytom uses identity verification, transaction monitoring, two-factor authentication, and infrastructure partners to support a safer financial experience. Fiat funds and crypto assets are managed through dedicated financial and custody infrastructure. Open your Keytom account and experience a cleaner, faster, easier way to manage crypto and fiat in one place.

Screenshots

Cisneros4 screens
Keytom4 screens

Verdict

The call

The clearest difference is ads: Cisneros at none against Keytom's shown. Cisneros also leads on iOS requirement (12.0 vs 15.1). Keytom's advantage is update cadence (every 8 days vs every 2 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cisneros ships an update every 2 months, Keytom every 8 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Cisneros versus Keytom: the parameters behind the verdict, then further details
ParameterCisnerosKeytom
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 8 days — better
AdsNo — betterYes
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.1
Further details — not scored
Size103 MB56 MB
Age rating4+4+
DeveloperPECUNIA EDE, S.L.KEYTOM SERVICES LTD.

In-app purchases

None

Cisneros

No in-app purchases

None

Keytom

No in-app purchases

Questions

Is Cisneros free?
Cisneros is free to download, with no in-app purchases.
Is Keytom free?
Keytom is free to download, with no in-app purchases.
Do Cisneros or Keytom have ads?
Keytom shows ads; Cisneros does not.
Which is updated more often, Cisneros or Keytom?
Cisneros ships an update every 2 months, and Keytom every 8 days. Most recently, Cisneros was updated on October 27, 2026 and Keytom on October 24, 2026.

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