Comparison

BiyaPay vs Subscription Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BiyaPay

Manage international remittances, trade stocks, and track global markets all in one app. Offers real-time currency conversion, secure asset management, and investment opportunities in U.S./Hong Kong stocks and various commodities.

Highlights
  • Real-time currency exchange for 200+ currencies
  • Cross-border remittance services
  • U.S. and Hong Kong stock investing
  • Cryptocurrency, gold, silver, and oil market tracking
  • Integrated asset management and wallet
  • Flexible wealth management with daily yield
Features
Read full description

Feature Overview BiyaPay supports real-time exchange rate lookup and conversion for 200+ currencies, providing users with faster, lower-cost, and seamless online international remittance services. In addition to currency exchange, the platform offers an intelligent conversion calculator, cross-border remittance, U.S./Hong Kong stock investing services, and market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities—helping users manage funds and stay on top of market dynamics in one place. - Wallet: Covers asset management, receiving payments, transfers, deposits, and withdrawals. Supports crypto withdrawals and remittances at any time, with a clear view of account assets. - Instant Swap: After deposit, users can complete online multi-currency exchange with no preset limit, and withdraw funds to offshore bank accounts. - Wealth: Flexible wealth management service with daily yield settlement, automatically credited to available account balance. - Financial Asset Trading: Covers major markets including U.S. and Hong Kong stocks, with one account connected to multiple market opportunities. - Market Tracking: Supports market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities, helping users monitor real-time price moves, trends, and market rhythm. Product Advantages BiyaPay continuously enhances its compliance qualifications and service capabilities to provide global users with an integrated financial experience covering payments, international remittance, securities investment, and market tracking services. Whether for cross-border fund management or multi-market information access, users can do so more efficiently and with greater peace of mind. - Fast Account Opening: Fully online onboarding with a low barrier and high efficiency. - Convenient Funding: Supports multiple funding methods with simple operations and smoother fund transfers. - User-Friendly Interface: Clear trading flows, bilingual Chinese-English interface, plus 24/7 Chinese customer support. - Comprehensive Functions: Rich order options that support both beginners and advanced traders. - Broad Market Coverage: Provides market tracking for U.S. and Hong Kong stocks, cryptocurrencies, gold, silver, crude oil, and other commodities, so users can track multi-market information in sync. - Competitive Fees: Competitive fee structure for U.S. and Hong Kong stock investing, helping reduce trading costs. - Fund Security: Segregated custodial accounts and multi-layer security verification mechanisms to protect accounts and assets. Official Website & Support Official Website: https://www.biyapay.com/ Customer Service Email: service@biyapay.com Customer Service Telegram: https://t.me/biyapay001 Telegram Community: https://t.me/BiyaPay_ch

About

Subscription Manager

Features
Read full description

SubLess helps you track, manage, and optimize all your subscriptions in one beautiful app. Tired of forgetting what you're paying for? SubLess gives you a clear overview of every subscription — from streaming services to cloud storage, fitness apps to productivity tools. KEY FEATURES: • Smart Dashboard — See your weekly, monthly, and yearly spending at a glance with interactive charts and category breakdowns. • AI-Powered Import — Scan your credit card statement (PDF) or Apple Subscriptions screenshot to automatically detect and add your subscriptions using AI. • Renewal & Trial Reminders — Never miss a renewal date or trial expiration. Get notified days in advance so you can decide before you're charged. • Calendar View — See all your upcoming payments on a visual calendar. • Savings Tracker — Track how much you save when you cancel unused subscriptions. • Smart Insights — Get personalized tips to reduce spending and identify subscriptions you might not need. • iCloud Sync — Your data syncs seamlessly across all your Apple devices. • Dark Mode — Full dark mode support for comfortable viewing. • 10 Languages — Available in English, Spanish, Portuguese, German, French, Japanese, Korean, Arabic, Italian, and Turkish. • Multiple Currencies — Support for 30+ currencies with automatic exchange rate updates. FREE TIER: Track up to 5 subscriptions for free with full access to dashboard, calendar, and notifications. PREMIUM: Unlock unlimited subscriptions, AI-powered PDF scan, Apple subscription import, and advanced insights with a Monthly, Annual, or Lifetime plan. Take control of your money. Download SubLess today. Terms of Use (EULA): https://subless.me/terms Privacy Policy: https://subless.me/privacy

Screenshots

BiyaPay4 screens
Subscription Manager4 screens

Verdict

The call

The clearest difference is in-app purchases: BiyaPay at none against Subscription Manager's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Manager sells 3 in-app purchases, starting at $2.99 per month. BiyaPay asks for nothing beyond the download.

UpkeepUpdate frequency

BiyaPay ships an update every 2 weeks, Subscription Manager fortnightly. Both last shipped on October 16, 2026.

Scorecard1 real difference · 9 level
BiyaPay versus Subscription Manager: the parameters behind the verdict, then further details
ParameterBiyaPaySubscription Manager
PriceFreeFree
Rating4.2 (103 ratings) — better—
Positive reviews89.2% of reviews—
Number of ratings103 — better—
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size146 MB54 MB
Age rating4+4+
DeveloperBIYA GLOBAL LLCMehmet Celik

Bugs and requests

BiyaPay

Reported bugs

2 issues
  • Login screen issues causing black screen
  • Compatibility problems with older devices

Requested features

4 requests
  • Improved visual design and aesthetics
  • Advanced portfolio tracking and analytics
  • Expanded investment options (e.g., derivatives, commodities)
  • Enhanced customer support and communication

Subscription Manager

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BiyaPay

No in-app purchases

3 purchases

Subscription Manager

Subscriptions2
  • Monthly$2.991 Month
  • Annual3 Days trial$9.991 Year
One-time1
  • Lifetime Access$24.99

Questions

Is BiyaPay free?
BiyaPay is free to download, with no in-app purchases.
Is Subscription Manager free?
Subscription Manager is free to download, with in-app purchases available.
Do BiyaPay or Subscription Manager have ads?
Neither BiyaPay nor Subscription Manager shows ads.
Which is updated more often, BiyaPay or Subscription Manager?
BiyaPay ships an update every 2 weeks, and Subscription Manager fortnightly. Most recently, BiyaPay was updated on October 16, 2026 and Subscription Manager on October 16, 2026.

Other comparisons