Paypense vs AFO Card
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paypense
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Paypense is a corporate credit card and expense management system for B2B and T&E Payments in one. Employees receive a debit card and an app that can be used to apply for funds in real-time. This results in budgets that can be defined in terms of amount, occasion and duration. Payments can be made at any Mastercard® acceptance point worldwide. For each payment, a receipt is captured, digitized and checked according to country-specific requirements.
AFO Card
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Banking made easy AFO cards and accounts are for everyone, individuals and businesses. Issued from the EU, accepted everywhere. IBAN account for your business in 24 hours. Get an international payment card for worldwide use. Your money is safe with us, 100% secured by the central bank. With us, you or your business can: – Get and unique IBAN account – Transfer and receive funds locally and globally – Hold and manage funds – Pay bills For more info, please visit https://afocard.com/
Screenshots
Verdict
The clearest difference is ads: Paypense at none against AFO Card's shown. AFO Card's advantage is iOS requirement (11.0 vs 17.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paypense ships an update every 4 weeks, AFO Card every 2 months. The most recent releases landed on November 7, 2026 and October 25, 2026 respectively.
| Parameter | Paypense | AFO Card |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 weeks — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 111 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | NTC AG | AFO Card Ltd |
In-app purchases
Paypense
No in-app purchases
AFO Card
No in-app purchases









