Comparison

BiyaPay vs Okpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BiyaPay

Manage international remittances, trade stocks, and track global markets all in one app. Offers real-time currency conversion, secure asset management, and investment opportunities in U.S./Hong Kong stocks and various commodities.

Highlights
  • Real-time currency exchange for 200+ currencies
  • Cross-border remittance services
  • U.S. and Hong Kong stock investing
  • Cryptocurrency, gold, silver, and oil market tracking
  • Integrated asset management and wallet
  • Flexible wealth management with daily yield
Features
Read full description

Feature Overview BiyaPay supports real-time exchange rate lookup and conversion for 200+ currencies, providing users with faster, lower-cost, and seamless online international remittance services. In addition to currency exchange, the platform offers an intelligent conversion calculator, cross-border remittance, U.S./Hong Kong stock investing services, and market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities—helping users manage funds and stay on top of market dynamics in one place. - Wallet: Covers asset management, receiving payments, transfers, deposits, and withdrawals. Supports crypto withdrawals and remittances at any time, with a clear view of account assets. - Instant Swap: After deposit, users can complete online multi-currency exchange with no preset limit, and withdraw funds to offshore bank accounts. - Wealth: Flexible wealth management service with daily yield settlement, automatically credited to available account balance. - Financial Asset Trading: Covers major markets including U.S. and Hong Kong stocks, with one account connected to multiple market opportunities. - Market Tracking: Supports market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities, helping users monitor real-time price moves, trends, and market rhythm. Product Advantages BiyaPay continuously enhances its compliance qualifications and service capabilities to provide global users with an integrated financial experience covering payments, international remittance, securities investment, and market tracking services. Whether for cross-border fund management or multi-market information access, users can do so more efficiently and with greater peace of mind. - Fast Account Opening: Fully online onboarding with a low barrier and high efficiency. - Convenient Funding: Supports multiple funding methods with simple operations and smoother fund transfers. - User-Friendly Interface: Clear trading flows, bilingual Chinese-English interface, plus 24/7 Chinese customer support. - Comprehensive Functions: Rich order options that support both beginners and advanced traders. - Broad Market Coverage: Provides market tracking for U.S. and Hong Kong stocks, cryptocurrencies, gold, silver, crude oil, and other commodities, so users can track multi-market information in sync. - Competitive Fees: Competitive fee structure for U.S. and Hong Kong stock investing, helping reduce trading costs. - Fund Security: Segregated custodial accounts and multi-layer security verification mechanisms to protect accounts and assets. Official Website & Support Official Website: https://www.biyapay.com/ Customer Service Email: service@biyapay.com Customer Service Telegram: https://t.me/biyapay001 Telegram Community: https://t.me/BiyaPay_ch

About

Okpay

Features
Read full description

Discover a whole new way to handle your finances with OkPay. Simplify your finances, and transact effortlessly. All your money movement, transact globally with virtual cards and bill all your bills from one app. [Minimum supported app version: 1.0.3]

Screenshots

BiyaPay4 screens
Okpay4 screens

Verdict

The call

The clearest difference is iOS requirement: Okpay at 12.0 against BiyaPay's 15.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
BiyaPay versus Okpay: the parameters behind the verdict, then further details
ParameterBiyaPayOkpay
PriceFreeFree
Rating4.2 (103 ratings) — better—
Positive reviews89.2% of reviews—
Number of ratings103 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.012.0 — better
Further details — not scored
Size146 MB37 MB
Age rating4+17+
DeveloperBIYA GLOBAL LLCCollintina Consult Limited

Bugs and requests

BiyaPay

Reported bugs

2 issues
  • Login screen issues causing black screen
  • Compatibility problems with older devices

Requested features

4 requests
  • Improved visual design and aesthetics
  • Advanced portfolio tracking and analytics
  • Expanded investment options (e.g., derivatives, commodities)
  • Enhanced customer support and communication

Okpay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BiyaPay

No in-app purchases

None

Okpay

No in-app purchases

Questions

Is BiyaPay free?
BiyaPay is free to download, with no in-app purchases.
Is Okpay free?
Okpay is free to download, with no in-app purchases.
Do BiyaPay or Okpay have ads?
Neither BiyaPay nor Okpay shows ads.

Other comparisons