Fundall vs Zinary
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fundall
Manage, spend, and grow your money with a unified digital financial platform. Enjoy seamless transactions, earn interest on savings, and access investment products. This app simplifies your financial life by consolidating services and offering rewards.
- Earn interest on savings
- Budgeting and spending tracker
- Referral rewards
- Zero-cost Fundaller to Fundaller transfers
- Virtual dollar card for online payments
- Save on spending
- Accumulate reward points
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Fundall is a personalised digital financial platform that makes spending, managing and growing your money simple, safe, and secure. We allow individuals and businesses to handle all things money in one place and access investment products and services. Our seamless and easy-to-use platform allows customers to enjoy wholesome financial services without having to sign up on multiple platforms, risk their security, or bother about transaction charges when moving funds from one platform to another. Fundall is duly registered with the Corporate Affairs Commission, Nigeria, with a physical office at The Abebi, 23B Tinubu Close, Off Coker Road, Ilupeju, Lagos. Its savings and loans scheme is duly registered under the Co-operative Societies Laws of Lagos State Here’s all you can achieve on the Fundall app: Earn amazing interest on your savings. Take full control of your spending habit with our budget tool and spending tracker. Make money every time you refer your friends to the Fundall app. Transfer from Fundaller to Fundaller at zero cost. Shop online and across the world and pay for subscriptions using our virtual dollar card. Save up to 20% every time you spend on the Fundall app. Accumulate reward points when you make a transaction on Fundall. We are on a mission to provide Africans and the world's unbanked with a single platform to access all financial services.
Zinary
A secure and fast payment platform that enables users to make and accept contactless payments. It offers a simple way to manage transactions and provides live chat support for assistance.
- Secure payment platform
- Contactless payment support
- Accept and make payments
- Live chat support
- Fast transaction processing
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Zinary, a secure, reliable, and fast payment platform. Zinary’s unique, simple and secure Zinpay feature allows you to make and accept payments. Sell more by supporting Zinpay in your store which is a contactless way of payment. If you need help, reach out to support@zinary.com or use the livechat for real time support.
Screenshots
Verdict
The clearest difference is rating: Fundall at 4.4 against Zinary's 1.8. Fundall also leads on review sentiment (38% vs 0%) and ratings volume (87 vs 9). Zinary's advantage is iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fundall holds the better App Store score, 4.4 against 1.8. That said, the two scores are not equally well evidenced: Fundall has 87 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 38% of Fundall's written reviews are positive against 0% of Zinary's.
Fundall ships an update monthly, Zinary every 2 weeks. The most recent releases landed on September 14, 2026 and August 28, 2026 respectively.
| Parameter | Fundall | Zinary |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (87 ratings) — better | 1.8 (9 ratings) |
| Positive reviews | 37.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 87 — better | 9 |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 145 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Fundall Company Limited | ZINARY ANALYTICA LIMITED |
Customer experience
Fundall
Zinary
In-app purchases
Fundall
No in-app purchases
Zinary
No in-app purchases






