Comparison

EKA Online vs Universal Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EKA Online

Features
Read full description

EKA Online adalah aplikasi Mobile Banking Bank Eka generasi kedua dengan format tampilan yang lebih fresh dan terkini serta fitur-fitur yang lebih lengkap dan menarik untuk memberikan kenyamanan layanan digital banking kepada seluruh nasabah. Tagline Eka Online CMART (Cepat, Mudah, Aman dan Real Time). EKA Online memiliki fitur-fitur antara lain: • Intip saldo • Pembukaan Tabungan • Pembukaan Deposito Online • Lihat seluruh fasilitas simpanan dan kredit • Download rekening koran • Transfer antar rekening Bank Eka • Transfer antar bank secara real time online • Transfer antar bank via RTGS • Transfer antar bank via BI FAST • Pembelian pulsa dan paket data • Pembayaran tagihan PLN, Telkom/Indihome, BPJS, Kartu Halo, Indosat Ooredoo Matrix, XL Prioritas, Tri Pascabayar, Smartfren Pascabayar. • Top up Eka Pay, Dana, Gopay, Link Aja, Ovo, Shopee Pay • Top up dan update saldo Kartu eMoney • Transaksi Tarik Tunai dan Setor Tunai Cardless di mesin ATM/CRM Bank Eka • Transaksi Tarik Tunai Cardless di mesin ATM Bank Lain • Login biometric • Aktivasi Kartu ATM & Debit • Ganti PIN Kartu ATM & Debit • Blokir dan buka blokir Kartu ATM & Debit • Pembayaran via QRIS Pendaftaran dan aktivasi sangat mudah, dapat dilakukan kapan dan dimana saja dengan syarat sudah menjadi nasabah Bank Eka, memiliki rekening aktif dan sudah melakukan pengkinian data melalui Customer Service Bank Eka. Untuk informasi lebih lanjut, silakan menghubungi Bank Eka melalui Call Center 0811 7351000 atau email ke pengaduan.nasabah@bankeka.co.id.

About

Universal Mobile Banking

Features
Read full description

Universal Mobile adalah aplikasi perbankan digital dari Bank Universal BPR yang membantu kamu dalam melakukan aktivitas finansial, mulai dari menabung hingga bertransaksi, melalui handphone kapan pun dan dimana pun. Nikmati berbagai fitur aplikasi Universal Mobile hanya dalam genggaman: Bunga Simpanan Tinggi Nikmati bunga deposito hingga 6.00% per tahun Layanan Transfer 24 jam Bisa transfer kapan saja, kemana saja Banyak Gratisnya Nikmati gratis biaya transfer dan top up e-Wallet kamu Aman & Terpercaya Aman bertransaksi dengan Universal BPR karena terdaftar dan diawasi Otoritas Jasa Keuangan (OJK), serta merupakan peserta penjaminan Lembaga Penjamin Simpanan (LPS) Cari tau lebih banyak tentang Universal BPR dengan follow akun media sosial berikut: Instagram: @universalbpr Facebook: Bank Universal BPR Youtube: Universal BPR Linkedin: Bank Universal BPR HUBUNGI KAMI PT. BPR Universal www.universalbpr.co.id Telepon/Whatsapp: 02122213993 Email: customercare@universalbpr.co.id

Screenshots

EKA Online4 screens
Universal Mobile Banking4 screens

Verdict

The call

EKA Online and Universal Mobile Banking are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

EKA Online ships an update every 4 months, Universal Mobile Banking every 3 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

ScorecardNo meaningful differences
EKA Online versus Universal Mobile Banking: the parameters behind the verdict, then further details
ParameterEKA OnlineUniversal Mobile Banking
PriceFreeFree
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size53 MB38 MB
Age rating17+17+
DeveloperPT BANK PEREKONOMIAN RAKYAT EKA BUMI ARTHAUniversal BPR

In-app purchases

None

EKA Online

No in-app purchases

None

Universal Mobile Banking

No in-app purchases

Questions

Is EKA Online free?
EKA Online is free to download, with no in-app purchases.
Is Universal Mobile Banking free?
Universal Mobile Banking is free to download, with no in-app purchases.
Do EKA Online or Universal Mobile Banking have ads?
Neither EKA Online nor Universal Mobile Banking shows ads.
Which is updated more often, EKA Online or Universal Mobile Banking?
EKA Online ships an update every 4 months, and Universal Mobile Banking every 3 months. Most recently, EKA Online was updated on November 3, 2026 and Universal Mobile Banking on October 30, 2026.

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