Tera Cloud vs Platnova

Your AI Finance Team. Always On. Always Accurate. Tera Cloud is the first finance platform built on autonomous AI agents — not chatbots, not workflows, but specialized agents that do the work across your entire money stack. Snap a receipt. Forward a vendor email. Approve from your watch. Behind the scenes, a coordinated team of AI agents takes it from there. MEET THE AGENTS Expense Agent — Captures receipts in seconds. Reads, categorizes, matches to cards, and flags duplicates before you even open the app. AP Agent — Forward any vendor invoice and watch it become a fully coded, three-way-matched bill, ready for approval. Approval Agent — Routes every expense and bill through the right approver, the right policy, the right budget — instantly. Compliance Agent — Enforces your policies in real time. Catches violations before they cost you. Audit-ready, every day. Accounting Agent — Posts to QuickBooks, NetSuite, Xero, or your ERP of choice. Reconciles. Closes. No spreadsheets. Automation Agent — Learns how your team works and quietly removes the steps that don't need humans. WHY TERA CLOUD • Truly Agentic — Agents act, decide, and hand off to each other. You stay in control; they handle the busywork. • Built for Finance — Not a generic AI wrapper. Every agent understands GAAP, tax, approval chains, and your chart of accounts. • Multi-Entity Ready — One app, every entity, every currency, every ERP. • Mobile-First — Capture, approve, and review on the go. Full power on a phone. • Bank-Grade Security, end-to-end encryption, biometric login, SSO. • Plays Nice — Connects to QuickBooks, NetSuite, Xero, Stripe, your bank, and 100+ more. WHO IT'S FOR • Founders who refuse to babysit expense reports • Controllers running lean teams that need to scale without hiring • CFOs who want a real-time close instead of a 10-day scramble • Bookkeepers and accountants serving multiple clients • Operations leaders tired of approval bottlenecks WHAT YOU CAN DO ON MOBILE - Capture receipts with one tap - Forward bills from your inbox - Approve expenses, bills, POs, and reimbursements - Scan QR codes and barcodes for vendors - Chat with your agents in plain English - View live cash, spend, and budget dashboards - Get push alerts for anything that needs you — and nothing that doesn't HOW IT'S DIFFERENT Most "AI" finance apps slap a chatbot on top of forms. Tera Cloud rebuilt the stack around agents that actually finish work. The result: 90% less data entry, near-instant approvals, and a close that takes hours, not weeks. Stop managing receipts. Start running finance. Download Tera Cloud and put your finance work on autopilot. — — — Tera Cloud is free to download. Paid plans start at the company level — see tera.cloud for pricing. Requires a Tera Cloud workspace.

Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova