Prospertive vs Sumraksha
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Prospertive
Manage your entire investment portfolio, including mutual funds, stocks, bonds, and insurance, all in one place. Track performance, download statements, and access advanced financial reports and calculators.
- Complete portfolio reporting
- Historical performance tracking
- Transaction statement generation
- Online mutual fund investments
- Advanced capital gain reports
- SIP and insurance tracking
- Financial calculators
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Prospertive is one-stop shopping for all your investment needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performance of your Portfolio easily - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator
Sumraksha
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Sumraksha is one-stop shopping for all your Financial needs.You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: Mutual Funds Equity Shares Bonds Fixed Deposits PMS Insurance Key Features: Complete Portfolio report download including all assets. View historical Performance of your Portfolio easily Transaction statement of any period 1 Click Statement of Account Download for any Asset Management Company in India Advanced Capital Gain Reports Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency SIP Report to be informed of your Running and Upcoming SIPs, STPs. Insurance list to keep track of premiums to be paid. Folio details registered with each AMC. Calculators and Tools available: Retirement Calculator SIP Calculator SIP Delay Calculator SIP Step up Calculator Marriage Calculator EMI Calculator
Screenshots
Verdict
The clearest difference is update cadence: Prospertive at every 2 months against Sumraksha's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Prospertive ships an update every 2 months, Sumraksha every 4 months. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.
| Parameter | Prospertive | Sumraksha |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 86 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | PROSPERTIVE ASSOCIATES LLP | SUMRAKSHA FINANCIAL SERVICES LLP |
In-app purchases
Prospertive
No in-app purchases
Sumraksha
No in-app purchases
