ReLi ID vs bjb DigiLoan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ReLi ID
This integrated finance platform offers loans, investments, and insurance products in one app. Access employee and student financing, home loans, mutual fund investments with robo-advisory, and vehicle insurance. It is regulated by OJK and registered with Menkominfo.
- Employee and student financing
- Home loan and vehicle loan pre-approval
- Mutual fund investment with robo-advisory
- Vehicle insurance purchase
- Chat doctor and medication delivery service
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ReLi:ID adalah platform Fintech terintegrasi dari Reliance Group yang tercatat dan diawasi oleh OJK dengan nomor pencatatan S-76/MS.72/2020 sejaK February 2020 dan memiliki sertifikasi INDEX KAMI dalam dalam bidang pengelolaan Sistem Informasi serta terdaftar sebagai penyelenggara PSE di Menkominfo dengan nomor pendaftaran 02271/DJAI.PSE/02/2020. Aplikasi Fintech Terintegrasi pertama di Indonesia yang menyediakan layanan jasa keuangan Pembiayaan, Investasi juga Proteksi di satu Aplikasi Produk ReLi:ID *PEMBIAYAAN 1. ReliDana employee financing Pendanaan bagi karyawan untuk khusus bagi Perusahaan yang telah bekerjasama Plafon pengajuan 1-20juta dengan bunga ringan 1,8% flat per bulan 2. ReliDana student financing Pendanaan bagi mahasiswa untuk khusus bagi Universitas yang telah bekerjasama Plafon pengajuan 1-15juta dengan bunga ringan 2,5% flat per bulan 3. ReliHome Kemudahan pengajuan KPR dan KPA dengan sistem Pre-Approved dengan tenor hingga 15 tahun 4. ReliFin Nantikan beragam produk pembiayaan langsung dari partner Multifinance kami *INVESTASI 1. Relinvest Invetasi Reksa Dana yang memiliki dua fitur utama yaitu penasihat investasi berupa robot (robo advisory) dan tujuan investasi berbasis tujuan (goal based investment). *PROTEKSI 1. Li-Mo Kemudahan pembelian produk asuransi untuk kendaraan roda dua kesayangan anda dengan fitur E-Polis 2. Li-Oto Kemudahan pembelian produk asuransi untuk kendaraan roda empat kesayangan anda dengan fitur E-Polis 3. ReliDoc Layanan Kesehatan CHAT Doctor dan pengantaran obat langsung ke rumah khusus bagi penerima manfaat Asuransi Kesehatan Reliance *Syarat dan ketentuan berlaku
bjb DigiLoan
This mobile application allows users to apply for credit products from bank bjb directly from their personal phones. It offers flexibility and allows users to track the progress of their loan applications.
- Apply for bank bjb credit products
- Flexible mobile application
- Track application progress
- Directly from personal phone
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bjb DigiLoan adalah aplikasi milik bank bjb untuk membantu masyarakat untuk pengajuan produk kredit bank bjb melalui ponsel pribadi agar dapat lebih fleksibel dan dapat dilacak proses pengajuannya
Screenshots
Verdict
The clearest difference is update cadence: ReLi ID at weekly against bjb DigiLoan's every 3 months. bjb DigiLoan's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ReLi ID ships an update weekly, bjb DigiLoan every 3 months. The most recent releases landed on September 25, 2026 and October 14, 2026 respectively.
| Parameter | ReLi ID | bjb DigiLoan |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Weekly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 39 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | RELIANCE CAPITAL MANAGEMENT, PT | BANK PEMBANGUNAN DAERAH JAWA BARAT & BANTEN, PT TBK |
Customer experience
ReLi ID
bjb DigiLoan
In-app purchases
ReLi ID
No in-app purchases
bjb DigiLoan
No in-app purchases







