JTRB Authenticator vs ABA Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
JTRB Authenticator
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Managing your day-to-day banking on JTR Connect has been made easier and more secure with JTRB Authenticator. JTRB Authenticator works as two-factor authentication (2FA), providing a total of 3-layer security: (1) User name & Password, (2) One-Time-Password "OTP", as a second security layer when logging in JTR Connect and (3) transactional OTP, as the third layer, when processing your payments on JTR-Connect. Features include: + JTRB Authenticator works with internet access advancing from traditional SMS OTP and OTP devices, ensuring more reliable worldwide delivery. + The App acting as Digital OTP, so that you bring one less device with you everywhere you go. + Working with existing Passcode and easy integration with latest biometric authentication technology for both iOS (TouchID & FaceID). For more information, please call us at +855 23 999 255 during office hours or email us at BusinessService@jtrustroyal.com or visit www.jtrustroyal.com. Please note that this JTRB Authentication application is only for Corporate users and not applicable for Personal and Premier accounts. *Working hour: Monday - Friday (8:00 am - 5:00 am), except Saturday, Sunday & Public Holiday.
ABA Merchant
Accept payments on the go with this mobile point-of-sale solution. Designed for businesses of all sizes, it allows you to easily process transactions directly from your smartphone or tablet. Simply activate with your bank account and start receiving payments.
- Mobile point-of-sale solution
- Accept customer payments
- Suitable for all business sizes
- Easy activation with bank account
- Process transactions on smartphone/tablet
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ABA Merchant is free to use mPOS solution for any sized businesses including an individual entrepreneurs who has an account with ABA Bank. Your business can be a cafe, phone shop, beauty salon, delivery service or any other business. You just need to download the app, activate with your ABA account and you are ready to start accepting payments from your customers.
Screenshots
Verdict
The clearest difference is update cadence: ABA Merchant at every 3 weeks against JTRB Authenticator's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JTRB Authenticator ships an update every 3 months, ABA Merchant every 3 weeks. Both last shipped on November 3, 2026.
| Parameter | JTRB Authenticator | ABA Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (15 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 15 — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 35 MB | 86 MB |
| Age rating | 17+ | 17+ |
| Developer | J Trust Royal Bank | Advanced Bank of Asia Ltd. |
In-app purchases
JTRB Authenticator
No in-app purchases
ABA Merchant
No in-app purchases
Questions
Is JTRB Authenticator free?
Is ABA Merchant free?
Do JTRB Authenticator or ABA Merchant have ads?
Which is updated more often, JTRB Authenticator or ABA Merchant?
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