Comparison

Fundall vs PowerPay Ng

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fundall

Manage, spend, and grow your money with a unified digital financial platform. Enjoy seamless transactions, earn interest on savings, and access investment products. This app simplifies your financial life by consolidating services and offering rewards.

Highlights
  • Earn interest on savings
  • Budgeting and spending tracker
  • Referral rewards
  • Zero-cost Fundaller to Fundaller transfers
  • Virtual dollar card for online payments
  • Save on spending
  • Accumulate reward points
Features
Read full description

Fundall is a personalised digital financial platform that makes spending, managing and growing your money simple, safe, and secure. We allow individuals and businesses to handle all things money in one place and access investment products and services. Our seamless and easy-to-use platform allows customers to enjoy wholesome financial services without having to sign up on multiple platforms, risk their security, or bother about transaction charges when moving funds from one platform to another. Fundall is duly registered with the Corporate Affairs Commission, Nigeria, with a physical office at The Abebi, 23B Tinubu Close, Off Coker Road, Ilupeju, Lagos. Its savings and loans scheme is duly registered under the Co-operative Societies Laws of Lagos State Here’s all you can achieve on the Fundall app: Earn amazing interest on your savings. Take full control of your spending habit with our budget tool and spending tracker. Make money every time you refer your friends to the Fundall app. Transfer from Fundaller to Fundaller at zero cost. Shop online and across the world and pay for subscriptions using our virtual dollar card. Save up to 20% every time you spend on the Fundall app. Accumulate reward points when you make a transaction on Fundall. We are on a mission to provide Africans and the world's unbanked with a single platform to access all financial services.

About

PowerPay Ng

Easily swap digital assets to Naira and conduct international transactions with a virtual card. Recharge prepaid and postpaid electricity meters instantly using various payment methods. Purchase airtime and data bundles with a single tap.

Highlights
  • Swap digital assets to Naira
  • International transactions with virtual card
  • Electricity meter recharge (prepaid/postpaid)
  • Instant token generation
  • Multiple payment methods (USSD, card, bank transfer)
  • Buy airtime and data bundles
Features
Read full description

PowerPay — Gift Cards, Crypto & Bills, All in One App PowerPay is Nigeria's all-in-one app built for speed, security, and simplicity. Sell your gift cards for instant cash, swap crypto to Naira, pay your bills, and shop internationally — all from one wallet. Sell Gift Cards for Instant Cash
Turn your Amazon, iTunes, Steam, Google Play, and other gift cards into cash in as fast as one minute. No waiting days for payment — get paid straight into your PowerPay wallet. Buy Gift Cards with Naira
Need a gift card fast? Buy directly with Naira and get instant delivery to your email or wallet. ₿ Swap Crypto to Cash
Convert Bitcoin, USDT, and other crypto assets to Naira quickly, securely, and at competitive rates — no complicated exchanges required. Pay Bills in Seconds Electricity — get your prepaid or postpaid token instantly Airtime & Data — top up any network (MTN, Airtel, Glo, 9mobile) Cable TV — pay DStv, GOtv, and Startimes subscriptions Virtual Dollar Card for International Payments
Shop and subscribe on global platforms like Netflix, Amazon, and Apple with a secure PowerPay virtual dollar card — cheaper and safer than traditional options. Multiple Ways to Fund Your Wallet USSD Bank Transfer Debit/Credit Card Why Nigerians choose PowerPay:
 Fast, reliable transactions
, Bank-level security
, Competitive rates on every swap and sale
, Responsive customer support
 Trusted by thousands across Nigeria. Whether you're cashing out gift cards, converting crypto, settling your electricity bill, or shopping online, PowerPay puts it all in one simple, secure app. Download PowerPay today and experience Nigeria's fastest way to sell gift cards, swap crypto, and manage your money.

Screenshots

Fundall4 screens
PowerPay Ng4 screens

Verdict

The call

The clearest difference is rating: PowerPay Ng at 5.0 against Fundall's 4.4. Fundall's advantage is ads (none vs shown) and ratings volume (86 vs 1). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PowerPay Ng holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Fundall has 86 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 38% of Fundall's written reviews are positive against 33% of PowerPay Ng's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
Fundall versus PowerPay Ng: the parameters behind the verdict, then further details
ParameterFundallPowerPay Ng
PriceFreeFree
Rating4.4 (86 ratings)5.0 (1 ratings) — better
Positive reviews37.5% of reviews — better33.3% of reviews
Number of ratings86 — better1
Update frequencyMonthlyMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size145 MB151 MB
Age rating4+4+
DeveloperFundall Company LimitedODDVPN TECHNOLOGY LTD

Customer experience

Fundall

All ratings87 ratings
Positive81.6%
Neutral9.2%
Negative9.2%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

PowerPay Ng

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Fundall

No in-app purchases

None

PowerPay Ng

No in-app purchases

Questions

Is Fundall free?
Fundall is free to download, with no in-app purchases.
Is PowerPay Ng free?
PowerPay Ng is free to download, with no in-app purchases.
Which has better reviews, Fundall or PowerPay Ng?
PowerPay Ng is rated higher. Fundall averages 4.4 out of 5 from 86 ratings, while PowerPay Ng averages 5.0 from 1 ratings.
Do Fundall or PowerPay Ng have ads?
PowerPay Ng shows ads; Fundall does not.
Which is updated more often, Fundall or PowerPay Ng?
Fundall ships an update monthly, and PowerPay Ng monthly. Most recently, Fundall was updated on November 3, 2026 and PowerPay Ng on November 3, 2026.

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