Comparison

Create Pay vs LendPal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Create Pay

Features
Read full description

Use Create Pay application to create unlimited number of payment links and share them with your clients for commercial and non-profit projects.

About

LendPal

Easily track personal loans and repayments in one place. Monitor outstanding balances, record payments flexibly, and stay organized with loan grouping and due date tracking. Offers customization and security features.

Highlights
  • Track outstanding loan balances
  • Record and edit repayments
  • Group loans by person
  • Identify overdue loans
  • Customizable currency and appearance
  • Face ID/Touch ID protection
Features
Read full description

Lending money shouldn’t mean losing track of it. LendPal gives you one clear place to record personal loans, follow repayments, and understand what is still outstanding—whether you’re helping a friend, relative, or someone you trust. SEE THE FULL PICTURE • View the outstanding balance across all active loans • Review money lent and repayments received during any selected period • See whether each period resulted in a net inflow or outflow STAY ORGANIZED • Group loans by person • Keep active loans separate from settled history • Track principal, repayments, remaining balance, and progress • Add due dates and quickly identify overdue loans RECORD REPAYMENTS FLEXIBLY • Add and edit individual payments • Record amounts received above the original principal • Mark a loan as fully paid or forgiven • Correct payment details after a loan has been settled MAKE IT YOURS • Choose your preferred currency • Use light, dark, or system appearance • Protect the app with Face ID or Touch ID where supported LENDPAL PREMIUM Upgrade to unlock unlimited loans, complete loan history, due-date reminders, CSV data export, and iCloud sync across your devices. LendPal is a personal record-keeping tool. It does not lend money, collect debts, or provide financial advice. SUBSCRIPTION TERMS LendPal Premium is available through auto-renewable monthly, three-month, and yearly subscriptions. Payment will be charged to your Apple Account upon confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current subscription period. You can manage or cancel your subscription through your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sylvan-d-ash.github.io/portfolio/lendpal/privacy.html

Screenshots

Create Pay4 screens
LendPal4 screens

Verdict

The call

The clearest difference is in-app purchases: Create Pay at none against LendPal's 3. Create Pay also leads on iOS requirement (12.0 vs 18.4). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LendPal sells 3 in-app purchases, starting at $2.99 per month. Create Pay asks for nothing beyond the download.

UpkeepUpdate frequency

Create Pay ships an update every 2 weeks, LendPal weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 7 level
Create Pay versus LendPal: the parameters behind the verdict, then further details
ParameterCreate PayLendPal
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better18.4
Further details — not scored
Size31 MB8 MB
Age rating4+4+
DeveloperNASER HATABJohn Mutua

In-app purchases

None

Create Pay

No in-app purchases

3 purchases

LendPal

Subscriptions3
  • Monthly Plan$2.991 Month
  • 3-Months Plan$6.993 Months
  • Annual Plan$24.991 Year

Questions

Is Create Pay free?
Create Pay is free to download, with no in-app purchases.
Is LendPal free?
LendPal is free to download, with in-app purchases available.
Do Create Pay or LendPal have ads?
Neither Create Pay nor LendPal shows ads.
Which is updated more often, Create Pay or LendPal?
Create Pay ships an update every 2 weeks, and LendPal weekly. Most recently, Create Pay was updated on October 25, 2026 and LendPal on October 24, 2026.

Other comparisons