Comparison

Create Pay vs AFS BPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Kuwait

About

Create Pay

Features

Read full description

Use Create Pay application to create unlimited number of payment links and share them with your clients for commercial and non-profit projects.

About

AFS BPay

Features

Read full description

AFS BPay is a digital mobile wallet app that enables quick, secure, and easy payments through your smartphone. Instead of using cash or a card, simply scan the QR Code available at different merchants across the Kingdom of Bahrain. This service is Powered by Arab Financial Services (AFS). The features of AFS BPay include: 1. Digital Onboarding - Open your account in minutes from the comfort of your home. 2. Add money to your “Account” using any debit card issued in Bahrain. 3. Send and receive money between AFS BPay accounts. 4. Avail of various in-app payment services. 5. Make retail QR payments to merchants. Download the application today and enjoy cashless payments.

Screenshots

Create Pay4 screens

AFS BPay4 screens

Verdict

The call

The clearest difference is update cadence: Create Pay at every 2 weeks against AFS BPay's every 5 weeks. Create Pay also leads on iOS requirement (12.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Create Pay ships an update every 2 weeks, AFS BPay every 5 weeks. The most recent releases landed on October 3, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 4 level

Create Pay versus AFS BPay: the parameters behind the verdict, then further details
Parameter	Create Pay	AFS BPay
Price	Free	Free
Update frequency	Every 2 weeks — better	Every 5 weeks
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone, iPad
Requires iOS	12.0 — better	16.6
Further details — not scored
Size	31 MB	58 MB
Age rating	4+	4+
Developer	NASER HATAB	AFS M-Banking

In-app purchases

None

Create Pay

No in-app purchases

None

AFS BPay

No in-app purchases

Questions

Is Create Pay free?

Create Pay is free to download, with no in-app purchases.

Is AFS BPay free?

AFS BPay is free to download, with no in-app purchases.

Do Create Pay or AFS BPay have ads?

Neither Create Pay nor AFS BPay shows ads.

Which is updated more often, Create Pay or AFS BPay?

Create Pay ships an update every 2 weeks, and AFS BPay every 5 weeks. Most recently, Create Pay was updated on October 3, 2026 and AFS BPay on October 11, 2026.