Comparison

ReLi ID vs bjb DigiLoan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ReLi ID

This integrated finance platform offers loans, investments, and insurance products in one app. Access employee and student financing, home loans, mutual fund investments with robo-advisory, and vehicle insurance. It is regulated by OJK and registered with Menkominfo.

Highlights
  • Employee and student financing
  • Home loan and vehicle loan pre-approval
  • Mutual fund investment with robo-advisory
  • Vehicle insurance purchase
  • Chat doctor and medication delivery service
Features
Read full description

ReLi:ID adalah platform Fintech terintegrasi dari Reliance Group yang tercatat dan diawasi oleh OJK dengan nomor pencatatan S-76/MS.72/2020 sejaK February 2020 dan memiliki sertifikasi INDEX KAMI dalam dalam bidang pengelolaan Sistem Informasi serta terdaftar sebagai penyelenggara PSE di Menkominfo dengan nomor pendaftaran 02271/DJAI.PSE/02/2020. Aplikasi Fintech Terintegrasi pertama di Indonesia yang menyediakan layanan jasa keuangan Pembiayaan, Investasi juga Proteksi di satu Aplikasi Produk ReLi:ID *PEMBIAYAAN 1. ReliDana employee financing Pendanaan bagi karyawan untuk khusus bagi Perusahaan yang telah bekerjasama Plafon pengajuan 1-20juta dengan bunga ringan 1,8% flat per bulan 2. ReliDana student financing Pendanaan bagi mahasiswa untuk khusus bagi Universitas yang telah bekerjasama Plafon pengajuan 1-15juta dengan bunga ringan 2,5% flat per bulan 3. ReliHome Kemudahan pengajuan KPR dan KPA dengan sistem Pre-Approved dengan tenor hingga 15 tahun 4. ReliFin Nantikan beragam produk pembiayaan langsung dari partner Multifinance kami *INVESTASI 1. Relinvest Invetasi Reksa Dana yang memiliki dua fitur utama yaitu penasihat investasi berupa robot (robo advisory) dan tujuan investasi berbasis tujuan (goal based investment). *PROTEKSI 1. Li-Mo Kemudahan pembelian produk asuransi untuk kendaraan roda dua kesayangan anda dengan fitur E-Polis 2. Li-Oto Kemudahan pembelian produk asuransi untuk kendaraan roda empat kesayangan anda dengan fitur E-Polis 3. ReliDoc Layanan Kesehatan CHAT Doctor dan pengantaran obat langsung ke rumah khusus bagi penerima manfaat Asuransi Kesehatan Reliance *Syarat dan ketentuan berlaku

About

bjb DigiLoan

This mobile application allows users to apply for credit products from bank bjb directly from their personal phones. It offers flexibility and allows users to track the progress of their loan applications.

Highlights
  • Apply for bank bjb credit products
  • Flexible mobile application
  • Track application progress
  • Directly from personal phone
Read full description

bjb DigiLoan adalah aplikasi milik bank bjb untuk membantu masyarakat untuk pengajuan produk kredit bank bjb melalui ponsel pribadi agar dapat lebih fleksibel dan dapat dilacak proses pengajuannya

Screenshots

ReLi ID2 screens
bjb DigiLoan4 screens

Verdict

The call

The clearest difference is update cadence: ReLi ID at weekly against bjb DigiLoan's every 3 months. bjb DigiLoan's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ReLi ID ships an update weekly, bjb DigiLoan every 3 months. The most recent releases landed on September 25, 2026 and October 14, 2026 respectively.

Scorecard2 real differences · 8 level
ReLi ID versus bjb DigiLoan: the parameters behind the verdict, then further details
ParameterReLi IDbjb DigiLoan
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews60.0% of reviews—
Number of ratings—1 — better
Update frequencyWeekly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size39 MB33 MB
Age rating4+4+
DeveloperRELIANCE CAPITAL MANAGEMENT, PTBANK PEMBANGUNAN DAERAH JAWA BARAT & BANTEN, PT TBK

Customer experience

ReLi ID

Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

bjb DigiLoan

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ReLi ID

No in-app purchases

None

bjb DigiLoan

No in-app purchases

Questions

Is ReLi ID free?
ReLi ID is free to download, with no in-app purchases.
Is bjb DigiLoan free?
bjb DigiLoan is free to download, with no in-app purchases.
Do ReLi ID or bjb DigiLoan have ads?
Neither ReLi ID nor bjb DigiLoan shows ads.
Which is updated more often, ReLi ID or bjb DigiLoan?
ReLi ID ships an update weekly, and bjb DigiLoan every 3 months. Most recently, ReLi ID was updated on September 25, 2026 and bjb DigiLoan on October 14, 2026.

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