First Independence vs Extra CU Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Independence
Access your bank accounts securely from anywhere. Manage your money by paying bills, depositing checks, transferring funds, and viewing transactions. You can also control your debit card and find nearby branches or ATMs.
- Bill and friend payments
- Debit card control
- Check deposit
- Account balance and transaction viewing
- Fund transfers
- Branch and ATM locator
- New account opening
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With the First Independence Bank Digital Banking App, you can safely and securely access your accounts anytime, anywhere. Our digital banking app is FREE and allows you to: • Pay bills or pay your friends • Turn your debit card on/off with the tap of a button • Deposit checks • View your account balances • View recent transactions • Transfer funds • Locate a branch or ATM • Contact our Customer Service Team • Open a new account Security is our priority. Rest assured that your personal information is kept safe!
Extra CU Mobile App
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and more. Secure your account with a passcode or biometrics.
- Check balances and transactions
- Transfer funds between accounts
- Pay loans and bills
- Deposit checks remotely
- Reorder or turn off debit cards
- Set up balance alerts
- Aggregate financial accounts
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Extra CU Mobile Banking allows you to check balances, view your transactions, transfer funds, pay loans, and much more! Here’s what you can do with Extra CU Mobile Banking: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find services near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices. If you have any questions about this application, please contact Extra Credit Union at 586-276-3000.
Screenshots
Verdict
First Independence and Extra CU Mobile App both sit at 4.7 stars, but that hides the real split: 100% of First Independence's written reviews are positive against 47% of Extra CU Mobile App's. First Independence also leads on monetization model (free vs ad-supported) and iOS requirement (14.7 vs 18.4). Extra CU Mobile App's advantage is update cadence (monthly vs every 30 months) and ratings volume (2.3K vs 101). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for First Independence against 4.8 for Extra CU Mobile App. That said, the two scores are not equally well evidenced: Extra CU Mobile App has 2.3K ratings behind it against 101, so its average is the more settled of the two. Written reviews are what separate them: 100% of First Independence's written reviews are positive against 47% of Extra CU Mobile App's.
First Independence ships an update every 30 months, Extra CU Mobile App monthly. The most recent releases landed on September 30, 2026 and October 20, 2026 respectively.
| Parameter | First Independence | Extra CU Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (101 ratings) | 4.8 (2.3K ratings) — better |
| Positive reviews | 100.0% of reviews — better | 46.9% of reviews |
| Number of ratings | 101 | 2.3K — better |
| Update frequency | Every 30 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.7 — better | 18.4 |
| Further details — not scored | ||
| Size | 99 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | First Independence Bank | Extra Credit Union |
Customer experience
First Independence
Extra CU Mobile App
Bugs and requests
First Independence
Not enough reviews yet to summarise bugs or requests.
Extra CU Mobile App
Reported bugs
3 issues- Unable to update app on older devices
- Mobile deposit issues
- Crashes and freezes
Requested features
3 requests- Improve mobile deposit process
- Add dark mode option
- Enhance account overview functionality
In-app purchases
First Independence
No in-app purchases
Extra CU Mobile App
No in-app purchases
Questions
Is First Independence free?
Is Extra CU Mobile App free?
Which has better reviews, First Independence or Extra CU Mobile App?
Do First Independence or Extra CU Mobile App have ads?
Which is updated more often, First Independence or Extra CU Mobile App?
Other comparisons
