Comparison

splink vs SmartPayNI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

splink

Easily accept payments from customers using various methods. Manage all your transactions in real-time from any location. Turn your device into an unlimited card terminal for on-the-go payments.

Highlights
  • Accept payments in multiple ways
  • Request payments from customers
  • Real-time payment management
  • Unlimited mobile card terminals
  • Secure payment processing
Features
Read full description

splink is a simple and secure way to take payment in a variety of different ways Our app enables users to take or request payment from your customers with ease! View all payments and manage all of your payments in real time from anywhere! Our app arms your business with unlimited card terminals to take payment on the go!

About

SmartPayNI

Features
Read full description

SmartPayNI is a powerful all-in-one payments and business management app designed to help merchants take control of their sales, transactions, and performance in real time. Whether you're in-store, on the move, or managing multiple locations, SmartPayNI gives you the tools you need to run your business more efficiently. Key Features: • Take secure card payments quickly and easily • View real-time transaction history and reporting • Track sales performance and business insights • Monitor daily, weekly, and monthly activity • Access key account and merchant information anytime • Simple, easy-to-use dashboard built for busy business owners Why SmartPayNI? SmartPayNI is designed to simplify payments and give you full visibility of your business performance in one place. No complicated systems, just clear, actionable data when you need it. Stay in Control From payments to reporting, SmartPayNI helps you stay on top of your business wherever you are.

Screenshots

splink4 screens
SmartPayNI4 screens

Verdict

The call

The clearest difference is update cadence: SmartPayNI at every 3 weeks against splink's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

splink ships an update every 3 months, SmartPayNI every 3 weeks. The most recent releases landed on October 8, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level
splink versus SmartPayNI: the parameters behind the verdict, then further details
ParametersplinkSmartPayNI
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size94 MB94 MB
Age rating17+17+
DevelopersplinkSmartPayNI Ltd

In-app purchases

None

splink

No in-app purchases

None

SmartPayNI

No in-app purchases

Questions

Is splink free?
splink is free to download, with no in-app purchases.
Is SmartPayNI free?
SmartPayNI is free to download, with no in-app purchases.
Do splink or SmartPayNI have ads?
Neither splink nor SmartPayNI shows ads.
Which is updated more often, splink or SmartPayNI?
splink ships an update every 3 months, and SmartPayNI every 3 weeks. Most recently, splink was updated on October 8, 2026 and SmartPayNI on October 4, 2026.

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