BiyaPay vs HashKey Exchange
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BiyaPay
Manage international remittances, trade stocks, and track global markets all in one app. Offers real-time currency conversion, secure asset management, and investment opportunities in U.S./Hong Kong stocks and various commodities.
- Real-time currency exchange for 200+ currencies
- Cross-border remittance services
- U.S. and Hong Kong stock investing
- Cryptocurrency, gold, silver, and oil market tracking
- Integrated asset management and wallet
- Flexible wealth management with daily yield
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Feature Overview BiyaPay supports real-time exchange rate lookup and conversion for 200+ currencies, providing users with faster, lower-cost, and seamless online international remittance services. In addition to currency exchange, the platform offers an intelligent conversion calculator, cross-border remittance, U.S./Hong Kong stock investing services, and market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities—helping users manage funds and stay on top of market dynamics in one place. - Wallet: Covers asset management, receiving payments, transfers, deposits, and withdrawals. Supports crypto withdrawals and remittances at any time, with a clear view of account assets. - Instant Swap: After deposit, users can complete online multi-currency exchange with no preset limit, and withdraw funds to offshore bank accounts. - Wealth: Flexible wealth management service with daily yield settlement, automatically credited to available account balance. - Financial Asset Trading: Covers major markets including U.S. and Hong Kong stocks, with one account connected to multiple market opportunities. - Market Tracking: Supports market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities, helping users monitor real-time price moves, trends, and market rhythm. Product Advantages BiyaPay continuously enhances its compliance qualifications and service capabilities to provide global users with an integrated financial experience covering payments, international remittance, securities investment, and market tracking services. Whether for cross-border fund management or multi-market information access, users can do so more efficiently and with greater peace of mind. - Fast Account Opening: Fully online onboarding with a low barrier and high efficiency. - Convenient Funding: Supports multiple funding methods with simple operations and smoother fund transfers. - User-Friendly Interface: Clear trading flows, bilingual Chinese-English interface, plus 24/7 Chinese customer support. - Comprehensive Functions: Rich order options that support both beginners and advanced traders. - Broad Market Coverage: Provides market tracking for U.S. and Hong Kong stocks, cryptocurrencies, gold, silver, crude oil, and other commodities, so users can track multi-market information in sync. - Competitive Fees: Competitive fee structure for U.S. and Hong Kong stock investing, helping reduce trading costs. - Fund Security: Segregated custodial accounts and multi-layer security verification mechanisms to protect accounts and assets. Official Website & Support Official Website: https://www.biyapay.com/ Customer Service Email: service@biyapay.com Customer Service Telegram: https://t.me/biyapay001 Telegram Community: https://t.me/BiyaPay_ch
HashKey Exchange
This platform allows users to trade various digital currencies using fiat deposits like USD and HKD. It offers a secure and licensed trading environment with fast deposit and withdrawal processes. Retail clients can trade Bitcoin and Ethereum, while professional investors have access to a wider range of cryptocurrencies.
- Licensed virtual asset exchange
- Fiat (USD/HKD) deposits and withdrawals
- Trade Bitcoin and Ethereum
- Access to diverse digital currencies for professionals
- Secure and compliant trading environment
- Fast deposit and withdrawal processes
- 24/7 customer support
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HashKey Exchange — explore a more unified digital asset service experience. HashKey Exchange has been upgraded as HashKey’s integrated main app, bringing together service entrances for Hong Kong, Singapore, MENA and Global sites, with a new Web3 Wallet entrance. Eligible users can access available site services based on their region, account status and applicable local requirements. Core Features: 1. Multi-site service entrances Explore Hong Kong, Singapore, MENA and Global site services in one app, reducing the need to switch between multiple apps. 2. Digital asset services View market information, manage account assets and use supported digital asset services available to your eligible site. Services and features may vary by site and are subject to what is displayed in the app. 3. Account and record continuity Account assets, KYC status, historical orders, trade records, deposit records and withdrawal records remain securely retained for continued account management. 4. Web3 Wallet entrance A new Web3 Wallet entrance is now available in the app. Web3 Wallet services are independently operated and provided by HashKey Hub Limited, and are separate from the centralized exchange services provided by HashKey Exchange. Why HashKey Exchange: - Integrated service entrances for Hong Kong, Singapore, MENA and Global sites - Site services provided according to applicable local regulatory and compliance requirements - Smoother login, asset viewing and account management experience - Explore more eligible digital asset service scenarios in one app Important notice: Site services are only available to users who meet applicable local regulatory requirements and platform rules. Your access to any site or function depends on your account status, region and relevant compliance requirements. Virtual asset prices may be highly volatile and may result in full or partial loss. Please assess the risks carefully.
Screenshots
Verdict
The clearest difference is rating: BiyaPay at 4.2 against HashKey Exchange's 3.6. BiyaPay also leads on review sentiment (89% vs 50%) and ratings volume (103 vs 13). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BiyaPay holds the better App Store score, 4.2 against 3.6. That said, the two scores are not equally well evidenced: BiyaPay has 103 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 89% of BiyaPay's written reviews are positive against 50% of HashKey Exchange's.
BiyaPay ships an update every 2 weeks, HashKey Exchange weekly. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.
| Parameter | BiyaPay | HashKey Exchange |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (103 ratings) — better | 3.6 (13 ratings) |
| Positive reviews | 89.2% of reviews — better | 50.0% of reviews |
| Number of ratings | 103 — better | 13 |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 146 MB | 226 MB |
| Age rating | 4+ | 17+ |
| Developer | BIYA GLOBAL LLC | HashKey Digital Asset Group |
Customer experience
BiyaPay
HashKey Exchange
Bugs and requests
BiyaPay
Reported bugs
2 issues- Login screen issues causing black screen
- Compatibility problems with older devices
Requested features
4 requests- Improved visual design and aesthetics
- Advanced portfolio tracking and analytics
- Expanded investment options (e.g., derivatives, commodities)
- Enhanced customer support and communication
HashKey Exchange
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BiyaPay
No in-app purchases
HashKey Exchange
No in-app purchases
Questions
Is BiyaPay free?
Is HashKey Exchange free?
Which has better reviews, BiyaPay or HashKey Exchange?
Do BiyaPay or HashKey Exchange have ads?
Which is updated more often, BiyaPay or HashKey Exchange?
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