Comparison

Subscriber vs CreditRun

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscriber

Manage all your recurring payments in one place. Get insights into your spending and receive timely reminders to avoid unwanted charges. Stay on top of your subscriptions and save money.

Highlights
  • Track all subscriptions
  • Identify savings opportunities
  • Trial period cancellation reminders
  • Upcoming charge notifications
  • Consolidated payment overview
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All your subscriptions - in one app. Only what's important. Nothing unnecessary. - Tells you how much you pay and what you can save on. - Reminds you to cancel the trial version before it's too late. - Tells you when you'll be charged again.

About

CreditRun

Features
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You're at checkout. Which card do you use? Chase gives you 12 credit-free days. Amex gives you 38. Your Citi card might give you 51. CreditRun lives in the 3 seconds before you swipe - the moment that decides whether your money works for you or for the bank. Not an expense tracker. Not a budgeting app. CreditRun answers one question, fast: which card in your wallet gives you the most Credit Free Days right now? WHAT ARE CREDIT FREE DAYS? Credit Free Days is how long your money stays in your account after the purchase, before the bill is due. The longer the runway, the longer your money keeps earning. Every card calculates this differently based on its statement cycle, and the answer changes every single day. CreditRun does the math live, ranks your wallet, and tells you which card to swipe before the checkout countdown runs out. WHAT IT DOES • Add your cards in seconds. Issuer, last 4, credit limit, statement day, due day. That's it. • Live ranking. Every card scored by Credit Free Days, recomputed the moment you open the app. • One number per card. The one that matters today. • Tap a card to see exactly when its bill is due and how much float you'd lose if you swiped the wrong one. • Translate Credit Free Days into the cash value of that float, using a yield rate you set. • Track transactions so utilization, runway, and outstanding update automatically. • Insights that don't lie - months, quarters, all-time - to see how your wallet is actually performing. • CSV export and import. Your data, your file, anywhere you want it. • iCloud sync across iPhone, iPad, and Mac through your own Apple ID. DESIGNED TO BE FAST Open. Decide. Swipe. Close. Under 5 seconds. Dark by default, opinionated about the answer, built for the moment you're standing at the counter. PRIVACY, NO ASTERISKS CreditRun runs entirely on your device. No account, no signup, no analytics, no ad SDK. Your cards and transactions never touch our servers — because we don't operate any. iCloud sync travels through your own iCloud, end-to-end encrypted by Apple. We don't sell your data. We can't - we never have it. CREDITRUN PRO A one-time, lifetime unlock. Pay once. Use it forever. No subscription, no expiry, no re-billing. • Unlimited cards (free tier: 3) • Full Insights - past months, quarters, all-time • CSV export and import • A small Founder tier for the first 50 supporters A 7-day free trial gives every new user the full Pro experience while you decide. WHO IT'S FOR You have more than two credit cards. You know each one bills on a different cycle. You've always suspected the card you swipe by reflex isn't the best one - and you're right. Works with any card from any bank, in any country. Built solo. Reach out on X at @CreditRun.

Screenshots

Subscriber4 screens
CreditRun4 screens

Verdict

The call

The clearest difference is in-app purchases: Subscriber at none against CreditRun's 2. Subscriber also leads on iOS requirement (15.0 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. CreditRun sells 2 one-off in-app purchases. Subscriber asks for nothing beyond the download.

UpkeepUpdate frequency

Subscriber ships an update every 2 weeks, CreditRun every 4 weeks. The most recent releases landed on September 10, 2026 and September 18, 2026 respectively.

Scorecard2 real differences Ā· 6 level
Subscriber versus CreditRun: the parameters behind the verdict, then further details
ParameterSubscriberCreditRun
PriceFreeFree
Positive reviews83.3% of reviews—
Update frequencyEvery 2 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.6
Further details — not scored
Size6 MB5 MB
Age rating4+4+
DeveloperDenis KasatkinVikas Anand

In-app purchases

None

Subscriber

No in-app purchases

2 purchases

CreditRun

One-time2
  • Pro Lifetime (Founder price)$1.99
  • Pro Lifetime$4.99

Questions

Is Subscriber free?
Subscriber is free to download, with no in-app purchases.
Is CreditRun free?
CreditRun is free to download, with in-app purchases available.
Do Subscriber or CreditRun have ads?
Neither Subscriber nor CreditRun shows ads.
Which is updated more often, Subscriber or CreditRun?
Subscriber ships an update every 2 weeks, and CreditRun every 4 weeks. Most recently, Subscriber was updated on September 10, 2026 and CreditRun on September 18, 2026.

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