Comparison

BiyaPay vs Roogoo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BiyaPay

Manage international remittances, trade U.S. and Hong Kong stocks, and track global markets for cryptocurrencies, commodities, and more. Offers real-time exchange rates, secure asset management, and a user-friendly interface for global financial needs.

Highlights
  • Real-time currency exchange for 200+ currencies
  • International remittance services
  • U.S. and Hong Kong stock investing
  • Cryptocurrency and commodity market tracking
  • Integrated wallet for asset management
  • Flexible wealth management with daily yield
Features
Read full description

Feature Overview BiyaPay supports real-time exchange rate lookup and conversion for 200+ currencies, providing users with faster, lower-cost, and seamless online international remittance services. In addition to currency exchange, the platform offers an intelligent conversion calculator, cross-border remittance, U.S./Hong Kong stock investing services, and market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities—helping users manage funds and stay on top of market dynamics in one place. - Wallet: Covers asset management, receiving payments, transfers, deposits, and withdrawals. Supports crypto withdrawals and remittances at any time, with a clear view of account assets. - Instant Swap: After deposit, users can complete online multi-currency exchange with no preset limit, and withdraw funds to offshore bank accounts. - Wealth: Flexible wealth management service with daily yield settlement, automatically credited to available account balance. - Financial Asset Trading: Covers major markets including U.S. and Hong Kong stocks, with one account connected to multiple market opportunities. - Market Tracking: Supports market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities, helping users monitor real-time price moves, trends, and market rhythm. Product Advantages BiyaPay continuously enhances its compliance qualifications and service capabilities to provide global users with an integrated financial experience covering payments, international remittance, securities investment, and market tracking services. Whether for cross-border fund management or multi-market information access, users can do so more efficiently and with greater peace of mind. - Fast Account Opening: Fully online onboarding with a low barrier and high efficiency. - Convenient Funding: Supports multiple funding methods with simple operations and smoother fund transfers. - User-Friendly Interface: Clear trading flows, bilingual Chinese-English interface, plus 24/7 Chinese customer support. - Comprehensive Functions: Rich order options that support both beginners and advanced traders. - Broad Market Coverage: Provides market tracking for U.S. and Hong Kong stocks, cryptocurrencies, gold, silver, crude oil, and other commodities, so users can track multi-market information in sync. - Competitive Fees: Competitive fee structure for U.S. and Hong Kong stock investing, helping reduce trading costs. - Fund Security: Segregated custodial accounts and multi-layer security verification mechanisms to protect accounts and assets. Official Website & Support Official Website: https://www.biyapay.com/ Customer Service Email: service@biyapay.com Customer Service Telegram: https://t.me/biyapay001 Telegram Community: https://t.me/BiyaPay_ch

About

Roogoo

This app offers a global payment card and all-in-one payment solution using stablecoins. It simplifies everyday spending by integrating digital assets for topping up, transferring funds, and making cross-border payments securely and without exchange fees.

Highlights
  • Stablecoin-based global payment card
  • Integrates digital assets into everyday spending
  • Global coverage in over 180 countries
  • Supports Visa and Mastercard merchants
  • Links with Apple Pay, Google Pay, Alipay, PayPal
  • Effortless, exchange-free cross-border payments
Features
Read full description

Roogoo is a leading stablecoin-based global payment card and all-in-one payment app. We are dedicated to integrating digital assets into your everyday spending. Whether it's topping up, transferring funds, or making cross-border payments, Roogoo provides a simple, secure, and borderless financial experience. Core Advantages: Global Coverage: Our payment network spans over 180 countries, with deep support for more than 95% of Visa and Mastercard merchants worldwide. Seamless Integration: Easily link with Apple Pay, Google Pay, Alipay, and PayPal, giving your digital assets the instant spending power of a physical card. Effortless & Exchange-Free: Skip the complex currency exchange process. Pay globally anytime, anywhere, and redefine the way you handle cross-border transactions. Roogoo: Global payments at your fingertips. User Agreement: https://www.roogoo.com/en/agreement Card Terms and Conditions: https://help.roogoo.com/en/articles/11630430 AML / CFT Policy Statement: https://help.roogoo.com/en/articles/11883187 Privacy Policy: https://www.roogoo.com/en/policy

Screenshots

BiyaPay4 screens
Roogoo4 screens

Verdict

The call

The clearest difference is review sentiment: BiyaPay at 89% against Roogoo's 33%. BiyaPay also leads on rating (4.2 vs 2.9) and ratings volume (103 vs 26). Roogoo's advantage is update cadence (every 3 days vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BiyaPay holds the better App Store score, 4.2 against 2.9. Both are backed by a comparable volume of ratings — 103 and 26 respectively. Written reviews point the same way: 89% of BiyaPay's written reviews are positive against 33% of Roogoo's.

UpkeepUpdate frequency

BiyaPay ships an update fortnightly, Roogoo every 3 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
BiyaPay versus Roogoo: the parameters behind the verdict, then further details
ParameterBiyaPayRoogoo
PriceFreeFree
Rating4.2 (103 ratings) — better2.9 (26 ratings)
Positive reviews89.2% of reviews — better33.3% of reviews
Number of ratings103 — better26
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size155 MB102 MB
Age rating4+17+
DeveloperBIYA GLOBAL LLCRoogoo Inc

Customer experience

BiyaPay

All ratings103 ratings
Positive82.5%
Neutral3.9%
Negative13.6%
Written reviews130 reviews
Positive89.2%
Neutral1.5%
Negative9.2%

Roogoo

All ratings26 ratings
Positive46.2%
Neutral0.0%
Negative53.8%
Written reviews12 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

BiyaPay

Reported bugs

2 issues
  • Login screen issues causing black screen
  • Compatibility problems with older devices

Requested features

4 requests
  • Improved visual design and aesthetics
  • Advanced portfolio tracking and analytics
  • Expanded investment options (e.g., derivatives, commodities)
  • Enhanced customer support and communication

Roogoo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BiyaPay

No in-app purchases

None

Roogoo

No in-app purchases

Questions

Is BiyaPay free?
BiyaPay is free to download, with no in-app purchases.
Is Roogoo free?
Roogoo is free to download, with no in-app purchases.
Which has better reviews, BiyaPay or Roogoo?
BiyaPay is rated higher. BiyaPay averages 4.2 out of 5 from 103 ratings, while Roogoo averages 2.9 from 26 ratings.
Do BiyaPay or Roogoo have ads?
Neither BiyaPay nor Roogoo shows ads.
Which is updated more often, BiyaPay or Roogoo?
BiyaPay ships an update fortnightly, and Roogoo every 3 days. Most recently, BiyaPay was updated on November 7, 2026 and Roogoo on November 5, 2026.

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