VaultsPay vs SPC Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VaultsPay
This app provides a digital wallet for seamless, cashless transactions in the UAE. It allows for instant wallet opening, virtual or physical card issuance, local fund transfers, and easy bill payments for residents and businesses.
- Instant digital wallet opening
- Virtual and physical card issuance
- Instant local fund transfers
- Hassle-free bill payments
- Secure financial tool
Read full descriptionHide full description
VaultsPay is a leading UAE-based fintech dedicated to delivering seamless, cashless transactions for residents and businesses. Transform your smartphone into a powerful financial tool with your own digital wallet. Key Features of your VaultsPay Wallet: - Instant Wallet Opening: Quickly open your secure personal or business digital wallet account. - Card Issuance: Issue virtual or physical cards instantly, linked directly to your VaultsPay account. - Local Transfers: Send and receive funds instantly for domestic payments across the UAE. - Hassle-Free Payments: Pay all your utilities, telecommunications, and other bill payments with a few taps. Our mission is to simplify your financial life. Built by fintech experts, VaultsPay provides a super customer experience, high security, and the convenience you deserve. We're regulated by the Central Bank of the UAE. Download VaultsPay today and join the future of finance in the UAE!
SPC Pay
Read full descriptionHide full description
Introducing SPC Pay, the ultimate eWallet powered by Noqodi that revolutionizes the way you make payments. With SPC Pay, you can easily and securely manage all your financial transactions in one convenient app. Download SPC Pay now and step into a future of effortless and secure payments. Say hello to a simpler, faster, and more convenient way to manage your finances.
Screenshots
Verdict
The clearest difference is update cadence: VaultsPay at every 9 days against SPC Pay's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VaultsPay ships an update every 9 days, SPC Pay every 4 months. The most recent releases landed on September 9, 2026 and September 23, 2026 respectively.
| Parameter | VaultsPay | SPC Pay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 9 days — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 16 | 15.5 — better |
| Further details — not scored | ||
| Size | 159 MB | 118 MB |
| Age rating | 4+ | 4+ |
| Developer | The vaults international payment llc | emaratech (emarat technology solutions) FZ-LLC |
In-app purchases
VaultsPay
No in-app purchases
SPC Pay
No in-app purchases
