Comparison

CBM DIGITAL vs FinziAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBM DIGITAL

Manage your finances with a secure and user-friendly mobile banking experience. Open new accounts instantly, track spending, set savings goals, and receive real-time notifications for all account activity.

Highlights
  • Secure login with fingerprint option
  • View payment card details and limits
  • Report lost or stolen cards
  • Instant account opening
  • Financial goal setting with 'Spaces'
  • Real-time account activity notifications
  • Bill payment and fund management
Features
Read full description

Banking with CBM Digital is fast, simple, and secure. Open additional accounts within few seconds to experience banking designed to fit your lifestyle. As well as updating the design and adding new functionality, we’ve worked hard to streamline the app and make it easy to use. We’ll continue improving the app and gradually adding new features. Feel free to leave a comment and tell us what you’d like to see! Key Features: - Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on eligible devices. - View payment card information, such as withdrawal and spending limits. You can also report your lost or stolen card directly from the app. - Open an account within few seconds directly from your phone. No long lines, no paperwork, no fuss. - Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer money with a single swipe. - Receive instant notifications on all account activity so you know what’s happening with your account in real-time. - Balance Inquiry, View account history - Pay your bills, Manage your funds, Open other account, FD account creation and other main financial services. - Locating our service points and ATM - Information on interest rates / currency details of our products - Our latest promotional and offers Who we are, The Commercial Bank of Maldives is a joint venture between Tree Top Investments Pvt Ltd (TTIL) and the Commercial Bank of Ceylon PLC (CBC). Commercial Bank of Ceylon PLC was established in 1969, and have since become the largest private bank in Sri Lanka with an asset base over USD 7.5 Bn. Having set a benchmark in private sector banking in Sri Lanka, CBC has set standards, created an identity and forged an unsurpassable trend. Tree Top Investments Pvt Ltd is a Maldivian investment company founded in 2013, with the vision to combine the extensive expertise of the partner shareholders into one pioneering company. TTIL strive to uncover and secure investments in diverse sectors showing high growth potential in the Maldives.

About

FinziAI

Features
Read full description

Meet FinziAI — the expense tracker you'll actually keep using. Log spending by voice, plain text, or automatically right after you pay with Apple Pay. No spreadsheets, no friction. EFFORTLESS TRACKING Speak or type "lunch 12" and FinziAI detects the amount, date, and category for you. Or let Apple Pay & Shortcuts log purchases the moment they happen. BUDGETS & SUBSCRIPTIONS Set limits per category, track recurring subscriptions before they renew, and see exactly where your money goes — at a glance. POWERED BY AI FinziAI categorizes spending automatically, answers questions about your finances, and helps you understand your habits. PRIVATE BY DESIGN No account needed. Your data stays in your own iCloud. Beautiful, minimalist design that makes tracking a pleasure. Free 7-day trial, then monthly or yearly. Cancel anytime. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://working-gargoyle-ea1.notion.site/FINZIAI-Privacy-Policy-381fe8a3dba980279f63cf5b15928f97

Screenshots

CBM DIGITAL4 screens
FinziAI4 screens

Verdict

The call

The clearest difference is in-app purchases: CBM DIGITAL at none against FinziAI's 2. FinziAI's advantage is update cadence (monthly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinziAI sells 2 in-app purchases, starting at $2.99 per month. CBM DIGITAL asks for nothing beyond the download.

UpkeepUpdate frequency

CBM DIGITAL ships an update every 3 months, FinziAI monthly. The most recent releases landed on November 10, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
CBM DIGITAL versus FinziAI: the parameters behind the verdict, then further details
ParameterCBM DIGITALFinziAI
PriceFreeFree
Rating3.8 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size111 MB16 MB
Age rating17+4+
DeveloperCommercial Bank of Ceylon PLCbikodlab teknoloji limited sirketi

In-app purchases

None

CBM DIGITAL

No in-app purchases

2 purchases

FinziAI

Subscriptions2
  • FinziAI Premium7 Days trial$2.991 Month
  • FinziAI Premium7 Days trial$19.991 Year

Questions

Is CBM DIGITAL free?
CBM DIGITAL is free to download, with no in-app purchases.
Is FinziAI free?
FinziAI is free to download, with in-app purchases available.
Do CBM DIGITAL or FinziAI have ads?
Neither CBM DIGITAL nor FinziAI shows ads.
Which is updated more often, CBM DIGITAL or FinziAI?
CBM DIGITAL ships an update every 3 months, and FinziAI monthly. Most recently, CBM DIGITAL was updated on November 10, 2026 and FinziAI on November 5, 2026.

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