Belt vs Dividends
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Belt
This app helps you reduce expenses by setting designated savings periods where you abstain from purchases in chosen categories. It offers detailed tracking, personalized settings, and motivational tools to achieve your financial goals.
- Set savings periods
- Track savings by category
- Dynamic Island and Live Activities support
- Calendar view for savings
- Apple Watch complications
- Personalization options
- Cloud sync across devices
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Save for real—by stopping the spend that hurts your budget. Belt isn’t just another expense notebook. Pick categories (coffee, delivery, shopping…), start a timed challenge, and watch estimated savings grow while you don’t spend. WHY IT WORKS • Abstinence savings: we estimate what you didn’t spend • Clear challenges: 24h, 5 days, 1 week, 21 days, or infinite mode • Motivation: achievements, 7-day challenges, mood journal TRACK SPENDING WITHOUT FRICTION • Log amount + category in seconds • Siri & Apple Pay Shortcuts after you pay • “Almost bought” for resisted purchases • Merchant rules (Starbucks → Coffee, etc.) • Monthly budgets and “Did you want to avoid this?” alerts ALWAYS IN SIGHT • Home & Lock Screen widgets • Live Activity / Dynamic Island • Apple Watch • iCloud sync PREMIUM: unlimited savings, infinite mode, advanced charts & export. Start with 24 hours without delivery or coffee. Watch the total climb. Belt—tighten your belt and save with less effort.
Dividends
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Tired of tracking your dividend stocks in messy spreadsheets? Discover the easiest way to manage your stock portfolio, track your dividends, and watch your passive income grow. Take control of your financial future with the ultimate portfolio tracker designed for the modern investor: VISUAL PORTFOLIO TRACKING Add your holdings and instantly see your total portfolio value, overall returns, yield on cost, and performance. Everything you need, all in one clean and intuitive dashboard. SMART DIVIDEND CALENDAR Stay ahead of the game. Our calendar shows you all upcoming ex-dividend and payment dates for your stocks, helping you plan your investment strategy and never miss a payout. PASSIVE INCOME ANALYSIS Understand your true earnings. With detailed and beautiful charts, track your dividend income month by month and year over year. Project your path to financial independence and stay motivated. TOTAL PRIVACY. NO HASSLE. Your data is your business. We do not require you to link your broker account. All your financial information is stored securely and privately on your device. Whether you're a seasoned investor or just starting to build your passive income stream, "Dividends - Portfolio Tracker" is the essential tool you need. Download now and start building your future, one dividend at a time. TERMS OF USE: https://antonioortizapps.blogspot.com/p/terms-dividend-tracker.html
Screenshots
Verdict
The clearest difference is update cadence: Belt at every 6 days against Dividends's every 3 weeks. Belt also leads on device support (4 vs 2) and iOS requirement (15.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Belt sells 4 in-app purchases, starting at $1.99 per month and Dividends sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Belt ships an update every 6 days, Dividends every 3 weeks. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.
| Parameter | Belt | Dividends |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 6 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 31 MB | 14 MB |
| Age rating | 12+ | 4+ |
| Developer | Federico Garcia-Lorca Hernandez | ANTONIO ORTIZ SORIANO |
In-app purchases
Belt
- Monthly subscription$1.991 Month
- Utilidades+$3.991 Month
- Annual Subscription7 Days trial$8.991 Year
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- Utilidades+$24.991 Year
Dividends
- Monthly Subscription$3.991 Month
- Annual Subscription$29.991 Year









