Credicentro vs Balanced IRA

Credicentro-Coop App es un servicio que le permite a los clientes de la Cooperativa acceso fácil y seguro a sus cuentas desde su dispositivo móvil. Para comenzar a utilizar este servicio solo necesita bajar la App y acceder al mismo utilizando las credenciales de su usuario de Home Banking. Si usted no está inscrito puede registrarse en la misma aplicación. Con este servicio puede obtener: - Información de balances y detalles de todas sus cuentas (Ahorros, Certificados, Cheques, etc.) - Información de balances y detalles de todos sus préstamos - Información histórica de pago de facturas de comercios. - Información de cheques con suspensión de pagos. Además, podrás realizar: - Depósitos de cheques (foto depósito móvil). - Transferencias entre sus cuentas en Credicentro u otras cuentas que posea en otras instituciones financieras. - Pago de préstamos o tarjeta de crédito. - Pago de facturas a comercios. - Localizador de Cajeros Automáticos y Sucursales. Para su tranquilidad, al igual que en el servicio de Home Banking, toda información, balances y transacciones están protegidas en un ambiente de seguridad en todo momento.

X² Capital Balanced IRA puts your retirement account in your pocket. Open an account, verify your identity and fund your IRA. WHAT YOU CAN DO • Open an account. Guided onboarding takes you through your profile, identity verification and account preferences one step at a time, and picks up where you left off if you stop partway. • Contribute. Make a contribution by ACH transfer from a linked bank account and choose the tax year it counts toward. The app tells you when you are contributing to a prior year and when that window closes. • Roll over what you already have. Move a 401(k), 403(b) or an IRA held at another institution into your X² Capital IRA, without mailing paperwork. • Link your banks. Connect the checking or savings accounts you contribute from and manage them in one place. • Track everything. Your full contribution, rollover and withdrawal history, with the current status on every transaction. • Request a withdrawal. Submit a distribution request directly in the app. BUILT FOR YOUR PHONE • Sign in with Face ID or Touch ID instead of typing a password in public. • Dark mode throughout. • Hide your balance with a tap when you are not alone. ABOUT YOUR SECURITY Every connection is encrypted with TLS. Your credentials are stored only in the iOS Keychain, on your device, and only if you turn on biometric sign-in. Biometric data never reaches the app. iOS performs the match itself and returns only a yes or no. The app never receives, stores or transmits your face or fingerprint. We ask for your Social Security number and a government-issued ID because federal law requires a financial institution to verify the identity of anyone opening a retirement account. That is the Customer Identification Program rule under the USA PATRIOT Act, and no IRA can be opened without it. GOOD TO KNOW X² Capital Balanced IRA is for current and prospective X² Capital clients. An X² Capital account is required to use the app. Bank transfers are handled by our payments partner, Dwolla. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Nothing in this app is investment, tax or legal advice. Contribution and withdrawal rules, including eligibility and tax treatment, are set by the IRS and depend on your circumstances — talk to your tax adviser. X-Square Capital LLC is a registered investment adviser.