Sail Pay vs Pillar AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sail Pay
This app facilitates group payments, allowing users to instantly split transactions in person or online. It supports both one-time and recurring expenses, eliminating the need to chase payments from others. Create groups of two or more to start splitting costs effortlessly.
- Instant transaction splitting
- In-person and online payments
- Supports recurring transactions
- Create groups for splitting
- Eliminates need to ask for money back
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Sail Pay allows you to pay together. Sail is the group payment platform that allows you to instantly split a transaction at the point of sail, in person, or online. Whether it be a one-time purchase or recurring transactions sail pay covers it all. You will never have to ask for your money back again. Create groups of 2 or more people and start splitting instantly.
Pillar AI
Earn passive income by contributing to AI development. Help improve AI accessibility and inclusivity for underrepresented groups, enhancing speech and image recognition in healthcare. Join a community dedicated to making AI work for everyone.
- Earn passive cash
- Enhance AI accessibility
- Improve AI inclusivity
- Contribute to AI speech recognition
- Contribute to AI image recognition
- Community-driven AI development
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Earn passive cash for being you. Pillar AI aims to enhance AI for greater accessibility and inclusivity for all. Through this community, we can improve AI speech and image recognition for healthcare products to serve better all genders, varying abilities, and underrepresented people and create passive income. AI is moving fast but must be fixed for the global majority. Join the Pillar community, and let's elevate AI together - unleashing full opportunity while creating passive cash. Currently not supported in CA, TX, WA, IL
Screenshots
Verdict
The clearest difference is review sentiment: Pillar AI at 57% against Sail Pay's 0%. Pillar AI also leads on ratings volume (31 vs 8). Sail Pay's advantage is rating (4.0 vs 3.5) and update cadence (every 5 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sail Pay holds the better App Store score, 4.0 against 3.5. Both are backed by a comparable volume of ratings — 8 and 31 respectively. Written reviews complicate that: 0% of Sail Pay's written reviews are positive against 57% of Pillar AI's, so the app with the better star average is not the one people write more warmly about.
Sail Pay ships an update every 5 days, Pillar AI monthly. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.
| Parameter | Sail Pay | Pillar AI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (8 ratings) — better | 3.5 (31 ratings) |
| Positive reviews | 0.0% of reviews | 56.5% of reviews — better |
| Number of ratings | 8 | 31 — better |
| Update frequency | Every 5 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 98 MB | 39 MB |
| Age rating | 4+ | 17+ |
| Developer | Umbrella Applications, LLC | Destined AI, Inc |
Customer experience
Sail Pay
Pillar AI
In-app purchases
Sail Pay
No in-app purchases
Pillar AI
No in-app purchases
