Comparison

Zodia vs Ethena Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zodia

Features
Read full description

The Zodia mobile app is for authorised users of Zodia's institutional cryptocurrency custody platform and is only intended for users of Zodia's services.

About

Ethena Pay

Manage your money globally with a non-custodial wallet. Earn daily rewards on eligible balances, send instant transfers worldwide, and spend with crypto cashback. Securely access your funds with passkeys and biometrics.

Highlights
  • Non-custodial wallet
  • Daily Boost rewards on balances
  • Referral bonuses up to $5,000+
  • Virtual card for ApplePay
  • Crypto cashback on spending
  • Instant global transfers
  • Passkey and biometric security
Features
Read full description

ONE GLOBAL APP FOR YOUR MONEY; WITH EXCLUSIVE REWARDS. Save it. Send it. Spend it. And earn daily Boost on eligible balances while you do. Ethena Pay is a non-custodial wallet, which means your assets stay in your hands. Always. We're not a bank. We never hold your money. You do. The rollout starts now with daily boosts on your balance, crypto cashback and referrals. Join today and lock in early access to cards, instant transfers, and more. EARN BOOST WITH REFERRALS - Earn rewards for every friend you successfully refer; and your friend earns too - Climb reward tiers to unlock up to $5,000+ in total referral bonuses - Upgrade your card tier - Standard, Pro, or VIP based on successful referrals - Early-access spots for Pro and VIP cards are limited - claim yours while they last Referral bonuses are subject to eligibility and program terms. GET SET UP IN MINUTES - Sign up with just your email - no paperwork, no waiting - Secure your account with passkeys and biometrics - no passwords to remember - Add a PIN for an extra layer of protection EARN DAILY BOOST ON YOUR BALANCE - Earn Boost daily on eligible balances - Watch your Boost accumulate in real time - every single day - A smarter way to hold your money and digital assets in one app Boost is a rewards program, not interest or a deposit product. Rates, eligibility, and availability vary and are subject to program terms. SEND MONEY INSTANTLY - Send to any Ethena Pay user by username, anywhere in the world, with no fees - Transfer to any crypto wallet or withdraw to a bank account - Track every transaction with instant notifications SPEND GLOBALLY - Generate a virtual card to use in ApplePay in less than a minute - Earn crypto cashback on every transaction Network (gas) fees may apply to on-chain transfers. Supported chains may change over time. YOUR MONEY, YOUR CONTROL - Non-custodial by design - you hold your assets; Ethena Pay never takes custody of your funds - Passkey authentication - phishing-resistant, with no passwords to steal - Biometric login with Face ID or fingerprint - Encryption protects your data in transit and at rest - Built on transparent blockchain and stablecoin infrastructure DESIGNED TO FEEL EFFORTLESS - Clean, minimal interface - find what you need in seconds - Real-time notifications keep you in the loop LEGAL Ethena Pay is operated by Ethena Pay LTD. Ethena Pay is not a bank, and Ethena Pay LTD is not a licensed financial institution; certain payment and related services are provided by licensed third-party providers. Ethena Pay is a non-custodial wallet: you retain control of your digital assets at all times, and you are responsible for maintaining access to your account credentials and passkeys. Boost is a rewards program subject to eligibility requirements and program terms; it is not interest, a deposit, or a savings product, may change or be discontinued, and is not guaranteed. Daily Boost accrual depends on eligibility and program terms. Digital assets, including USDe, are not legal tender, are not insured by the FDIC or any government deposit-insurance scheme, and involve risk; their value can go up or down, and you may lose value. Features described as upcoming (including cards and instant transfers) are in development and subject to change. Availability of features and rewards may vary by region. Ethena Pay does not provide financial, investment, legal, or tax advice. Your use of Ethena Pay is subject to our Terms of Service and Privacy Policy. Registered address: 30/1 Kenilworth, Triq Sir Augustus Bartolo, Ta’ Xbiex, XBX 1093, Malta Contact: support@ethenapay.co Terms: https://wallet.ethenapay-api.co/terms Privacy: https://wallet.ethenapay-api.co/privacy

Screenshots

Zodia4 screens
Ethena Pay4 screens

Verdict

The call

The clearest difference is update cadence: Ethena Pay at every 4 days against Zodia's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zodia ships an update monthly, Ethena Pay every 4 days. The most recent releases landed on October 10, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Zodia versus Ethena Pay: the parameters behind the verdict, then further details
ParameterZodiaEthena Pay
PriceFreeFree
Rating—4.5 (8 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—8 — better
Update frequencyMonthlyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size103 MB130 MB
Age rating4+4+
DeveloperZodia Custody LimitedEthena Pay Ltd

In-app purchases

None

Zodia

No in-app purchases

None

Ethena Pay

No in-app purchases

Questions

Is Zodia free?
Zodia is free to download, with no in-app purchases.
Is Ethena Pay free?
Ethena Pay is free to download, with no in-app purchases.
Do Zodia or Ethena Pay have ads?
Neither Zodia nor Ethena Pay shows ads.
Which is updated more often, Zodia or Ethena Pay?
Zodia ships an update monthly, and Ethena Pay every 4 days. Most recently, Zodia was updated on October 10, 2026 and Ethena Pay on October 25, 2026.

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