EMB Mobile vs UBMich
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EMB Mobile
Manage your finances with this personal financial advocate. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage debit cards, and find nearby branches and ATMs securely.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- Find branches and ATMs
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EMB Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with EMB Mobile: * Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. * Set up alerts so you know when your balance drops below a certain amount * Make payments, whether you’re paying a company or a friend * Transfer money between your accounts * Deposit checks in a snap by taking a picture of the front and back * Reorder your debit card or turn it off if you’ve misplaced it * View and save your monthly statements * Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.
UBMich
Manage your finances with this secure and easy-to-use app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.
- Organize transactions with tags and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit card (reorder/turn off)
- View and save monthly statements
- Find branches and ATMs
Read full descriptionHide full description
UBMich is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with UBMich: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.
Screenshots
Verdict
EMB Mobile and UBMich both sit at 4.8 stars, but that hides the real split: 100% of UBMich's written reviews are positive against 50% of EMB Mobile's. EMB Mobile's advantage is ratings volume (980 vs 326). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for EMB Mobile against 4.8 for UBMich. Both are backed by a comparable volume of ratings — 980 and 326 respectively. Written reviews are what separate them: 50% of EMB Mobile's written reviews are positive against 100% of UBMich's.
EMB Mobile ships an update monthly, UBMich every 3 weeks. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.
| Parameter | EMB Mobile | UBMich |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (980 ratings) — better | 4.8 (326 ratings) |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 980 — better | 326 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 177 MB | 197 MB |
| Age rating | 9+ | 12+ |
| Developer | Eastern Michigan Bank | Union Bank (MI) |
Customer experience
EMB Mobile
UBMich
In-app purchases
EMB Mobile
No in-app purchases
UBMich
No in-app purchases
Questions
Is EMB Mobile free?
Is UBMich free?
Which has better reviews, EMB Mobile or UBMich?
Do EMB Mobile or UBMich have ads?
Which is updated more often, EMB Mobile or UBMich?
Other comparisons
