Comparison

blu by BCA Digital vs Labamu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

blu by BCA Digital

This mobile banking application offers a seamless financial experience to help users achieve their goals. It provides secure transactions, multiple savings options, and convenient payment features. Users can also access investment services and enjoy fee-free banking.

Highlights
  • 20 savings accounts in 1
  • Online group pooling for up to 50 people
  • Deposits with early withdrawal without penalty
  • Pay/buy within one app
  • QRIS payments
  • Virtual and debit cards with Mastercard
  • Cash withdrawal/deposit at BCA ATMs
  • Investments via bluInvest
Read full description

blu Siap Jadi Pegangan Finansialmu!   blu menjawab kebutuhan finansial kamu dengan cara baru agar kamu bisa wujudkan apa pun yang kamu tuju. blu adalah aplikasi mobile banking dari BCA Digital, anak perusahaan BCA   blu punya layanan seamless yang bisa bikin kamu tenang dengan: • Koneksi ke sistem BCA • Sistem keamanan transaksi menggunakan PIN, Password, CVC, dan biometrik. • Customer care haloblu yang selalu ada buat kamu   Ada Untukmu, Apa Pun Tujuanmu   Pengen nabung buat sepatu baru? Gadget baru? Rumah? Mobil? Sekolah? Apa pun tujuanmu, we’ve got your back! blu punya akses layanan perbankan digital yang mudah dengan pengalaman yang seru. Kamu bisa:   • Punya 20 tabungan dalam 1 rekening • Patungan online bisa sampai 50 orang • Buka deposito mulai dari Rp 1 juta, pencairan sebelum jatuh tempo gak kena penalti • Bayar/beli dalam satu aplikasi • Bayar pakai QRIS • bluVirtual Card dan bluDebit Card yang terkoneksi dengan Mastercard, memudahkan transaksimu di dalam maupun luar negeri. • Tarik dan Setor Tunai di ATM BCA • Investasi di bluInvest bekerjasama dengan partner terpercaya     Eits, belum selesai! Pakai blu bebas biaya admin bulanan, bebas biaya transfer via BI-FAST dari dan ke BCA unlimited,   So...tunggu apa lagi? Download blu sekarang!   Perlu bantuan? Haloblu siap bantu kamu 24/7 via telepon 1500 668/ WhatsApp 0811-6500-668   PT Bank Digital BCA Menara blu, The City Tower Lantai 11 Jl. M.H. Thamrin No.81, Menteng, 10310, Jakarta, Indonesia 10310 https://www.blubybcadigital.id/

About

Labamu

This app helps small and medium-sized businesses manage their operations more efficiently. It offers a comprehensive suite of tools designed to boost profits and support a successful business future for entrepreneurs.

Highlights
  • Business management
  • Profit maximization
  • Efficient operations
  • SME solutions
  • Financial growth
Features
Read full description

Labamu is your digital partner for running your business end to end, from transactions and payments to scheduling and customer relationships, all in one connected app. Built for modern business owners who value speed, accuracy, and clarity in everyday operations. OPERATIONS THAT STAY ON TRACK Manage dine-in, takeaway, and online orders through one connected system, keeping your team coordinated and organized. MODERN, RELIABLE PAYMENTS Accept multiple digital payment methods and send professional invoices quickly, keeping your cash flow clear and well recorded. CENTRALIZED SCHEDULING AND BOOKING Manage service schedules and customer bookings from one centralized calendar, keeping daily operations more organized. BUILT TO SCALE WITH YOUR BUSINESS Manage multiple outlets, monitor staff performance, and access real-time reports from anywhere, so every decision is backed by accurate data. LOYALTY AND CUSTOMER EXPERIENCE Use Loyalty Program, Table Booking, and Campaign Management to build closer relationships with your customers. NEW REVENUE OPPORTUNITIES Sell products and digital services directly through the app, opening up additional income streams for your business. KEY FEATURES Cashier and order management Digital payments and invoicing Appointment and Booking Management Multi-Outlet Management Staff performance monitoring Loyalty Program Table Booking Omni Channel Campaign Management Trusted by business owners across Indonesia to run and grow their business every day. Growth Simplified, with Labamu. Privacy Policy: https://labamu.co.id/en/privacy/ Terms & Conditions: https://labamu.co.id/en/terms/

Screenshots

blu by BCA Digital4 screens
Labamu4 screens

Verdict

The call

The clearest difference is monetization model: blu by BCA Digital at free against Labamu's free with in-app purchases. blu by BCA Digital also leads on ratings volume (132 vs 1). Labamu's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Labamu holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: blu by BCA Digital has 132 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

blu by BCA Digital ships an update every 8 days, Labamu fortnightly. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
blu by BCA Digital versus Labamu: the parameters behind the verdict, then further details
Parameterblu by BCA DigitalLabamu
PriceFreeFree
Rating4.8 (132 ratings)5.0 (1 ratings) — better
Positive reviews31.4% of reviews—
Number of ratings132 — better1
Update frequencyEvery 8 days — betterFortnightly
AdsYesYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size372 MB228 MB
Age rating12+4+
DeveloperPT. Bank Digital BCALabamu

Customer experience

blu by BCA Digital

All ratings132 ratings
Positive93.9%
Neutral0.8%
Negative5.3%
Written reviews70 reviews
Positive31.4%
Neutral11.4%
Negative57.1%

Labamu

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

blu by BCA Digital

No in-app purchases

None

Labamu

No in-app purchases

Questions

Is blu by BCA Digital free?
blu by BCA Digital is free to download, with no in-app purchases.
Is Labamu free?
Labamu is free to download, with no in-app purchases.
Which has better reviews, blu by BCA Digital or Labamu?
Labamu is rated higher. blu by BCA Digital averages 4.8 out of 5 from 132 ratings, while Labamu averages 5.0 from 1 ratings.
Do blu by BCA Digital or Labamu have ads?
Both blu by BCA Digital and Labamu show ads.
Which is updated more often, blu by BCA Digital or Labamu?
blu by BCA Digital ships an update every 8 days, and Labamu fortnightly. Most recently, blu by BCA Digital was updated on November 11, 2026 and Labamu on November 3, 2026.

Other comparisons