Fundall vs PowerPay Ng
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fundall
Manage, spend, and grow your money with a unified digital financial platform. Enjoy seamless transactions, earn interest on savings, and access investment products. This app simplifies your financial life by consolidating services and offering rewards.
- Earn interest on savings
- Budgeting and spending tracker
- Referral rewards
- Zero-cost Fundaller to Fundaller transfers
- Virtual dollar card for online payments
- Save on spending
- Accumulate reward points
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Fundall is a personalised digital financial platform that makes spending, managing and growing your money simple, safe, and secure. We allow individuals and businesses to handle all things money in one place and access investment products and services. Our seamless and easy-to-use platform allows customers to enjoy wholesome financial services without having to sign up on multiple platforms, risk their security, or bother about transaction charges when moving funds from one platform to another. Fundall is duly registered with the Corporate Affairs Commission, Nigeria, with a physical office at The Abebi, 23B Tinubu Close, Off Coker Road, Ilupeju, Lagos. Its savings and loans scheme is duly registered under the Co-operative Societies Laws of Lagos State Here’s all you can achieve on the Fundall app: Earn amazing interest on your savings. Take full control of your spending habit with our budget tool and spending tracker. Make money every time you refer your friends to the Fundall app. Transfer from Fundaller to Fundaller at zero cost. Shop online and across the world and pay for subscriptions using our virtual dollar card. Save up to 20% every time you spend on the Fundall app. Accumulate reward points when you make a transaction on Fundall. We are on a mission to provide Africans and the world's unbanked with a single platform to access all financial services.
PowerPay Ng
Easily swap digital assets to Naira and conduct international transactions with a virtual card. Recharge prepaid and postpaid electricity meters instantly using various payment methods. Purchase airtime and data bundles with a single tap.
- Swap digital assets to Naira
- International transactions with virtual card
- Electricity meter recharge (prepaid/postpaid)
- Instant token generation
- Multiple payment methods (USSD, card, bank transfer)
- Buy airtime and data bundles
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PowerPay — Gift Cards, Crypto & Bills, All in One App PowerPay is Nigeria's all-in-one app built for speed, security, and simplicity. Sell your gift cards for instant cash, swap crypto to Naira, pay your bills, and shop internationally — all from one wallet. Sell Gift Cards for Instant Cash Turn your Amazon, iTunes, Steam, Google Play, and other gift cards into cash in as fast as one minute. No waiting days for payment — get paid straight into your PowerPay wallet. Buy Gift Cards with Naira Need a gift card fast? Buy directly with Naira and get instant delivery to your email or wallet. ₿ Swap Crypto to Cash Convert Bitcoin, USDT, and other crypto assets to Naira quickly, securely, and at competitive rates — no complicated exchanges required. Pay Bills in Seconds Electricity — get your prepaid or postpaid token instantly Airtime & Data — top up any network (MTN, Airtel, Glo, 9mobile) Cable TV — pay DStv, GOtv, and Startimes subscriptions Virtual Dollar Card for International Payments Shop and subscribe on global platforms like Netflix, Amazon, and Apple with a secure PowerPay virtual dollar card — cheaper and safer than traditional options. Multiple Ways to Fund Your Wallet USSD Bank Transfer Debit/Credit Card Why Nigerians choose PowerPay: Fast, reliable transactions , Bank-level security , Competitive rates on every swap and sale , Responsive customer support Trusted by thousands across Nigeria. Whether you're cashing out gift cards, converting crypto, settling your electricity bill, or shopping online, PowerPay puts it all in one simple, secure app. Download PowerPay today and experience Nigeria's fastest way to sell gift cards, swap crypto, and manage your money.
Screenshots
Verdict
The clearest difference is rating: PowerPay Ng at 5.0 against Fundall's 4.4. Fundall's advantage is ads (none vs shown) and ratings volume (86 vs 1). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PowerPay Ng holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Fundall has 86 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 38% of Fundall's written reviews are positive against 33% of PowerPay Ng's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.
| Parameter | Fundall | PowerPay Ng |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (86 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 37.5% of reviews — better | 33.3% of reviews |
| Number of ratings | 86 — better | 1 |
| Update frequency | Monthly | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 145 MB | 151 MB |
| Age rating | 4+ | 4+ |
| Developer | Fundall Company Limited | ODDVPN TECHNOLOGY LTD |
Customer experience
Fundall
PowerPay Ng
In-app purchases
Fundall
No in-app purchases
PowerPay Ng
No in-app purchases









