Comparison

FluffyChat vs Cardy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FluffyChat

A secure, open-source, and decentralized messaging app that prioritizes user privacy and ease of use. It supports various message types, group chats, and advanced moderation features, all within a customizable and user-friendly interface.

Highlights
  • End-to-end encryption
  • Unlimited private and public group chats
  • Location sharing
  • Custom emotes and stickers
  • Encrypted chat backup
  • Feature-rich group moderation
Features
Read full description

FluffyChat is an open source, nonprofit and cute matrix messenger app. The app is easy to use but secure and decentralized. Features: - Send all kinds of messages, images and files - Voice messages - Location sharing - Push notifications - Unlimited private and public group chats - Public channels with thousands of participants - Feature rich group moderation including all matrix features - Discover and join public groups - Material You design - Hides complexity of Matrix IDs behind simple QR codes - Custom emotes and stickers - Spaces - Compatible with Element, Nheko, NeoChat and all other Matrix apps - End to end encryption - Encrypted chat backup - Emoji verification & cross signing ... and much more. FluffyChat comes with a dream! Imagine a world where everyone can choose the messenger they like and is still able to chat with all of their friends. A world where there are no companies spying on you when you send selfies to friends and lovers. And a world where apps are made for fluffyness and not for profit.

About

Cardy

Easily share all your social media profiles, contact information, and links through a single QR code or a shareable link. Customize what information is visible to different groups and manage connections with people you meet.

Highlights
  • Share all social media via QR code
  • Phone-to-phone contact swap
  • Customizable visibility modes
  • Save and manage contacts met
  • Apple Wallet integration
  • Home/Lock Screen widgets
Features
Read full description

Cardy puts every way to reach you on one card: Instagram, TikTok, Snapchat, X, LinkedIn, your phone number, email, website and more than 25 kinds of accounts and links, stacked in a wallet like the one on your iPhone. SHARE IN A SECOND • Show your QR code. One scan gives them all your accounts, each with its own Follow button. • Hold your phones together to swap cards with someone nearby. • Send your Cardy link in any message. They can open it without the app. • Add a mode to Apple Wallet and show your code from the Lock Screen. SHARE ONLY WHAT FITS Modes choose what each person sees: Friends for your personal accounts, Professional for LinkedIn and email, or make your own. FRIENDS ON CARDY Pick a username, add friends by it, see mutual friends, and find friends from your contacts. Invite anyone with your own link: when they join, you're friends. REMEMBER EVERYONE YOU MEET People keeps the cards you receive, with when and how you met. Tap to follow, call or text, or save someone to Contacts. When they update their card, you see the change. OUT TONIGHT? Event mode keeps your code on the Lock Screen and in the Dynamic Island, and counts who you meet. MAKE IT YOURS Pick a theme and colors for your card, and keep your code on your Home Screen or Lock Screen with a widget. SAFE BY DESIGN Your friends list and the people you've met stay private. Report or block anyone from their profile, and delete your account at any time in Settings. CARDY PLUS AND CARDY PRO Cards and sharing are free and unlimited. • Cardy Plus, a one-time purchase, unlocks 14 more themes, including every Motion theme. • Cardy Pro, a monthly or yearly subscription, adds stats for your cards, modes and public page, event recaps with notes, exporting the people you've met, and everything in Plus. New subscribers to the yearly plan get the first week free. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel them in your Apple Account settings. Terms of Use: https://entercardy.com/terms Apple's standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://entercardy.com/privacy

Screenshots

FluffyChat4 screens
Cardy4 screens

Verdict

The call

The clearest difference is rating: Cardy at 5.0 against FluffyChat's 3.9. Cardy also leads on update cadence (weekly vs monthly). FluffyChat's advantage is in-app purchases (none vs 3) and ratings volume (105 vs 3). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cardy sells 3 in-app purchases, starting at $4.99 per month. FluffyChat asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Cardy holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: FluffyChat has 105 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

FluffyChat ships an update monthly, Cardy weekly. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard7 real differences · 3 level
FluffyChat versus Cardy: the parameters behind the verdict, then further details
ParameterFluffyChatCardy
PriceFreeFree
Rating3.9 (105 ratings)5.0 (3 ratings) — better
Positive reviews48.2% of reviews—
Number of ratings105 — better3
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better18.0
Further details — not scored
Size70 MB14 MB
Age rating17+12+
DeveloperChristian KussowskiEdison Lee

Customer experience

FluffyChat

All ratings105 ratings
Positive71.4%
Neutral8.6%
Negative20.0%
Written reviews112 reviews
Positive48.2%
Neutral20.5%
Negative31.3%

Cardy

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FluffyChat

No in-app purchases

3 purchases

Cardy

Subscriptions2
  • Cardy Pro (Monthly)$4.991 Month
  • Cardy Pro (Yearly)7 Days trial$29.991 Year
One-time1
  • Cardy Plus$6.99

Questions

Is FluffyChat free?
FluffyChat is free to download, with no in-app purchases.
Is Cardy free?
Cardy is free to download, with in-app purchases available.
Which has better reviews, FluffyChat or Cardy?
Cardy is rated higher. FluffyChat averages 3.9 out of 5 from 105 ratings, while Cardy averages 5.0 from 3 ratings.
Do FluffyChat or Cardy have ads?
Neither FluffyChat nor Cardy shows ads.
Which is updated more often, FluffyChat or Cardy?
FluffyChat ships an update monthly, and Cardy weekly. Most recently, FluffyChat was updated on November 7, 2026 and Cardy on October 31, 2026.

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