Comparison

Fundall vs Zinary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fundall

Manage, spend, and grow your money with a unified digital financial platform. Enjoy seamless transactions, earn interest on savings, and access investment products. This app simplifies your financial life by consolidating services and offering rewards.

Highlights
  • Earn interest on savings
  • Budgeting and spending tracker
  • Referral rewards
  • Zero-cost Fundaller to Fundaller transfers
  • Virtual dollar card for online payments
  • Save on spending
  • Accumulate reward points
Features
Read full description

Fundall is a personalised digital financial platform that makes spending, managing and growing your money simple, safe, and secure. We allow individuals and businesses to handle all things money in one place and access investment products and services. Our seamless and easy-to-use platform allows customers to enjoy wholesome financial services without having to sign up on multiple platforms, risk their security, or bother about transaction charges when moving funds from one platform to another. Fundall is duly registered with the Corporate Affairs Commission, Nigeria, with a physical office at The Abebi, 23B Tinubu Close, Off Coker Road, Ilupeju, Lagos. Its savings and loans scheme is duly registered under the Co-operative Societies Laws of Lagos State Here’s all you can achieve on the Fundall app: Earn amazing interest on your savings. Take full control of your spending habit with our budget tool and spending tracker. Make money every time you refer your friends to the Fundall app. Transfer from Fundaller to Fundaller at zero cost. Shop online and across the world and pay for subscriptions using our virtual dollar card. Save up to 20% every time you spend on the Fundall app. Accumulate reward points when you make a transaction on Fundall. We are on a mission to provide Africans and the world's unbanked with a single platform to access all financial services.

About

Zinary

A secure and fast payment platform that enables users to make and accept contactless payments. It offers a simple way to manage transactions and provides live chat support for assistance.

Highlights
  • Secure payment platform
  • Contactless payment support
  • Accept and make payments
  • Live chat support
  • Fast transaction processing
Features
Read full description

Zinary, a secure, reliable, and fast payment platform. Zinary’s unique, simple and secure Zinpay feature allows you to make and accept payments. Sell more by supporting Zinpay in your store which is a contactless way of payment. If you need help, reach out to support@zinary.com or use the livechat for real time support.

Screenshots

Fundall4 screens
Zinary4 screens

Verdict

The call

The clearest difference is rating: Fundall at 4.4 against Zinary's 1.8. Fundall also leads on review sentiment (38% vs 0%) and ratings volume (87 vs 9). Zinary's advantage is iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Fundall holds the better App Store score, 4.4 against 1.8. That said, the two scores are not equally well evidenced: Fundall has 87 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 38% of Fundall's written reviews are positive against 0% of Zinary's.

UpkeepUpdate frequency

Fundall ships an update monthly, Zinary every 2 weeks. The most recent releases landed on September 14, 2026 and August 28, 2026 respectively.

Scorecard4 real differences · 6 level
Fundall versus Zinary: the parameters behind the verdict, then further details
ParameterFundallZinary
PriceFreeFree
Rating4.4 (87 ratings) — better1.8 (9 ratings)
Positive reviews37.5% of reviews — better0.0% of reviews
Number of ratings87 — better9
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size145 MB54 MB
Age rating4+4+
DeveloperFundall Company LimitedZINARY ANALYTICA LIMITED

Customer experience

Fundall

All ratings87 ratings
Positive81.6%
Neutral9.2%
Negative9.2%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

Zinary

All ratings9 ratings
Positive22.2%
Neutral0.0%
Negative77.8%
Written reviews7 reviews
Positive0.0%
Neutral14.3%
Negative85.7%

In-app purchases

None

Fundall

No in-app purchases

None

Zinary

No in-app purchases

Questions

Is Fundall free?
Fundall is free to download, with no in-app purchases.
Is Zinary free?
Zinary is free to download, with no in-app purchases.
Which has better reviews, Fundall or Zinary?
Fundall is rated higher. Fundall averages 4.4 out of 5 from 87 ratings, while Zinary averages 1.8 from 9 ratings.
Do Fundall or Zinary have ads?
Neither Fundall nor Zinary shows ads.
Which is updated more often, Fundall or Zinary?
Fundall ships an update monthly, and Zinary every 2 weeks. Most recently, Fundall was updated on September 14, 2026 and Zinary on August 28, 2026.

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