Xverse vs Foundation Security
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xverse
This app provides a self-custody Bitcoin financial platform, allowing users to earn, borrow, and spend securely onchain. It emphasizes user control over private keys and offers features like global payments, stablecoin management, and earning opportunities.
- Full self-custody of private keys
- Hardware wallet support (Ledger, Keystone)
- Biometric protection
- Send Bitcoin globally via Lightning
- Store and earn yield on stablecoins
- Manage Bitcoin, STX, Starknet, and Ordinals
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The Bitcoin financial platform built on self custody. Trusted by nearly 2 million users and featured in Yahoo Finance, Nasdaq, and CoinDesk. Earn yield, borrow against your bitcoin, and spend your coins without selling. Send and receive money globally. Your keys stay in your control. Onchain finance. No permission required. SECURE. PRIVATE. SELF CUSTODY. Full self custody. You control your private keys. Xverse never has access to your funds. Connect your Ledger or Keystone hardware wallet. Keep your keys offline. Manage your portfolio with the speed of a digital bank. - Hardware wallet support including Ledger and Keystone - Biometric authentication on mobile - Import existing wallets in seconds - Open source and independently audited by leading security firms No custodians. No account freezes. No withdrawal limits. No credit checks. Your coins. Your control. SEND AND RECEIVE MONEY GLOBALLY Pay anyone, anywhere. Send bitcoin and stablecoins instantly using Lightning. Transfer money across Bitcoin layers including Starknet, Stacks, and Spark with near-zero fees. - Send and receive bitcoin and stablecoin payments - Pay instantly using Lightning - Global money transfer with no intermediaries - Buy bitcoin and supported assets directly in-app - Swap tokens or bridge assets across chains Everyday payments. Cross-border capital. You stay in control. EARN YIELD AND GROW YOUR BITCOIN Your coins should be working. Stake, lend, and earn interest on your bitcoin and stablecoins. - Stake STX and earn BTC rewards paid directly to your wallet - Earn interest on stablecoins including USDC through secure lending - Access bitcoin-backed yield opportunities including WBTC staking - High yield onchain strategies - Browse and earn directly in-app Every coin works harder. You stay in control. BORROW AGAINST YOUR BITCOIN Get cash without selling your coins. Take out bitcoin-backed loans and keep your position. - Borrow money against your BTC with no credit checks - Bitcoin-backed loans with no intermediaries - Access stablecoin liquidity instantly - Keep your coins. Never sell. The old way: sell your bitcoin, lose your position, trigger a tax event. The new way: borrow against it and pay it back on your terms. SPEND YOUR CRYPTO Spend globally while your bitcoin and stablecoins keep generating yield. - Spend bitcoin and stablecoins globally - Pay with Lightning for instant settlement - The Xverse bitcoin card is coming soon. Your onchain balance, connected to everyday spending. Your money. Onchain. No bank required. YOUR STABLECOINS. YOUR SAVINGS. Stablecoins built for payments, savings, and yield. - Store stablecoins including USDB, USDC, and USDCx - Earn interest on your savings with no lock-ups - Send stablecoin payments globally, anytime - Use stablecoins as digital cash for everyday spending - Connect your US bank account to deposit and buy directly Global finance. Bitcoin-grade security. One platform. THE BITCOIN ECONOMY. ONE SCREEN. Manage your full onchain portfolio in a single unified view. - Bitcoin (BTC) - Stablecoins - Stacks (STX) and sBTC - Starknet and Spark assets - Bitcoin Layer 2 tokens - Ordinals, Runes, and Bitcoin-native assets Available in English, Simplified Chinese, Spanish, Korean, Japanese, German, Portuguese, French, Turkish, and Russian. Download Xverse and put your bitcoin to work.
Foundation Security
Securely store your crypto seed phrases and private keys in a single, encrypted vault. Offers institutional-grade protection with biometric authentication and on-device encryption for personal control. Includes features for recovery and legacy planning for your digital assets.
- Encrypted vault for seed phrases and private keys
- Biometric authentication
- On-device encryption
- Recovery device support (YubiKey, mobile fallbacks)
- Legacy plan for beneficiaries
- Mobile-first access and management
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Foundation is the easiest and most secure way to protect your crypto seed phrases and private keys. Built on the same security trusted by top institutions, Foundation gives everyday users professional-grade protection — without the complexity. Why Foundation? One Vault for Every Wallet Store all your seed phrases and private keys in a single, encrypted mobile vault. Institutional Security, Personal Control Biometric authentication, on-device encryption, and zero-knowledge architecture ensure that only you control your keys. Recovery Without Compromise Add recovery devices like YubiKeys and mobile fallbacks, so you’ll never lose access to your assets. Plan for the Future Set up a Legacy Plan so your chosen beneficiary can inherit your crypto safely if something happens to you. Always With You Mobile-first design means you can access and manage your vault anywhere, anytime. Foundation is not just a backup — it’s a safety net for your digital wealth. Whether you’re a Bitcoin OG, a DeFi power user, or just starting out, Foundation gives you peace of mind that your assets are protected today and secured for tomorrow. Take control. Protect your future. Download Foundation today.
Screenshots
Verdict
The clearest difference is update cadence: Xverse at every 5 days against Foundation Security's every 2 months. Xverse also leads on ratings volume (1.6K vs 6) and iOS requirement (15.1 vs 18.6). Foundation Security's advantage is review sentiment (100% vs 75%) and rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Foundation Security holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Xverse has 1.6K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 75% of Xverse's written reviews are positive against 100% of Foundation Security's.
Xverse ships an update every 5 days, Foundation Security every 2 months. Both last shipped on October 24, 2026.
| Parameter | Xverse | Foundation Security |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.6K ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 75.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.6K — better | 6 |
| Update frequency | Every 5 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 18.6 |
| Further details — not scored | ||
| Size | 79 MB | 77 MB |
| Age rating | 17+ | 4+ |
| Developer | Secret Key Labs | Station70 |
Customer experience
Xverse
Foundation Security
Bugs and requests
Xverse
Reported bugs
3 issues- Ordinals and collectibles not showing up
- Wallet balance not updating correctly
- Transactions failing due to insufficient funds
Requested features
4 requests- Add hardware wallet support
- Improve token display and management
- Integrate Lightning Network capabilities
- Provide more transparency on fees and locked funds
Foundation Security
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Xverse
No in-app purchases
Foundation Security
No in-app purchases









