Comparison

Banknote vs Jool Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banknote

Features
Read full description

Banknote - aizdevumi, kas atbilst Jūsu maksātspējai un īstenojamajām vēlmēm. Banknote piedāvā aizdevumus no 100 EUR līdz 10000 EUR ar apmaksas termiņu no 3 mēnešiem līdz pat 5 gadiem. Lielākajā daļā gadījumu lēmums par aizdevuma piešķiršanu tiek pieņemts 5 minūšu laikā, bet aizdevuma summa izmaksāta 15 minūšu laikā pēc līguma apstiprināšanas. Pirmajam Banknote aizdevumam tiek piemērota 100% atlaide procentu maksai, ja visa aizdevuma summa tiek atmaksāta līdz pirmajam maksājuma datumam. Banknote piedāvā īpašas atlaides arī senioriem. Banknote Jums piedāvā: 1. Vienkāršu un ērtu pieteikšanās procesu bez garām anketām un dokumentu pievienošanas; 2. Ātru aizdevuma pieteikuma izskatīšanu un aizdevuma izmaksu; 3. Iespēju nesteidzīgi iepazīties ar aizdevuma līgumu pirms tā apstiprināšanas; 4. Iespēju saņemt papildu aizdevuma summas no 20 EUR; 5. Laipnu un profesionālu klientu apkalpošanas servisu Jums ērtākajā veidā - telefoniski, e-pastā, Whatsapp vai jebkurā Banknote filiālē. Lai padarītu Banknote pakalpojumus vēl pieejamākus, piedāvājam Jums mobilo aplikāciju, kurā varēsiet noformēt jaunu aizdevumu, apskatīt informāciju par esošajiem aizdevuma līgumiem, veikt aktuālos maksājumus, atrast sev tuvāko Banknote filiāli un veikt citas ierastās darbības ērtāk nekā līdz šim.

About

Jool Pay

This app streamlines cashless tipping for hospitality staff, allowing customers to easily send tips via QR code. Businesses benefit from a free, smart tip collection platform, while staff receive instant e-wallet transfers.

Highlights
  • Cashless tipping for staff
  • QR code payment integration
  • Instant e-wallet transfers
  • Free for businesses
  • Smart tip collection
  • User-friendly interface
Features
Read full description

Do you want to make your restaurant or hotel look reputable and allow your staff to receive cashless tips quickly and without bureaucratic procedures? Jool Pay will help you do just this. Creating and delivering better experiences for our customers is the single most important thing we can do. We take the hassle out of the tipping process for your customers, and we eliminate many of the features that overcomplicate these transactions, making it more user friendly than other similar applications. All they have to do is scan the QR code with their mobile phone camera and open the link in a browser. It's easy-peasy to get registration for waiters, housemaid, etc. FOR BUSINESS OWNERS: SAVE TIME & MONEY - Free connection - Free maintenance - Smart tip collection platform FOR HOSPITALITY STAFF: EARN MORE - Quick and simple connection - Increase your income with easy and convenient cashless tip service - Receive non-cash tips instantly to your e-wallet with SMS notification

Screenshots

Banknote4 screens
Jool Pay3 screens

Verdict

The call

The clearest difference is update cadence: Jool Pay at monthly against Banknote's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Banknote ships an update every 2 months, Jool Pay monthly. The most recent releases landed on September 17, 2026 and August 16, 2026 respectively.

Scorecard1 real difference · 8 level
Banknote versus Jool Pay: the parameters behind the verdict, then further details
ParameterBanknoteJool Pay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size139 MB41 MB
Age rating4+4+
DeveloperAS DelfinGroupJool Pay

In-app purchases

None

Banknote

No in-app purchases

None

Jool Pay

No in-app purchases

Questions

Is Banknote free?
Banknote is free to download, with no in-app purchases.
Is Jool Pay free?
Jool Pay is free to download, with no in-app purchases.
Do Banknote or Jool Pay have ads?
Neither Banknote nor Jool Pay shows ads.
Which is updated more often, Banknote or Jool Pay?
Banknote ships an update every 2 months, and Jool Pay monthly. Most recently, Banknote was updated on September 17, 2026 and Jool Pay on August 16, 2026.

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