NBC Talk vs EXTRA SAFE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBC Talk
A secure and fast messaging app offering end-to-end encryption for private communication. It allows unlimited sending of media and files, with chat history not stored on servers. The app also provides access to Fintech and Blockchain services through NBC Banq.
- End-to-end encryption
- Fast and reliable messaging
- Unlimited media and file sharing
- No server-side chat history storage
- Group chats
- Access to NBC Banq Fintech services
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NBC Talk is a messaging app multi-level military grade encryption with a focus on speed, confidentiality and security. Instant messaging — simple, fast, secure and encrypted your mobile devices. FAST: NBC Talk is the best messaging app on the market, connecting people via a secure, distributed network of data centers around the world. UNLIMITED: You can send media and files. Your entire chat history will not be stored in any server. TECHNICAL OVERVIEW: NBCTALK secure messenger uses leading-edge cryptography to protect messages and calls between sender and receiver, as well as the communication between the app and the servers. NBCTALK encryption algorithms work transparently in the background and don’t need to be activated — they are always on. Strength of encryption: — RSA-2048 and RC4+ for client-server data transport encryption — Advanced Encryption Standard (AES-256) for symmetric encryption — Elliptic Curve (Curve25519) cryptography for authentication — Elliptic Curve Diffie-Hellman (ECDH) for key agreement — Secure Hash Algorithm (HMAC-SHA256) for message digest — Customized TLS/Noise for encrypting the transport layer EASY ACCESS TO NBC BANQ SERVICES: a phydigital platform created to facilitate your entry into the Fintech and Blockchain world. Not an online bank or crypto exchanges, but the bridge that takes you to them and the shield that protects you once you enter. NBC Banq finds the best online services and provides you all the support you need to give you security and protection.In addition, it provides you with all possible and necessary means if you want to make this world become your profession. NBC Banq mission is to guide your steps to make you feel protected and safe in this new world that is increasingly complex and vague. They will walk by your side always selecting the best for you and your needs, with NBC Banq you will never feel alone POWERFUL: You can create group chats, share large videos, documents of any type RELIABLE: NBC Talk is the most reliable messaging system ever made. It works even on the weakest mobile connections. SIMPLE: NBC talk is lean and easy to use. PRIVATE and CONFIDENTIAL: We take your privacy seriously.
EXTRA SAFE
Communicate securely with end-to-end encrypted messaging and self-destructing messages. Enjoy anonymous voice and video calls with P2P connections and on-device encryption keys. Prioritizes privacy with identity-free setup and no metadata collection.
- End-to-end encrypted messaging
- Self-destructing messages and files
- Anonymous P2P voice and video calls
- Encrypted file transfer
- Identity-free setup
- Private P2P video meetings
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EXTRA SAFE is a self-custodial messenger with a built-in stablecoin-first wallet — the chat layer for transferring digital assets. Send USD₮, USDC, and other tokens to a contact the same way you'd share a photo, and pay gas in the same stablecoin you send. Pick a name, get your EXTRA SAFE number, and you're set up in seconds. WHAT YOU GET 1. Stablecoins in chat Send USD₮, USDC, and other tokens to a contact in a chat, straight from the attachment menu, wallet-to-wallet. The transfer confirms in seconds. A name or an EXTRA SAFE number is all you need — the app handles addressing and routing underneath. 2. Gas settles in the stablecoin you send You don't have to buy a native coin to send tokenized dollars. The fee comes out of the same stablecoin you're already sending. It's part of UGTP — an intent-based platform running underneath every in-app transaction: you set the outcome, and the platform builds the transaction that delivers it. 3. Self-custodial, stablecoin-first wallet Your keys are generated on your device and stay there. Send across six leading EVM networks — Avalanche (default), Ethereum, Polygon, BNB Chain, Base, and Arbitrum — and the recipient gets the token you selected. The on-chain layer stays invisible. You can send EXTRA SAFE tokens to contacts in chat, or to any external self-custodial wallets or centralized exchanges, from the Wallet tab. 4. Private Tokens Keep the amount you're sending hidden — the transfer itself stays visible. Convert any asset you hold into a Private Token, send it right in the app, and reveal the balance only when you choose. Built on eERC, Avalanche's encrypted token standard, live on Avalanche. 5. Zero-knowledge encrypted chats Every message, file, image, and voice note is end-to-end encrypted: keys live on your device, and content is decrypted only on your contact's device. The architecture makes it structurally impossible for us to read your messages. Every chat runs on your timer: once your contact views the content, it clears after the time you set — from one minute to one month. 6. Gift links Bring your closest people into stablecoin payments with a funded link: stablecoins already inside, a wallet created the moment your contact opens it. Usable from day one. 7. Device-to-device calls Calls connect directly between devices, peer to peer. In-call chat is encrypted and clears when the call ends. Group calls with up to 5 people are free and unlimited. 8. One identity One name, one EXTRA SAFE number — for messages, calls, and assets. Pick a name and start: your identity is created in the app itself, independent of email, phone number, or SIM. One 12-word recovery phrase restores your account and wallet on any device. Your chats, contacts, and assets stay fully yours.
Screenshots
Verdict
The clearest difference is update cadence: EXTRA SAFE at fortnightly against NBC Talk's every 3 months. NBC Talk's advantage is review sentiment (100% vs 82%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NBC Talk ships an update every 3 months, EXTRA SAFE fortnightly. The most recent releases landed on August 6, 2026 and September 28, 2026 respectively.
| Parameter | NBC Talk | EXTRA SAFE |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.4 (96 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 81.8% of reviews |
| Number of ratings | — | 96 — better |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15 | 15.0 |
| Further details — not scored | ||
| Size | 157 MB | 92 MB |
| Age rating | 4+ | 4+ |
| Developer | NBC Banq Holding Ltd | Alex Keselman |
Customer experience
NBC Talk
EXTRA SAFE
In-app purchases
NBC Talk
No in-app purchases
EXTRA SAFE
No in-app purchases









