Comparison

Xverse vs Liminal Vaults

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xverse

This platform allows users to manage their Bitcoin assets securely with self-custody. Earn yield, borrow against your holdings, and spend crypto globally without selling. It offers features like hardware wallet integration and global money transfers.

Highlights
  • Self-custody Bitcoin wallet
  • Earn yield on Bitcoin and stablecoins
  • Borrow against Bitcoin holdings
  • Global crypto spending and transfers
  • Hardware wallet support (Ledger, Keystone)
  • Biometric authentication
  • Lightning Network payments
Features
Read full description

The Bitcoin financial platform built on self custody. Trusted by nearly 2 million users and featured in Yahoo Finance, Nasdaq, and CoinDesk. Earn yield, borrow against your bitcoin, and spend your coins without selling. Send and receive money globally. Your keys stay in your control. Onchain finance. No permission required. SECURE. PRIVATE. SELF CUSTODY. Full self custody. You control your private keys. Xverse never has access to your funds. Connect your Ledger or Keystone hardware wallet. Keep your keys offline. Manage your portfolio with the speed of a digital bank. - Hardware wallet support including Ledger and Keystone - Biometric authentication on mobile - Import existing wallets in seconds - Open source and independently audited by leading security firms No custodians. No account freezes. No withdrawal limits. No credit checks. Your coins. Your control. SEND AND RECEIVE MONEY GLOBALLY Pay anyone, anywhere. Send bitcoin and stablecoins instantly using Lightning. Transfer money across Bitcoin layers including Starknet, Stacks, and Spark with near-zero fees. - Send and receive bitcoin and stablecoin payments - Pay instantly using Lightning - Global money transfer with no intermediaries - Buy bitcoin and supported assets directly in-app - Swap tokens or bridge assets across chains Everyday payments. Cross-border capital. You stay in control. EARN YIELD AND GROW YOUR BITCOIN Your coins should be working. Stake, lend, and earn interest on your bitcoin and stablecoins. - Stake STX and earn BTC rewards paid directly to your wallet - Earn interest on stablecoins including USDC through secure lending - Access bitcoin-backed yield opportunities including WBTC staking - High yield onchain strategies - Browse and earn directly in-app Every coin works harder. You stay in control. BORROW AGAINST YOUR BITCOIN Get cash without selling your coins. Take out bitcoin-backed loans and keep your position. - Borrow money against your BTC with no credit checks - Bitcoin-backed loans with no intermediaries - Access stablecoin liquidity instantly - Keep your coins. Never sell. The old way: sell your bitcoin, lose your position, trigger a tax event. The new way: borrow against it and pay it back on your terms. SPEND YOUR CRYPTO Spend globally while your bitcoin and stablecoins keep generating yield. - Spend bitcoin and stablecoins globally - Pay with Lightning for instant settlement - The Xverse bitcoin card is coming soon. Your onchain balance, connected to everyday spending. Your money. Onchain. No bank required. YOUR STABLECOINS. YOUR SAVINGS. Stablecoins built for payments, savings, and yield. - Store stablecoins including USDB, USDC, and USDCx - Earn interest on your savings with no lock-ups - Send stablecoin payments globally, anytime - Use stablecoins as digital cash for everyday spending - Connect your US bank account to deposit and buy directly Global finance. Bitcoin-grade security. One platform. THE BITCOIN ECONOMY. ONE SCREEN. Manage your full onchain portfolio in a single unified view. - Bitcoin (BTC) - Stablecoins - Stacks (STX) and sBTC - Starknet and Spark assets - Bitcoin Layer 2 tokens - Ordinals, Runes, and Bitcoin-native assets Available in English, Simplified Chinese, Spanish, Korean, Japanese, German, Portuguese, French, Turkish, and Russian. Download Xverse and put your bitcoin to work.

