Billy vs Bolsaro

Billy is envelope budgeting made effortless: give every dollar a job, then watch your jars fill. Money that comes in lands in Ready to Assign. You give it a job by assigning it to jars like Rent, Groceries or Vacation. Spending comes out of the jar, and whatever is left rolls over to next month. If a jar runs over, Billy shows it clearly and helps you cover it from another jar. No guilt, just the next step. JARS THAT FILL Every jar is a glass of liquid that rises when you assign money and drops as you spend. See at a glance what's available, what's underfunded and where a move would help. ADD SPENDING IN SECONDS Tap + for the full-screen keypad, pick a jar, done. Scan a receipt with the camera and Billy reads the amount, date and merchant right on your iPhone. Billy also learns your payees and suggests the right jar. ACCOUNTS AND CARDS Checking, savings, cash and credit cards, each with its own transactions. Card spending moves money into the card's payment jar as you go, so the bill is set aside. Import statements from your bank's files (CSV, OFX, QFX, CAMT.053, MT940), check the balance against your bank, and track investments and loans in your net worth. GOALS Save by a date, build a balance or fund a set amount each month. Rings show your progress and the time left, Billy tells you what's needed this month, and an estimate shows when you'll get there. INSIGHTS Spending over time by week, month or year, where the money went, income versus spending, net worth and age of money. HABITS THAT STICK Keep a logging streak, earn medals for months budgeted and goals funded, and close each month with a short recap. PRIVATE BY DESIGN No account and no sign-in. No bank login. Your budget, transactions and receipts stay on your iPhone, and statement import and receipt scanning happen on the device. Back up to the Files app or export to CSV whenever you like. Usage statistics never include amounts, payees or anything you type. Also included: widgets for Ready to Assign and your jars, a Quick Add control, bill reminders, scheduled transactions and Face ID lock. PLANS Using Billy after the welcome tour requires the Lifetime plan, a one-time purchase, or the Monthly plan. There's no free trial. Prices are shown in the app before you buy. Lifetime is a one-time purchase. The Monthly plan is charged to your Apple Account when you confirm the purchase and renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel it anytime in your Apple Account settings. Terms of Use: https://getcorpus.app/billy/terms/ Privacy Policy: https://getcorpus.app/billy/privacy/

Bolsaro is a daily expense tracker built so logging never feels like a chore: just say what you spent. Prefer tapping? Each expense takes two taps. Got a receipt? Snap it. Log what comes in and what you save, too. No bank login, no passwords. JUST SAY IT Tap the mic above the tabs and say it the way you'd tell someone: “yesterday at 9 I spent 20 on dinner, and 5 on a coffee today”. Bolsaro turns that into two expenses, each with its category, day and time. Several expenses fit in one message, and you check them before they're saved. Rather not talk? Type the same message instead. EXPENSES IN TWO TAPS Type the amount, pick a category, done. Cash, card, transfer or a wallet app: everything lands in one place. Logging is so quick your expense tracker doesn't get dropped after a week. RECEIPTS IN SECONDS Take a photo of a receipt, pick an image from your gallery or share it to Bolsaro: the expense fills in with the amount, the store and a suggested category. You just check it and save. IT NEVER TOUCHES YOUR BANK Bolsaro doesn't connect to your bank and never asks for your banking credentials. Your expenses are yours: no ads, and your data is never sold. HOW MUCH YOU'VE SPENT SO FAR Home shows your period total as a single number, with the percentage against the previous period, so this spending tracker shows at a glance whether you're going faster or slower than last time. You pick the period: weekly, fortnightly (every two weeks) or monthly, to match how you get paid. INCOME AND SAVINGS Log what comes in, not just what goes out. Home shows how much of your income is left and what you've set aside toward your savings goals, each with a monthly target. You can say these too: “I got paid 250 and saved 100”. BUDGETS THAT WARN YOU Bolsaro is also a simple budget app and budget tracker. Give any category a monthly budget. If your period is weekly or fortnightly, Bolsaro splits it by days. A category that goes over shows in red on Home. YOUR EXPENSES, DAY BY DAY Your daily expenses are grouped by date, with amount, place and category. Rather not count one? Mark it ignored instead of deleting it. CATEGORIES YOUR WAY Create the categories you actually use, with an icon and a color. Reorder them and hide the ones you've outgrown; past expenses stay where they are. CHARTS THAT MAKE SENSE • Cumulative pace against the same point last period, so you notice before the month runs out. • Optional projection: at this rate, where the period ends. • Spend per day for the last 15 days. Tap a bar to open that day. • Income against spending, and progress on each savings goal. WIDGET Your week on your Home Screen: the days you've logged, and whether today is still to do. Tap it to add an expense. MANY CURRENCIES, ONE TOTAL Log each expense in the currency you paid in, and Bolsaro converts it to your main currency at the day's rate. 17 currencies: USD, EUR, GBP, CAD, MXN, COP, CLP, ARS, BRL, PEN, UYU, PYG, CRC, DOP, GTQ, JPY and KRW. The app speaks English, Spanish, Portuguese, French, German, Italian, Dutch, Japanese and Korean. WHAT BOLSARO IS FOR Keeping a daily expense tracker you actually keep up, without fighting a spreadsheet. Having your personal finances in one place: an expense manager, budget planner and money manager in a single app. Seeing what's left of your income, and putting something aside every month. Noticing in time where the month is going, and adjusting before it's too late. If you want a daily expense tracker where you just say what you spent, Bolsaro is it. SUBSCRIPTION Bolsaro Pro is sold as a weekly or annual subscription and starts with a free trial: 3 days on weekly, 7 days on annual. Each plan's price is shown in the app before you confirm. The subscription renews automatically unless you cancel at least 24 hours before the current period ends, and you can manage or cancel it from your App Store account settings. Privacy, terms and account deletion: https://bolsaro.app/legal Support: support@bolsaro.app