Tera Cloud vs Snag

Your AI Finance Team. Always On. Always Accurate. Tera Cloud is the first finance platform built on autonomous AI agents — not chatbots, not workflows, but specialized agents that do the work across your entire money stack. Snap a receipt. Forward a vendor email. Approve from your watch. Behind the scenes, a coordinated team of AI agents takes it from there. MEET THE AGENTS Expense Agent — Captures receipts in seconds. Reads, categorizes, matches to cards, and flags duplicates before you even open the app. AP Agent — Forward any vendor invoice and watch it become a fully coded, three-way-matched bill, ready for approval. Approval Agent — Routes every expense and bill through the right approver, the right policy, the right budget — instantly. Compliance Agent — Enforces your policies in real time. Catches violations before they cost you. Audit-ready, every day. Accounting Agent — Posts to QuickBooks, NetSuite, Xero, or your ERP of choice. Reconciles. Closes. No spreadsheets. Automation Agent — Learns how your team works and quietly removes the steps that don't need humans. WHY TERA CLOUD • Truly Agentic — Agents act, decide, and hand off to each other. You stay in control; they handle the busywork. • Built for Finance — Not a generic AI wrapper. Every agent understands GAAP, tax, approval chains, and your chart of accounts. • Multi-Entity Ready — One app, every entity, every currency, every ERP. • Mobile-First — Capture, approve, and review on the go. Full power on a phone. • Bank-Grade Security, end-to-end encryption, biometric login, SSO. • Plays Nice — Connects to QuickBooks, NetSuite, Xero, Stripe, your bank, and 100+ more. WHO IT'S FOR • Founders who refuse to babysit expense reports • Controllers running lean teams that need to scale without hiring • CFOs who want a real-time close instead of a 10-day scramble • Bookkeepers and accountants serving multiple clients • Operations leaders tired of approval bottlenecks WHAT YOU CAN DO ON MOBILE - Capture receipts with one tap - Forward bills from your inbox - Approve expenses, bills, POs, and reimbursements - Scan QR codes and barcodes for vendors - Chat with your agents in plain English - View live cash, spend, and budget dashboards - Get push alerts for anything that needs you — and nothing that doesn't HOW IT'S DIFFERENT Most "AI" finance apps slap a chatbot on top of forms. Tera Cloud rebuilt the stack around agents that actually finish work. The result: 90% less data entry, near-instant approvals, and a close that takes hours, not weeks. Stop managing receipts. Start running finance. Download Tera Cloud and put your finance work on autopilot. — — — Tera Cloud is free to download. Paid plans start at the company level — see tera.cloud for pricing. Requires a Tera Cloud workspace.

Splits log themselves. You just confirm. Snag catches the moment between paying a friend and forgetting to log it on Splitwise. Close GPay, Venmo, or Monzo — Snag pops up, you tap "Log split", done. Three seconds. No hunting through Splitwise. WHAT IT DOES • Triggered automatically when your payment app closes (via iOS Shortcuts) • Logs the split to your existing Splitwise account in seconds • Region-aware payment app catalogue: - India: GPay, PhonePe, Paytm, BHIM, slice, Mobikwik - US: Venmo, Cash App, PayPal, Apple Pay - UK: Monzo, Revolut, Starling, Apple Pay • Settle up flow with debt simplification (mirrored from Splitwise) HOW THE TRIGGER WORKS 1. Sign in with your Splitwise account 2. Pick the payment apps you use 3. Follow the in-app walkthrough to wire up iOS Shortcuts (~2 minutes) 4. From then on, every time you close a payment app, Snag appears so you can log the split before you forget PRICING + PRIVACY Snag is free. No in-app purchases, no subscriptions, no ads. We don't store your financial data on our servers — every split goes straight to your Splitwise account, which has always been the source of truth. Snag respects Splitwise's free-tier daily expense limit. Snag is a third-party companion app and is not affiliated with or endorsed by Splitwise. A Splitwise account is required.