About

Liminal Vaults

Features
Read full description

The most trusted digital wallet infrastructure. Optimise your time, resources and cost while you build robust businesses. Leading Exchanges, Family offices, HNIs, Web3 Startups, DAOs, and Treasuries trust Liminal's security-first approach to secure their digital assets. Using Multisig and MPC (multi-party computation) technologies, we have ensured the highest level of security and compliance for your digital assets. The wallet features work as enablers to ensure error-free transactions. You can create your group wallet in a few minutes with no technical assistance. In a few clicks, you can send and receive funds (BTC, ETH, ATOM, BCH, LTC, XRP Etc) and adhere to compliance by whitelisting addresses and adding relevant policies. Set preferred spending and transaction limits to ensure you are always in control of your funds. Liminal is a self-custody platform with ISO and SOC2 certifications. Users get customised products, a seamless interface, concierge support, a dedicated blockchain architect and expertise of over 10 years. Manage time-sensitive approvals easily and stay in control of your assets all the time. Approve transactions on the go securely using your iPhone. Liminal does not have access to your funds. All transactions happen directly on the blockchain. CCSS-compliant secured organisation A compliance standard for every leading digital assets platform to secure all its information systems. By being Liminal's clients, you also adhere to CCSS standards. Security-centred Infrastructure Liminal's SOC team and security-focused SIEM infrastructure monitor every event. The web infrastructure and APIs are protected with WAF(Web Application Firewall). Steps to get started - If you are a new user, click on "Request Access" - Once your account is approved, log-in using your iPhone app - Setup your Mobile Access for your approved organisation - Make sure you take backup and secure the MPC keys of your organisation - Enable Mobile signing for other members - Start approving transactions using your iPhone app Note: The app requires 2FA for log-in and Face ID to approve requests SUPPORTED CRYPTO PROTOCOLS Bitcoin(BTC) Ethereum (ETH and ERC20 tokens) Polygon (MATIC and ERC20 tokens) BNB Chain (BNB and ERC20 tokens) Avalanche (AVAX and ERC20 tokens) Optimism (OP and ERC20 tokens) Arbitrum (ETH and ERC20 tokens) Solana (SOL and tokens) Ripple (XRP) Dogecoin (DOGE) Litecoin (LTC) Tron (TRX) Cardano (ADA) Cosmos (ATOM) Tezos (XTZ) It's our mission to enable secure digital assets infrastructure to as many businesses as possible. If you want to share any feedback, please contact us by writing to support@lmnl.app. You can also find us on Twitter: @LMNLHQ

Screenshots

Xverse4 screens
Liminal Vaults4 screens

Verdict

The call

The clearest difference is update cadence: Xverse at every 5 days against Liminal Vaults's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Xverse ships an update every 5 days, Liminal Vaults every 2 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
Xverse versus Liminal Vaults: the parameters behind the verdict, then further details
ParameterXverseLiminal Vaults
PriceFreeFree
Rating4.7 (1.6K ratings) — better—
Positive reviews75.2% of reviews—
Number of ratings1.6K — better—
Update frequencyEvery 5 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.114.0 — better
Further details — not scored
Size79 MB81 MB
Age rating17+4+
DeveloperSecret Key LabsFirst Answer Pte Ltd

Bugs and requests

Xverse

Reported bugs

3 issues
  • Ordinals and collectibles not showing up
  • Wallet balance not updating correctly
  • Transactions failing due to insufficient funds

Requested features

4 requests
  • Add hardware wallet support
  • Improve token display and management
  • Integrate Lightning Network capabilities
  • Provide more transparency on fees and locked funds

Liminal Vaults

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Xverse

No in-app purchases

None

Liminal Vaults

No in-app purchases

Questions

Is Xverse free?
Xverse is free to download, with no in-app purchases.
Is Liminal Vaults free?
Liminal Vaults is free to download, with no in-app purchases.
Do Xverse or Liminal Vaults have ads?
Neither Xverse nor Liminal Vaults shows ads.
Which is updated more often, Xverse or Liminal Vaults?
Xverse ships an update every 5 days, and Liminal Vaults every 2 months. Most recently, Xverse was updated on November 7, 2026 and Liminal Vaults on November 3, 2026.

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